FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)

12 Months Ended

Dec. 31, 2013

Financial Instruments With Off Balance Sheet Risk [Abstract]

Schedule Of Contractual Amount Off Balance Sheet Risks [Table Text Block]

The contractual amounts of financial instruments with off-balance-sheet risk at year end were as follows:

(Dollars in thousands)	December 31, 2013				December 31, 2012
	Fixed		Variable		Fixed		Variable
	Rate		Rate		Rate		Rate
Commitments to make loans	$	-	$	2,300	$	71	$	2,833
Unused lines of credit		-		68,450		-		71,181
Standby letters of credit		-		5,594		-		6,355
	$	-	$	76,344	$	71	$	80,369