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STOCKHOLDERS' EQUITY (Tables)
12 Months Ended
Dec. 31, 2013
Equity [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Our actual and required capital amounts and ratios are presented below.
 
(Dollars in thousands)
 
 
 
 
 
 
 
 
For Capital
 
 
Required by
 
 
 
Actual
 
 
Adequacy Purposes
 
 
Consent Order
 
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
As of December 31, 2013:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital (to risk- weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
68,477
 
 
12.13
%
 
$
45,174
 
 
8.00
%
 
$
67,761
 
 
12.00
%
Bank
 
 
76,147
 
 
13.48
 
 
 
45,177
 
 
8.00
 
 
 
67,765
 
 
12.00
 
Tier I capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
58,036
 
 
10.28
 
 
 
22,587
 
 
4.00
 
 
 
N/A
 
 
N/A
 
Bank
 
 
69,057
 
 
12.23
 
 
 
22,588
 
 
4.00
 
 
 
N/A
 
 
N/A
 
Tier I capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
58,036
 
 
6.68
 
 
 
34,737
 
 
4.00
 
 
 
78,158
 
 
9.00
 
Bank
 
 
69,057
 
 
7.96
 
 
 
34,706
 
 
4.00
 
 
 
78,088
 
 
9.00
 
 
(Dollars in thousands)
 
 
 
 
 
 
 
For Capital
 
Required by
 
 
 
Actual
 
Adequacy Purposes
 
Consent Order
 
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
As of December 31, 2012:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital (to risk- weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
68,791
 
 
11.36
%
$
48,438
 
 
8.00
%
$
72,657
 
 
12.00
%
Bank
 
 
73,951
 
 
12.21
 
 
48,439
 
 
8.00
 
 
72,658
 
 
12.00
 
Tier I capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
57,471
 
 
9.49
 
 
24,219
 
 
4.00
 
 
N/A
 
 
N/A
 
Bank
 
 
66,256
 
 
10.94
 
 
24,219
 
 
4.00
 
 
N/A
 
 
N/A
 
Tier I capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
57,471
 
 
5.67
 
 
40,580
 
 
4.00
 
 
91,304
 
 
9.00
 
Bank
 
 
66,256
 
 
6.53
 
 
40,608
 
 
4.00
 
 
91,368
 
 
9.00