Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and Dividend Income:
Loans, including fees	$ 6,308	$ 8,082	$ 19,729	$ 26,911
Taxable securities	1,700	1,666	4,898	5,303
Tax exempt securities	53	74	185	230
Total interest income	8,061	9,822	24,812	32,444
Interest Expense:
Deposits	1,561	2,952	5,471	10,341
Federal Home Loan Bank advances	133	216	397	783
Subordinated debentures	340	421	1,022	1,103
Total interest expense	2,034	3,589	6,890	12,227
Net interest income	6,027	6,233	17,922	20,217
Provision for loan losses	(500)	2,671	(1,325)	4,598
Net interest income after provision for loan losses	6,527	3,562	19,247	15,619
Non-interest Income:
Customer service fees on deposit accounts	1,444	1,339	3,942	4,121
Gain on sale of mortgage loans	230	505	818	1,200
Gain on sale of investments	235	2,054	1,078	3,363
Loss on sale of investments	(223)	(350)	(839)	(653)
Other than temporary impairment loss:
Total other-than-temporary impairment losses	0	0	0	(26)
Portion of loss recognized in other comprehensive income/(loss) (before taxes)	0	0	0	0
Net impairment losses recognized in earnings	0	0	0	(26)
Loss on sale and write downs on real estate acquired through foreclosure	(365)	(1,587)	(1,957)	(5,169)
Gain on branch divesture	0	3,124	0	3,124
Gain on sale of premises and equipment	0	0	0	322
Gain on sale on real estate acquired through foreclosure	1,632	630	1,839	1,243
Gain on sale of real estate held for development	0	0	0	175
Brokerage commissions	127	109	384	316
Other income	466	632	1,421	1,660
Total non-interest income	3,546	6,456	6,686	9,676
Non-interest Expense:
Employee compensation and benefits	3,955	3,609	11,505	11,284
Office occupancy expense and equipment	653	777	2,051	2,327
Marketing and advertising	99	113	273	281
Outside services and data processing	900	853	2,704	2,557
Bank franchise tax	315	402	708	1,146
FDIC insurance premiums	460	663	1,654	1,760
Amortization of intangible assets	0	0	0	127
Real estate acquired through foreclosure expense	452	638	1,270	3,314
Loan expense	485	568	1,092	1,732
FHLB advance perpayment penalty	0	1,548	0	1,548
Other expense	1,286	1,682	4,211	4,482
Total non-interest expense	8,605	10,853	25,468	30,558
Income (Loss) before income taxes	1,468	(835)	465	(5,263)
Income tax expense/(benefit)	1	(84)	2	(83)
Net Income (Loss)	1,467	(751)	463	(5,180)
Less:
Dividends on preferred stock	(250)	(250)	(750)	(750)
Accretion on preferred stock	(14)	(14)	(41)	(41)
Net income (loss) attributable to common shareholders	$ 1,203	$ (1,015)	$ (328)	$ (5,971)
Shares applicable to basic income (loss) per common share (in shares)	4,860,115	4,772,987	4,816,538	4,766,898
Basic income (loss) per common share (in dollars per share)	$ 0.25	$ (0.21)	$ (0.07)	$ (1.25)
Shares applicable to diluted income (loss) per common share (in shares)	4,905,542	4,772,987	4,816,538	4,766,898
Diluted income (loss) per common share (in dollars per share)	$ 0.25	$ (0.21)	$ (0.07)	$ (1.25)
Cash dividends declared per common share (in dollars per share)	$ 0	$ 0	$ 0	$ 0