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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Operating Activities:    
Net loss $ (1,004) $ (4,429)
Adjustments to reconcile net income/(loss) to net cash provided by operating activities:    
Provision for loan losses (825) 1,927
Depreciation on premises and equipment 746 771
Change in real estate acquired through foreclosure valuation allowance 221 0
Intangible asset amortization 0 127
Loss on low-income housing investments 264 183
Net amortization (accretion) available-for-sale 3,898 (904)
Impairment loss on securities held-to-maturity 0 26
Gain on sale of investments available-for-sale (843) (1,309)
Loss on sale of investments available-for-sale 616 303
Gain on sale of mortgage loans (588) (695)
Gain on sale of premises and equipment 0 (322)
Gain on sale of real estate acquired through foreclosure (207) (613)
Gain on sale of real estate held for development 0 (175)
Write-downs on real estate acquired through foreclosure 1,270 3,543
Origination of loans held for sale (34,589) (27,572)
Proceeds on sale of loans held for sale 35,469 35,289
Stock-based compensation expense 260 92
Prepaid FDIC premium 0 1,055
Changes in:    
Cash surrender value of life insurance (184) (178)
Interest receivable 300 702
Other assets 179 1,040
Interest payable 677 682
Accrued income tax 21 0
Accounts payable and other liabilities 362 267
Net cash from operating activities 6,043 9,810
Investing Activities:    
Sales of securities available-for-sale 101,056 87,454
Purchases of securities available-for-sale (92,922) (140,232)
Maturities of securities available-for-sale 24,639 50,919
Maturities of securities held-to-maturity 0 58
Net change in loans 31,802 70,654
Sale of portfolio loans 0 10,693
Redemption of Federal Home Loan Bank stock 375 0
Investment in low-income housing projects (24) (24)
Net purchases of premises and equipment (440) (86)
Sales of premises and equipment 0 1,575
Sales of real estate acquired through foreclosure 8,577 4,356
Sales of real estate held for development 0 220
Net cash from investing activities 73,063 85,587
Financing Activities    
Net change in deposits (124,243) (33,492)
Advance from Federal Home Loan Bank 10,000 0
Repayments to Federal Home Loan Bank (70) (70)
Issuance of common stock under dividend reinvestment program 0 4
Issuance of common stock for employee benefit plans 29 39
Net cash from financing activities (114,284) (33,519)
Increase (decrease) in cash and cash equivalents (35,178) 61,878
Cash and cash equivalents, beginning of year 63,103 92,236
Cash and cash equivalents, end of year 27,925 154,114
Supplemental noncash disclosures:    
Transfers from loans to real estate acquired through foreclosure and repossessed assets (2,036) 15,541
Loans to facilitate sales of real estate owned and repossessed assets 82 208
Dividends accrued not paid on preferred stock 500 500
Transfers from loans to loans held for sale in probable branch divestiture $ 0 $ 65,242