FAIR VALUE (Details Textual) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Loans Pledged as Collateral	$ 24,200,000	$ 22,800,000	$ 24,200,000	$ 22,800,000
Valuation Allowances and Reserves, Adjustments	7,100,000	5,500,000	7,100,000	5,500,000
Net Interest Income (Loss) after Provision for Loan Losses	5,752,000	5,755,000	12,720,000	12,057,000
Allowance for Loan and Lease Losses, Period Increase (Decrease)	737,000	1,400,000	737,000	1,700,000
Other Real Estate Valuation Adjustments	400,000	1,900,000	1,500,000	3,500,000
Impaired Loans [Member]
Net Interest Income (Loss) after Provision for Loan Losses	$ 342,000		$ 342,000