Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Loans, including fees	$ 6,603	$ 8,868	$ 13,421	$ 18,829
Taxable securities	1,541	1,726	3,198	3,436
Tax exempt securities	67	144	132	357
Total interest income	8,211	10,738	16,751	22,622
Interest Expense:
Deposits	1,774	3,444	3,910	7,389
Federal Home Loan Bank advances	132	283	264	567
Subordinated debentures	341	341	682	682
Total interest expense	2,247	4,068	4,856	8,638
Net interest income	5,964	6,670	11,895	13,984
Provision for loan losses	212	915	(825)	1,927
Net interest income after provision for loan losses	5,752	5,755	12,720	12,057
Non-interest Income:
Customer service fees on deposit accounts	1,307	1,399	2,498	2,782
Gain on sale of mortgage loans	161	384	588	695
Gain on sale of investments	334	598	843	1,309
Loss on sale of investments	(334)	(303)	(616)	(303)
Other than temporary impairment loss:
Total other-than-temporary impairment losses	0	0	0	(26)
Portion of loss recognized in other comprehensive income/(loss) (before taxes)	0	0	0	0
Net impairment losses recognized in earnings	0	0	0	(26)
Loss on sale and write downs on real estate acquired through foreclosure	(532)	(2,016)	(1,592)	(3,582)
Gain on sale of premises and equipment	0	322	0	322
Gain on sale on real estate acquired through foreclosure	150	210	207	613
Gain on sale of real estate held for development	0	0	0	175
Brokerage commissions	139	112	257	207
Other income	461	617	955	1,028
Total non-interest income	1,686	1,323	3,140	3,220
Non-interest Expense:
Employee compensation and benefits	3,757	3,822	7,550	7,675
Office occupancy expense and equipment	690	782	1,398	1,550
Marketing and advertising	74	135	174	168
Outside services and data processing	941	893	1,804	1,704
Bank franchise tax	315	402	630	744
FDIC insurance premiums	505	682	1,194	1,097
Amortization of intangible assets	0	62	0	127
Real estate acquired through foreclosure expense	524	2,336	818	2,676
Loan expense	385	656	607	1,164
Other expense	1,372	1,446	2,688	2,800
Total non-interest expense	8,563	11,216	16,863	19,705
Loss before income taxes	(1,125)	(4,138)	(1,003)	(4,428)
Income tax expense/(benefit)	1	1	1	1
Net Loss	(1,126)	(4,139)	(1,004)	(4,429)
Less:
Dividends on preferred stock	(250)	(250)	(500)	(500)
Accretion on preferred stock	(13)	(13)	(27)	(27)
Net loss attributable to common shareholders	$ (1,389)	$ (4,402)	$ (1,531)	$ (4,956)
Shares applicable to basic loss per common share (in shares)	4,806,444	4,767,464	4,797,259	4,764,240
Basic loss per common share (in dollars per share)	$ (0.29)	$ (0.92)	$ (0.32)	$ (1.04)
Shares applicable to diluted loss per common share (in shares)	4,806,444	4,767,464	4,797,259	4,764,240
Diluted loss per common share (in dollars per share)	$ (0.29)	$ (0.92)	$ (0.32)	$ (1.04)
Cash dividends declared per common share (in dollars per share)	$ 0	$ 0	$ 0	$ 0