Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Loans, including fees	$ 6,818	$ 9,961
Taxable securities	1,657	2,571
Tax exempt securities	65	213
Total interest income	8,540	12,745
Interest Expense:
Deposits	2,136	3,945
Federal Home Loan Bank advances	132	284
Subordinated debentures	341	341
Total interest expense	2,609	4,570
Net interest income	5,931	8,175
Provision for loan losses	(1,037)	1,012
Net interest income after provision for loan losses	6,968	7,163
Non-interest Income:
Customer service fees on deposit accounts	1,191	1,382
Gain on sale of mortgage loans	427	312
Gain on sale of investments	509	0
Loss on sale of investments	(282)	(150)
Other than temporary impairment loss:
Total other-than-temporary impairment losses	0	(26)
Portion of loss recognized in other comprehensive income/(loss) (before taxes)	0	0
Net impairment losses recognized in earnings	0	(26)
Loss on sale and write downs on real estate acquired through foreclosure	(1,060)	(1,566)
Gain on sale on real estate acquired through foreclosure	57	403
Gain on sale of real estate held for development	0	175
Brokerage commissions	118	95
Other income	494	411
Total non-interest income	1,454	1,036
Non-interest Expense:
Employee compensation and benefits	3,793	3,853
Office occupancy expense and equipment	708	768
Marketing and advertising	100	33
Outside services and data processing	863	811
Bank franchise tax	315	342
FDIC insurance premiums	689	415
Amortization of intangible assets	0	64
Real estate acquired through foreclosure expense	294	340
Loan expense	222	508
Other expense	1,316	1,354
Total non-interest expense	8,300	8,488
Income/(loss) before income taxes	122	(289)
Income taxes/(benefits)	0	0
Net Income/(Loss)	122	(289)
Less:
Dividends on preferred stock	(250)	(250)
Accretion on preferred stock	(14)	(14)
Net income/(loss) attributable to common shareholders	$ (142)	$ (553)
Shares applicable to basic income per common share (in shares)	4,786,250	4,761,262
Basic income/(loss) per common share (in dollars per share)	$ (0.03)	$ (0.12)
Shares applicable to diluted income per common share (in shares)	4,786,250	4,761,262
Diluted income/(loss) per common share (in dollars per share)	$ (0.03)	$ (0.12)
Cash dividends declared per common share (in dollars per share)	$ 0	$ 0