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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Mortgage Loans on Real Estate, Periodic Payment Terms 90 Days  
Mortgage Loans On Real Estate Periodic Payment Terms1 60 to 90 days  
Maximum Mortgages Loans To Appraised Value Ratio 90.00%  
Mortgage loans held for sale Carrying Value $ 3,887,000 $ 10,187,000
Loans Held For Sale In Probable Branch Divestiture   35,100,000
Loans Held For Sale In Additional Probable Loan Sale   10,700,000
Payments for Origination of Mortgage Loans Held-for-sale 20,900,000 1,500,000
Income Tax Examination, Likelihood of Unfavorable Settlement greater than 50%.  
Adjustable Interest Rates Description maturities of 25 years or less or are loans with fixed interest rates and maturities of five years or less.  
Impaired Financing Receivable, Recorded Investment $ 7,100,000 $ 7,700,000
Minimum [Member]
   
Mortgage Loans on Real Estate, Periodic Payment Terms 90 days  
Finite-Lived Intangible Asset, Useful Life 7 years  
Maximum [Member]
   
Mortgage Loans on Real Estate, Periodic Payment Terms 120 days  
Finite-Lived Intangible Asset, Useful Life 10 years  
Building [Member] | Minimum [Member]
   
Property, Plant and Equipment, Useful Life 5 years  
Building [Member] | Maximum [Member]
   
Property, Plant and Equipment, Useful Life 40 years  
Furniture and Fixtures [Member] | Minimum [Member]
   
Property, Plant and Equipment, Useful Life 3 years  
Furniture and Fixtures [Member] | Maximum [Member]
   
Property, Plant and Equipment, Useful Life 15 years