STOCKHOLDERS' EQUITY (Tables)

6 Months Ended

Jun. 30, 2012

Equity [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Our actual and required capital amounts and ratios to be considered adequately capitalized are presented below.

(Dollars in thousands)						For Capital
	Actual					Adequacy Purposes
As of June 30, 2012:	Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets)
Consolidated	$	73,946		10.16	%	$	58,241		8.00	%
Bank		77,742		10.68			58,237		8.00
Tier I capital (to risk-weighted assets)
Consolidated		64,757		8.89			29,121		4.00
Bank		68,545		9.42			29,119		4.00
Tier I capital (to average assets)
Consolidated		64,757		5.43			47,698		4.00
Bank		68,545		5.73			47,886		4.00

(Dollars in thousands)						For Capital
	Actual					Adequacy Purposes
As of December 31, 2011:	Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets)
Consolidated	$	79,593		9.87	%	$	64,493		8.00	%
Bank		82,081		10.18			64,486		8.00
Tier I capital (to risk-weighted assets)
Consolidated		69,425		8.61			32,246		4.00
Bank		71,914		8.92			32,243		4.00
Tier I capital (to average assets)
Consolidated		69,425		5.71			48,666		4.00
Bank		71,914		5.86			49,111		4.00

Schedule Of Capital Requirements Under 2012 Consent Order [Table Text Block]

The 2012 Consent Order requires the Bank to achieve the minimum capital ratios presented below by June 30, 2012:

	Actual as of			Ratio Required
	6/30/2012			by Consent Order
Total capital to risk-weighted assets		10.68	%		12.00	%
Tier 1 capital to average total assets		5.73	%		9.00	%