Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS:
Cash and due from banks	$ 11,810	$ 12,973
Interest bearing deposits	70,050	79,263
Total cash and cash equivalents	81,860	92,236
Securities available-for-sale	355,793	313,777
Securities held-to-maturity, fair value of $24 Mar (2012) and $24 Dec (2011)	24	24
Total securities	355,817	313,801
Loans held for sale	40,916	56,016
Loans, net of unearned fees	652,708	691,253
Allowance for loan losses	(17,329)	(17,181)
Net loans	635,379	674,072
Federal Home Loan Bank stock	4,805	4,805
Cash surrender value of life insurance	9,791	9,702
Premises and equipment, net	29,377	29,694
Premises and equipment held for sale,net	927	946
Real estate owned:
Acquired through foreclosure	30,081	29,083
Held for development		45
Other repossessed assets	49	42
Core deposit intangible	650	714
Accrued interest receivable	2,837	3,168
Accrued income taxes	2,948	3,517
Prepaid FDIC Insurance	909	1,302
Low-income housing investments	7,604	7,671
Other assets	1,602	1,964
TOTAL ASSETS	1,205,552	1,228,778
Deposits:
Total deposits	1,099,465	1,122,794
Advances from Federal Home Loan Bank	27,701	27,736
Subordinated debentures	18,000	18,000
Accrued interest payable	2,162	1,817
Accounts payable and other liabilities	5,307	4,968
TOTAL LIABILITIES	1,152,635	1,175,315
Commitments and contingent liabilities
STOCKHOLDERS' EQUITY:
Serial preferred stock, $1 par value per share; authorized 5,000,000 shares; issued and outstanding, 20,000 shares with a liquidation preference of $20,000	19,903	19,889
Common stock, $1 par value per share; authorized 35,000,000 shares; issued and outstanding, 4,765,222 shares Mar (2012), and 4,749,415 shares Dec (2011)	4,765	4,749
Additional paid-in capital	35,502	35,450
Retained earnings/(accumulated deficit)	(8,504)	(7,951)
Accumulated other comprehensive income	1,251	1,326
TOTAL STOCKHOLDERS' EQUITY	52,917	53,463
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	1,205,552	1,228,778
All Other
Deposits:
Non-interest bearing	79,461	72,675
Interest bearing	901,213	932,915
Held for Sale
Deposits:
Non-interest bearing	5,551	4,954
Interest bearing	$ 113,240	$ 112,250