Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS:
Cash and due from banks	$ 12,973	$ 14,840
Interest bearing deposits	79,263	151,336
Total cash and cash equivalents	92,236	166,176
Securities available-for-sale	313,777	196,029
Securities held-to-maturity, fair value of $24 (2011) and $126 (2010)	24	124
Total securities	313,801	196,153
Loans held for sale	56,016	6,388
Loans, net of unearned fees	691,253	884,531
Allowance for loan losses	(17,181)	(22,665)
Net loans	674,072	861,866
Federal Home Loan Bank stock	4,805	4,909
Cash surrender value of life insurance	9,702	9,354
Premises and equipment, net	29,694	31,988
Premises and equipment held for sale, net	946
Real estate owned
Acquired through foreclosure	29,083	25,807
Held for development	45	45
Other repossessed assets	42	40
Core deposit intangible	714	994
Accrued interest receivable	3,168	3,807
Accrued income taxes	3,517	2,161
Deferred income taxes		2,982
Prepaid FDIC Insurance	1,302	4,449
Low-income housing investments	7,671	619
Other assets	1,964	1,769
TOTAL ASSETS	1,228,778	1,319,507
Deposits:
Total deposits	1,122,794	1,173,908
Advances from Federal Home Loan Bank	27,736	52,532
Subordinated debentures	18,000	18,000
Accrued interest payable	1,817	594
Accounts payable and other liabilities	4,968	3,162
TOTAL LIABILITIES	1,175,315	1,248,196
Commitments and contingent liabilities (See Note 19)
STOCKHOLDERS' EQUITY:
Serial preferred stock, $1 par value per share; authorized 5,000,000 shares; issued and outstanding, 20,000 shares with a liquidation preference of $20,000	19,889	19,835
Common stock, $1 par value per share authorized 35,000,000 shares issued and outstanding, 4,749,415 shares (2011), and 4,726,329 shares (2010)	4,749	4,726
Additional paid-in capital	35,450	35,201
Retained earnings/(accumulated deficit;	(7,951)	16,264
Accumulated other comprehensive income/(loss)	1,326	(4,715)
TOTAL STOCKHOLDERS' EQUITY	53,463	71,311
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	1,228,778	1,319,507
All Other
Deposits:
Non-interest bearing	72,675	73,566
Interest bearing	932,915	1,100,342
Held for Sale
Deposits:
Non-interest bearing	4,954
Interest bearing	$ 112,250