Consolidated Statements of Income (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest and Dividend Income:
Loans, including fees	$ 10,844	$ 13,543	$ 34,879	$ 41,857
Taxable securities	1,816	1,117	5,085	2,488
Tax exempt securities	265	255	787	628
Total interest income	12,925	14,915	40,751	44,973
Interest Expense:
Deposits	4,430	4,883	14,018	14,642
Short-term borrowings		6		38
Federal Home Loan Bank advances	282	599	857	1,788
Subordinated debentures	341	331	1,032	989
Total interest expense	5,053	5,819	15,907	17,457
Net interest income	7,872	9,096	24,844	27,516
Provision for loan losses	6,124	6,327	19,106	11,353
Net interest income after provision for loan losses	1,748	2,769	5,738	16,163
Non-interest Income:
Customer service fees on deposit accounts	1,620	1,671	4,619	4,935
Gain on sale of mortgage loans	268	513	824	1,227
Gain on sale of investments	92	7	323	7
Loss on sale of investments			(38)	(23)
Other than temporary impairment loss:
Total other-than-temporary impairment losses	(64)	(649)	(168)	(832)
Portion of loss recognized in other comprehensive income/(loss) (before taxes)
Net impairment losses recognized in earnings	(64)	(649)	(168)	(832)
Loss on sale and write downs on real estate acquired through foreclosure	(3,315)	(374)	(8,201)	(838)
Brokerage commissions	124	109	339	309
Other income	348	703	1,203	1,514
Total non-interest income	(927)	1,980	(1,099)	6,299
Non-interest Expense:
Employee compensation and benefits	4,060	4,176	12,347	12,171
Office occupancy expense and equipment	804	779	2,447	2,351
Marketing and advertising	101	225	490	675
Outside services and data processing	874	622	2,727	2,020
Bank franchise tax	342	566	998	1,482
FDIC insurance premiums	679	615	2,555	1,969
Amortization of core deposit intangible	64	77	217	229
Real estate acquired through foreclosure expense	476	302	1,504	916
Loan expense	1,358	129	2,169	328
Other expense	1,282	1,223	3,908	3,481
Total non-interest expense	10,040	8,714	29,362	25,622
Income/(loss) before income taxes	(9,219)	(3,965)	(24,723)	(3,160)
Income taxes/(benefits)	(1,783)	(1,472)	(3,313)	(1,359)
Net Income/(Loss)	(7,436)	(2,493)	(21,410)	(1,801)
Less:
Dividends on preferred stock	(250)	(250)	(750)	(750)
Accretion on preferred stock	(14)	(14)	(41)	(41)
Net income (loss) attributable to common shareholders	$ (7,700)	$ (2,757)	$ (22,201)	$ (2,592)
Shares applicable to basic income per common share	4,746,780	4,724,043	4,741,152	4,719,513
Basic income (loss) per common share	$ (1.62)	$ (0.58)	$ (4.68)	$ (0.55)
Shares applicable to diluted income per common share	4,746,780	4,724,043	4,741,152	4,719,513
Diluted income (loss) per common share	$ (1.62)	$ (0.58)	$ (4.68)	$ (0.55)
Cash dividends declared per common share