Personal Use of Corporate Aircraft
                             Non-Executive Chairman


This Personal Use of Corporate Aircraft Policy only applies to the Non-Executive
Chairman.  AII Services  provides  private  aircraft for the safe and  efficient
business transport of senior company personnel under separate policies.

Eligibility

At the  Compensation  Committee's  discretion,  the  Non-Executive  Chairman  is
eligible to use the company aircraft for personal travel.  The per calendar year
benefit  to the  Non-Executive  Chairman  will  be set by the  Committee  and is
initially  expected to be $45,000  computed using the incremental cost method or
such  other  method  that may be  mandated.  At the end of the year,  amounts in
excess of or below $45,000 will be offset against the  Non-Executive  Chairman's
cash compensation.

Authorization and Reporting

All personal use must be documented,  indicating passengers,  dates, hours used,
legs taken and fuel and maintenance required.

The  Non-Executive  Chairman or designate is responsible for promptly  reporting
the details of the trip to Accounting.

The value of the trip,  using SIFL rates,  will be  reported  as imputed  income
according to state and federal tax requirements.

No gross up of imputed SIFL income will occur.

Other

Customary  aircraft-related  expenses  (fuel,  maintenance,  pilot  fees,  etc.)
incurred for personal use, within these guidelines, will be paid by the Company.
All  other  expenses  (such as  catering)  are to be borne by the  Non-Executive
Chairman.

Business travel needs will override personal use requests.

The  Executive  Compensation  Committee  of the Board  will  review a summary of
personal use each year.