<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>6
<FILENAME>0006.txt
<DESCRIPTION>AMENDMENT TO EMPLOYMENT AGREEMENT
<TEXT>


Letterhead of Allstate Financial Corporation


January 10, 2001


Mr. C. Fred Jackson


Dear Fred:

         Allstate  Financial  Corporation  ("Allstate")  hereby  notifies you in
accordance  with  paragraph  2 of  the  Employment  and  Compensation  Agreement
("Agreement")  between you and Allstate dated  September 1, 1998, that effective
today Allstate will stop extending the term of your employment.

         Therefore,  the term of your  agreement  with Allstate shall end on the
10th day of January 2002.


                                            Sincerely,


                                            David W. Campbell
                                            Chairman


</TEXT>
</DOCUMENT>