Exhibit 24.1


                                POWER OF ATTORNEY



     KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature
appears below constitutes and appoints Charles Crocker and Thomas W. Fry, and
each of them, as his true and lawful attorneys-in-fact and agents, with full
power of substitution and resubstitution, for him and in his name, place, and
stead, in any and all capacities, to sign any and all amendments to this Report
and to file the same, with all exhibits thereto, and other documents in
connection therewith, with the Securities and Exchange Commission, granting unto
said attorneys-in-fact and agents, and each of them, full power and authority to
do and perform each and every act and thing requisite and necessary to be done
in connection therewith, as fully to all intents and purposes as he might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact and agents, or any of them, or their or his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.

     Pursuant to the requirements of the Securities Exchange Act of 1934, this
Report has been signed below by the following persons on behalf of the
Registrant and in the capacities and on the dates indicated.



Signature                 Title                             Date
---------                 -----                             ----


/s/Charles Crocker        Chairman of the Board of          December 28, 2000
----------------------    Directors
(Charles Crocker)


                          Vice President of Finance and
/s/Thomas W. Fry          Administration, Secretary and     December 28, 2000
----------------------
(Thomas W. Fry)           Treasurer
                          (Principal Financial and
                          Accounting Officer)


/s/Ralph M. Richart       Director                          December 28, 2000
----------------------
(Ralph M. Richart)


/s/Richard W. Turner      President and Chief Executive     December 28, 2000
----------------------     Officer & Director
(Richard W. Turner)

/s/Lawrence A. Wan        Director                          December 28, 2000
----------------------
(Lawrence A. Wan)

/s/Gary D. Wrench         Director                          December 28, 2000
----------------------
(Gary D. Wrench)
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