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Property and Casualty Unpaid Claims and Claim Expenses (Tables)
 3 Months Ended
Mar. 31, 2018
Insurance Loss Reserves [Abstract]  
Reconciliation of property and casualty unpaid claims and claim expenses The end of the period gross reserve (before reinsurance) balances and the reinsurance recoverable balances are reflected on a gross basis in the Consolidated Balance Sheets.
($ in thousands)
 
 
Three Months Ended March 31,
 
 
 
2018
 
2017
Property and Casualty
 
 
 
 
 
Beginning gross reserves (1)
 
 
$
319,182

 
$
307,757

Less: reinsurance recoverables
 
 
57,409

 
61,199

Net reserves, beginning of period (2)
 
 
261,773

 
246,558

Incurred claims and claim expenses:
 
 
 
 
 
Claims occurring in the current period
 
 
120,988

 
123,204

Decrease in estimated reserves for claims occurring in prior periods (3)
 
 
(300
)
 
(1,000
)
Total claims and claim expenses incurred (4)
 
 
120,688

 
122,204

Claims and claim expense payments for claims occurring during:
 
 
 
 
 
Current period
 
 
47,048

 
52,380

Prior periods
 
 
67,075

 
62,013

Total claims and claim expense payments
 
 
114,123

 
114,393

Net reserves, end of period (2)
 
 
268,338

 
254,369

Plus: reinsurance recoverables
 
 
62,917

 
61,804

Ending gross reserves (1)
 
 
$
331,255

 
$
316,173

________________
(1)
Unpaid claims and claim expenses as reported in the Consolidated Balance Sheets also include reserves for Life and Retirement of $27,062 thousand and $23,860 thousand as of March 31, 2018 and 2017, respectively, in addition to Property and Casualty reserves.
(2)
Reserves net of anticipated reinsurance recoverables.
(3)
Shows the amounts by which the Company decreased its reserves in each of the periods indicated for claims occurring in previous periods to reflect subsequent information on such claims and changes in their projected final settlement costs.
(4)
Benefits, claims and settlement expenses as reported in the Consolidated Statements of Operations also include amounts for Life and Retirement of $22,874 thousand and $21,892 thousand for the three month periods ended March 31, 2018 and 2017, respectively, in addition to Property and Casualty amounts.