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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 LP87V/LohBTvuKsDO3nkgNtWwGSAem1ZTsKqV1xQPCVGe4Rj/oQf9UVoxvEPkX4w
 WVtXB7oWV1oMI2olZ6ecaA==

<SEC-DOCUMENT>0001247272-03-000044.txt : 20031216
<SEC-HEADER>0001247272-03-000044.hdr.sgml : 20031216
<ACCEPTANCE-DATETIME>20031216162531
ACCESSION NUMBER:		0001247272-03-000044
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031215
FILED AS OF DATE:		20031216

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORACE MANN EDUCATORS CORP /DE/
		CENTRAL INDEX KEY:			0000850141
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				370911756
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1 HORACE MANN PLZ
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715-0001
		BUSINESS PHONE:		2177892500

	MAIL ADDRESS:	
		STREET 1:		1 HORACE MANN PLZ
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715-0001

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORACE MANN EDUCATORS CORP
		DATE OF NAME CHANGE:	19920108

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			HECKMAN PETER H
		CENTRAL INDEX KEY:			0001247247
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10890
		FILM NUMBER:		031057686

	BUSINESS ADDRESS:	
		STREET 1:		C/O HORACE MANN EDUCATORS CORP
		STREET 2:		1 HORACE MANN PLAZA
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715
		BUSINESS PHONE:		2177892500

	MAIL ADDRESS:	
		STREET 1:		C/O HORACE MANN EDUCATORS CORP
		STREET 2:		1 HORACE MANN PLAZA
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-12-15</periodOfReport>
    <issuer>
        <issuerCik>0000850141</issuerCik>
        <issuerName>HORACE MANN EDUCATORS CORP /DE/</issuerName>
        <issuerTradingSymbol>HMN</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001247247</rptOwnerCik>
            <rptOwnerName>HECKMAN PETER H</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>1 HORACE MANN PLAZA</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SPRINGFIELD</rptOwnerCity>
            <rptOwnerState>IL</rptOwnerState>
            <rptOwnerZipCode>62715</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>EVP &amp; Chief Financial Officer</officerTitle></reportingOwnerRelationship></reportingOwner><derivativeTable><derivativeTransaction><securityTitle><value>Phantom Stock Units</value></securityTitle><conversionOrExercisePrice><value>0</value><footnoteId id="F1"/></conversionOrExercisePrice><transactionDate><value>2003-12-15</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>43.9</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>1988-08-08</value><footnoteId id="F2"/></exerciseDate><expirationDate><value>1988-08-08</value><footnoteId id="F2"/
></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>43.9</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>43.9</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes><footnote id="F1">One-for-one.</footnote><footnote id="F2">The phantom stock units are estimated based on the market price of Horace Mann Educators Corporation Common Stock and are acquired under the Horace Mann Educators Corporation Deferred Compensation Plan for employees which are to be settled 100% in cash on the earlier of the reporting person's retirement date, termination date or a date certain.</footnote></footnotes><remarks/><ownerSignature><signatureName>Rhon
da R. Armstead, Attorney in Fact for Peter H. Heckman</signatureName><signatureDate>2003-12-16</signatureDate></ownerSignature></ownershipDocument>

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</SEC-DOCUMENT>
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