Reinsurance and Catastrophes (Tables)

12 Months Ended

Dec. 31, 2015

Summary of reinsurance recoverable on unpaid insurance reserves

The total amounts of reinsurance recoverable on unpaid insurance reserves classified as assets and reported in Other Assets in the Consolidated Balance Sheets were as follows:

	December 31,
	2015		2014
Reinsurance recoverables on reserves and unpaid claims
Property and casualty
Reinsurance companies	$	9,026	$	7,772
State insurance facilities		41,306		35,968
Life and health		9,780		9,592
Total	$	60,112	$	53,332

Effects of reinsurance on premiums and benefits

The effects of reinsurance on premiums written and contract deposits; premiums and contract charges earned; and benefits, claims and settlement expenses were as follows:

			Ceded to		Assumed
	Gross		Other		from Other		Net
	Amount		Companies		Companies		Amount
Year ended December 31, 2015
Premiums written and contract deposits	$	1,277,066		$24,737		$4,184	$	1,256,513
Premiums and contract charges earned		752,798		25,077		4,159		731,880
Benefits, claims and settlement expenses		508,904		16,221		3,681		496,364

Year ended December 31, 2014
Premiums written and contract deposits		1,191,123		27,144		3,676		1,167,655
Premiums and contract charges earned		739,281		27,276		3,755		715,760
Benefits, claims and settlement expenses		504,550		39,236		3,112		468,426

Year ended December 31, 2013
Premiums written and contract deposits		1,120,852		30,115		3,456		1,094,193
Premiums and contract charges earned		717,494		29,990		3,434		690,938
Benefits, claims and settlement expenses		455,298		10,018		3,037		448,317