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Property and Casualty Unpaid Claims and Claim Expenses (Tables)
12 Months Ended
Dec. 31, 2014
Property and Casualty Unpaid Claims and Claim Expenses [Abstract]  
Reconciliation of property and casualty unpaid claims and claim expenses
The end of the year gross reserve (before reinsurance) balances and the reinsurance recoverable balances are reflected on a gross basis in the Consolidated Balance Sheets.
 
Year Ended December 31,
2014
2013
2012
Property and casualty segment
Gross reserves, beginning of year (1)
$
275,809
$
274,542
$
281,080
Less: Reinsurance recoverables
14,107
13,705
11,463
Net reserves, beginning of year (2)
261,702
260,837
269,617
Incurred claims and claim expenses:
Claims occurring in the current year
416,512
403,589
406,605
Decrease in estimated reserves for claims occurring in prior years (3)
(17,000
)
(17,988
)
(17,175
)
Total claims and claim expenses incurred (4)
399,512
385,601
389,430
Claims and claim expense payments for claims occurring during:
Current year
273,699
265,831
271,286
Prior years
120,158
118,905
126,924
Total claims and claim expense payments
393,857
384,736
398,210
Net reserves, end of year (2)
267,357
261,702
260,837
Plus: Reinsurance recoverables
43,740
14,107
13,705
Gross reserves, end of year (1)
$
311,097
$
275,809
$
274,542
____________________________ 
(1)
Unpaid claims and claim expenses as reported in the Consolidated Balance Sheets also include reserves for the life and annuity segments of $14,687, $15,818, $14,853 and $13,729 as of December 31, 2014, 2013, 2012 and 2011, respectively, in addition to property and casualty segment reserves.
(2)
Reserves net of anticipated reinsurance recoverables.
(3)
Shows the amounts by which the Company decreased its reserves in each of the periods indicated for claims occurring in previous periods to reflect subsequent information on such claims and changes in their projected final settlement costs. Also refer to the paragraphs below for additional information regarding the reserve development recorded in 2014, 2013 and 2012.
(4)
Benefits, claims and settlement expenses as reported in the Consolidated Statements of Operations also include amounts for the life and annuity segments of $68,914, $62,716 and $58,820 for the years ended December 31, 2014, 2013 and 2012, respectively, in addition to the property and casualty segment amounts.