Reinsurance

12 Months Ended

Dec. 31, 2014

Reinsurance [Abstract]

Reinsurance

SCHEDULE IV

HORACE MANN EDUCATORS CORPORATION

REINSURANCE

(Dollars in thousands)

Column A	Column B		Column C		Column D			Column E		Column F
			Ceded to		Assumed					Percentage
	Gross		Other		from Other			Net		of Amount
	Amount		Companies		Companies			Amount		Assumed to Net
Year ended December 31, 2014
Life insurance in force	$	15,800,701	$	3,360,016		$	-	$	12,440,685		-
Premiums
Property and casualty	$	599,230	$	21,157		$	3,755	$	581,828		0.6	%
Annuity		25,540		-			-		25,540		-
Life		114,511		6,119			-		108,392		-
Total premiums	$	739,281	$	27,276		$	3,755	$	715,760		0.5	%
Year ended December 31, 2013
Life insurance in force	$	15,102,466	$	3,231,421		$	-	$	11,871,045		-
Premiums
Property and casualty	$	582,780	$	24,260		$	3,434	$	561,954		0.6	%
Annuity		22,575		-			-		22,575		-
Life		112,139		5,730			-		106,409		-
Total premiums	$	717,494	$	29,990		$	3,434	$	690,938		0.5	%
Year ended December 31, 2012
Life insurance in force	$	14,632,272	$	3,070,951		$	-	$	11,561,321		-
Premiums
Property and casualty	$	566,853	$	23,954		$	3,440	$	546,339		0.6	%
Annuity		21,794		-			-		21,794		-
Life		108,074		5,680			-		102,394		-
Total premiums	$	696,721	$	29,634		$	3,440	$	670,527		0.5	%

____________________________

Note: Premiums above include insurance premiums earned and contract charges earned.

See accompanying Report of Independent Registered Public Accounting Firm.