Property and Casualty Unpaid Claims and Claim Expenses (Tables)

12 Months Ended

Dec. 31, 2013

Property and Casualty Unpaid Claims and Claim Expenses [Abstract]

Reconciliation of property and casualty unpaid claims and claim expenses

The following table sets forth an analysis of property and casualty unpaid claims and claim expenses and provides a reconciliation of beginning and ending reserves for the periods indicated.

	Year Ended December 31,
	2013		2012		2011
Property and casualty segment
Gross reserves, beginning of year (1)	$	274,542	$	281,080	$	301,622
Less reinsurance recoverables		13,705		11,463		12,225
Net reserves, beginning of year (2)		260,837		269,617		289,397
Incurred claims and claim expenses:
Claims occurring in the current year		403,589		406,605		452,827
Decrease in estimated reserves for
claims occurring in prior years (3)		(17,988)		(17,175)		(10,310)
Total claims and claim expenses incurred (4)		385,601		389,430		442,517
Claims and claim expense payments
for claims occurring during:
Current year		265,831		271,286		314,759
Prior years		118,905		126,924		147,539
Total claims and claim expense payments		384,736		398,210		462,298
Net reserves, end of year (2)		261,702		260,837		269,617
Plus reinsurance recoverables		14,107		13,705		11,463
Gross reserves, end of year (1)	$	275,809	$	274,542	$	281,080

(1) Unpaid claims and claim expenses as reported in the Consolidated Balance Sheets also include reserves for the life and annuity segments of $15,818, $14,853, $13,729 and $14,073 as of December 31, 2013, 2012, 2011 and 2010, respectively, in addition to property and casualty segment reserves.

(2) Reserves net of anticipated reinsurance recoverables.

(3) Shows the amounts by which the Company decreased its reserves in each of the periods indicated for claims occurring in previous periods to reflect subsequent information on such claims and changes in their projected final settlement costs. Also refer to the paragraphs below for additional information regarding the reserve development recorded in 2013, 2012 and 2011.

(4) Benefits, claims and settlement expenses as reported in the Consolidated Statements of Operations also include amounts for the life and annuity segments of $62,716, $58,820 and $59,917 for the years ended December 31, 2013, 2012 and 2011, respectively, in addition to the property and casualty segment amounts.