<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF OPERATIONS AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<DEBT-HELD-FOR-SALE>                         2,507,064
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                           0
<MORTGAGE>                                      17,359
<REAL-ESTATE>                                      143
<TOTAL-INVEST>                               2,708,789
<CASH>                                          30,628
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                         134,987
<TOTAL-ASSETS>                               4,280,650
<POLICY-LOSSES>                              2,159,095
<UNEARNED-PREMIUMS>                            167,025
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                          123,257
<NOTES-PAYABLE>                                148,699
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            60
<OTHER-SE>                                     400,375
<TOTAL-LIABILITY-AND-EQUITY>                 4,280,650
<PREMIUMS>                                     297,929
<INVESTMENT-INCOME>                             95,109
<INVESTMENT-GAINS>                             (2,341)
<OTHER-INCOME>                                       0
<BENEFITS>                                     217,075
<UNDERWRITING-AMORTIZATION>                     27,318
<UNDERWRITING-OTHER>                            58,427
<INCOME-PRETAX>                                 32,435
<INCOME-TAX>                                    10,027
<INCOME-CONTINUING>                             22,408
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    22,408
<EPS-BASIC>                                       0.55
<EPS-DILUTED>                                     0.54
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0

<F1>REFER TO NOTE 3 - INVESTMENTS OF THE COMPANY'S CONSOLIDATED NOTES TO
FINANCIAL STATEMENTS FOR JUNE 30, 2000.
<F2>REFER TO THE COMPANY'S CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 2000.