Exhibit 12.1

STATEMENT OF RATIOS OF EARNINGS TO FIXED CHARGES

Ratio of earnings to fixed charges	Year ended December 31,
	2014		2013		2012		2011		2010
	(Dollars in thousands)
Earnings:
Income from continuing operations before taxes	$	46,288	$	37,419	$	31,838	$	28,563	$	29,336
Fixed charges excluding deposits and preferred stock dividends:		4,764		4,402		7,815		9,862		11,333
Subtotal		51,052		41,821		39,653		38,425		40,669
Interest on deposits		5,064		6,089		8,344		10,878		15,195
Total	$	56,116	$	47,910	$	47,997	$	49,303	$	55,864
Fixed charges:
Interest excluding deposits	$	3,873	$	3,568	$	7,102	$	9,233	$	10,700
Interest component on rentals*		891		834		713		629		633
Preferred stock dividends		—		—		620		2,167		3,987
Subtotal		4,764		4,402		8,435		12,029		15,320
Interest on deposits		5,064		6,089		8,344		10,878		15,195
Total	$	9,828	$	10,491	$	16,779	$	22,907	$	30,515
Ratio of earnings to fixed charges:
Excluding interest on deposits		10.72		9.50		4.70		3.19		2.65
Including interest on deposits		5.71		4.57		2.86		2.15		1.83

^*Interest component on rentals estimated to be one-third of rentals