0001493580-21-000045.txt : 20210813 0001493580-21-000045.hdr.sgml : 20210813 20210813130300 ACCESSION NUMBER: 0001493580-21-000045 CONFORMED SUBMISSION TYPE: 40-17G PUBLIC DOCUMENT COUNT: 43 FILED AS OF DATE: 20210813 DATE AS OF CHANGE: 20210813 EFFECTIVENESS DATE: 20210813 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Absolute Insight Funds, Inc. CENTRAL INDEX KEY: 0001635295 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-23036 FILM NUMBER: 211171037 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: (212) 922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Alcentra Global Multi-Strategy Credit Fund, Inc. CENTRAL INDEX KEY: 0001729678 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-23330 FILM NUMBER: 211171090 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Alcentra Global Multi-Strategy Credit Fund, Inc. DATE OF NAME CHANGE: 20180626 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Alcentra Multi-Strategy Global Credit Fund, Inc. DATE OF NAME CHANGE: 20180130 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Sustainable U.S. Equity Fund, Inc. CENTRAL INDEX KEY: 0000030167 IRS NUMBER: 132691318 STATE OF INCORPORATION: MD FISCAL YEAR END: 0531 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-02192 FILM NUMBER: 211171055 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Sustainable U.S. Equity Fund, Inc. DATE OF NAME CHANGE: 20170501 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS THIRD CENTURY FUND, INC DATE OF NAME CHANGE: 20161220 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS THIRD CENTURY FUND INC DATE OF NAME CHANGE: 20081201 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Investment Funds III CENTRAL INDEX KEY: 0000053808 IRS NUMBER: 042694144 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-00524 FILM NUMBER: 211171080 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS/LAUREL FUNDS TRUST DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS LAUREL FUNDS TRUST DATE OF NAME CHANGE: 19941122 FORMER COMPANY: FORMER CONFORMED NAME: LAUREL FUNDS TRUST DATE OF NAME CHANGE: 19940202 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Municipal Bond Funds, Inc. CENTRAL INDEX KEY: 0000075176 IRS NUMBER: 132866680 STATE OF INCORPORATION: MD FISCAL YEAR END: 0831 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-02653 FILM NUMBER: 211171072 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS BOND FUNDS, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS BOND FUNDS, INC DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS BOND FUNDS INC DATE OF NAME CHANGE: 20030401 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON APPRECIATION FUND, INC. CENTRAL INDEX KEY: 0000318478 IRS NUMBER: 133088846 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03081 FILM NUMBER: 211171089 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 200 PARK AVENUE, 8TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 200 PARK AVENUE, 8TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS APPRECIATION FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS APPRECIATION FUND INC DATE OF NAME CHANGE: 19930427 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL COMMON STOCK FUND INC DATE OF NAME CHANGE: 19831103 FILER: COMPANY DATA: COMPANY CONFORMED NAME: GENERAL MONEY MARKET FUND, INC. CENTRAL INDEX KEY: 0000353560 IRS NUMBER: 133090361 STATE OF INCORPORATION: NY FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03207 FILM NUMBER: 211171040 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL MONEY MARKET FUND INC DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: GENERAL MUNICIPAL MONEY MARKET FUNDS, INC. CENTRAL INDEX KEY: 0000703153 IRS NUMBER: 136819286 STATE OF INCORPORATION: NY FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03481 FILM NUMBER: 211171039 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL MUNICIPAL MONEY MARKET FUNDS INC DATE OF NAME CHANGE: 19990129 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL MUNICIPAL MONEY MARKET FUND INC DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL TAX EXEMPT MONEY MARKET FUND INC DATE OF NAME CHANGE: 19910127 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Intermediate Municipal Bond Fund, Inc. CENTRAL INDEX KEY: 0000718935 IRS NUMBER: 133171381 STATE OF INCORPORATION: NY FISCAL YEAR END: 0531 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03721 FILM NUMBER: 211171084 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Intermediate Municipal Bond Fund, Inc. DATE OF NAME CHANGE: 20110606 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INTERMEDIATE MUNICIPAL BOND FUND INC DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INTERMEDIATE TAX EXEMPT BOND FUND INC DATE OF NAME CHANGE: 19900912 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON CALIFORNIA AMT-FREE MUNICIPAL BOND FUND, INC. CENTRAL INDEX KEY: 0000720064 IRS NUMBER: 133171422 STATE OF INCORPORATION: NY FISCAL YEAR END: 0531 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03757 FILM NUMBER: 211171088 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER CALIFORNIA AMT-FREE MUNICIPAL BOND FUND, INC. DATE OF NAME CHANGE: 20110606 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER CALIFORNIA AMT-FREE MUNICIPAL BOND FUND INC DATE OF NAME CHANGE: 20080204 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER CALIFORNIA TAX EXEMPT BOND FUND INC DATE OF NAME CHANGE: 20041217 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon New York Tax Exempt Bond Fund, Inc. CENTRAL INDEX KEY: 0000723765 IRS NUMBER: 133171383 STATE OF INCORPORATION: NY FISCAL YEAR END: 0531 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03726 FILM NUMBER: 211171066 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus New York Tax Exempt Bond Fund, Inc. DATE OF NAME CHANGE: 20110606 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS NEW YORK TAX EXEMPT BOND FUND INC /NEW/ DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Strategic Funds, Inc. CENTRAL INDEX KEY: 0000737520 IRS NUMBER: 133272460 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03940 FILM NUMBER: 211171058 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10166 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10166 FORMER COMPANY: FORMER CONFORMED NAME: Strategic Funds, Inc. DATE OF NAME CHANGE: 20060518 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER NEW LEADERS FUND INC DATE OF NAME CHANGE: 20021213 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS NEW LEADERS FUND INC DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DREYFUS TAX EXEMPT CASH MANAGEMENT FUNDS CENTRAL INDEX KEY: 0000740123 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 0131 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03954 FILM NUMBER: 211171043 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS TAX EXEMPT CASH MANAGEMENT DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS TAX EXEMPT CASH MANAGEMENT INC DATE OF NAME CHANGE: 19880425 FORMER COMPANY: FORMER CONFORMED NAME: CORNWALL TAX EXEMPT MONEY MARKET FUND INC DATE OF NAME CHANGE: 19850310 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DREYFUS GOVERNMENT CASH MANAGEMENT FUNDS CENTRAL INDEX KEY: 0000740766 IRS NUMBER: 000000000 FISCAL YEAR END: 0131 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-03964 FILM NUMBER: 211171047 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS GOVERNMENT CASH MANAGEMENT Funds DATE OF NAME CHANGE: 20040720 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS GOVERNMENT CASH MANAGEMENT DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS GOVERNMENT CASH MANAGEMENT INC DATE OF NAME CHANGE: 19880425 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DREYFUS CASH MANAGEMENT CENTRAL INDEX KEY: 0000759667 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 0131 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04175 FILM NUMBER: 211171048 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS CASH MANAGEMENT INC/NY DATE OF NAME CHANGE: 19880425 FORMER COMPANY: FORMER CONFORMED NAME: CORNWALL MONEY MARKET FUND INC DATE OF NAME CHANGE: 19850310 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon U.S. Mortgage Fund, Inc. CENTRAL INDEX KEY: 0000762156 IRS NUMBER: 133281750 STATE OF INCORPORATION: NY FISCAL YEAR END: 0430 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04215 FILM NUMBER: 211171053 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER GNMA FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER GNMA FUND, INC DATE OF NAME CHANGE: 20110606 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER GNMA FUND INC DATE OF NAME CHANGE: 20070508 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Dreyfus Treasury Obligations Cash Management CENTRAL INDEX KEY: 0000796251 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 0131 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04723 FILM NUMBER: 211171042 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10166 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10166 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS TREASURY & AGENCY CASH MANAGEMENT DATE OF NAME CHANGE: 20080401 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS TREASURY CASH MANAGEMENT DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON NEW YORK AMT-FREE MUNICIPAL BOND FUND CENTRAL INDEX KEY: 0000797920 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04765 FILM NUMBER: 211171067 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS NEW YORK AMT-FREE MUNICIPAL BOND FUND DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER NEW YORK AMT-FREE MUNICIPAL BOND FUND DATE OF NAME CHANGE: 20080204 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER NEW YORK MUNICIPAL BOND FUND DATE OF NAME CHANGE: 19970605 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Opportunistic Municipal Securities Fund CENTRAL INDEX KEY: 0000797923 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 0430 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04764 FILM NUMBER: 211171065 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MUNICIPAL BOND OPPORTUNITY FUND DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER MUNICIPAL BOND FUND DATE OF NAME CHANGE: 19970605 FORMER COMPANY: FORMER CONFORMED NAME: PREMIER MUNICIPAL BOND FUND DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Investment Funds I CENTRAL INDEX KEY: 0000799295 IRS NUMBER: 043106135 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04813 FILM NUMBER: 211171082 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INVESTMENT FUNDS DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: MELLON INSTITUTIONAL FUNDS INVESTMENT TRUST DATE OF NAME CHANGE: 20030707 FORMER COMPANY: FORMER CONFORMED NAME: STANDISH AYER & WOOD INVESTMENT TRUST DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: GENERAL NEW YORK MUNICIPAL MONEY MARKET FUND CENTRAL INDEX KEY: 0000803950 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04870 FILM NUMBER: 211171038 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL NEW YORK AMT-FREE MUNICIPAL MONEY MARKET FUND DATE OF NAME CHANGE: 20150901 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL NEW YORK MUNICIPAL MONEY MARKET FUND DATE OF NAME CHANGE: 20080430 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS GENERAL NEW YORK MUNICIPAL MONEY MARKET FUND DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON ULTRA SHORT INCOME FUND CENTRAL INDEX KEY: 0000804887 IRS NUMBER: 136885360 STATE OF INCORPORATION: NY FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04888 FILM NUMBER: 211171052 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS ULTRA SHORT INCOME FUND DATE OF NAME CHANGE: 20160401 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS SHORT DURATION BOND FUND DATE OF NAME CHANGE: 20131115 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS SHORT INTERMEDIATE GOVERNMENT FUND DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON STATE MUNICIPAL BOND FUNDS CENTRAL INDEX KEY: 0000806176 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 0430 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-04906 FILM NUMBER: 211171061 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STATE MUNICIPAL BOND FUNDS DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER STATE MUNICIPAL BOND FUND DATE OF NAME CHANGE: 19970506 FORMER COMPANY: FORMER CONFORMED NAME: PREMIER STATE MUNICIPAL BOND FUND DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON SHORT-INTERMEDIATE MUNICIPAL BOND FUND CENTRAL INDEX KEY: 0000810305 IRS NUMBER: 133412306 STATE OF INCORPORATION: NY FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05021 FILM NUMBER: 211171062 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER SHORT-INTERMEDIATE MUNICIPAL BOND FUND DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER SHORT INTERMEDIATE MUNICIPAL BOND FUND DATE OF NAME CHANGE: 20030313 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS SHORT INTERMEDIATE MUNICIPAL BOND FUND DATE OF NAME CHANGE: 19931001 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON VARIABLE INVESTMENT FUND CENTRAL INDEX KEY: 0000813383 IRS NUMBER: 133685668 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05125 FILM NUMBER: 211171051 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS VARIABLE INVESTMENT FUND DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS VARIABLE LIFE INVESTMENT FUND DATE OF NAME CHANGE: 19890925 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON STRATEGIC MUNICIPALS, INC. CENTRAL INDEX KEY: 0000818972 IRS NUMBER: 133426554 STATE OF INCORPORATION: MD FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05245 FILM NUMBER: 211171056 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STRATEGIC MUNICIPALS, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STRATEGIC MUNICIPALS INC DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Investment Funds IV, Inc. CENTRAL INDEX KEY: 0000819940 IRS NUMBER: 134024319 FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05202 FILM NUMBER: 211171079 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS/LAUREL FUNDS, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS/LAUREL FUNDS, INC DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS/LAUREL FUNDS INC DATE OF NAME CHANGE: 20040419 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON NEW JERSEY MUNICIPAL BOND FUND, INC. CENTRAL INDEX KEY: 0000828475 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05454 FILM NUMBER: 211171068 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS NEW JERSEY MUNICIPAL BOND FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS NEW JERSEY MUNICIPAL BOND FUND INC DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER NEW JERSEY MUNICIPAL BOND FUND INC DATE OF NAME CHANGE: 20030121 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON MUNICIPAL INCOME, INC. CENTRAL INDEX KEY: 0000839122 IRS NUMBER: 133482429 STATE OF INCORPORATION: MD FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05652 FILM NUMBER: 211171069 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MUNICIPAL INCOME, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MUNICIPAL INCOME INC DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DREYFUS TREASURY SECURITIES CASH MANAGEMENT CENTRAL INDEX KEY: 0000843781 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 0131 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05718 FILM NUMBER: 211171041 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS TREASURY PRIME CASH MANAGEMENT DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON STOCK INDEX FUND, INC. CENTRAL INDEX KEY: 0000846800 IRS NUMBER: 133537664 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05719 FILM NUMBER: 211171059 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STOCK INDEX FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STOCK INDEX FUND INC DATE OF NAME CHANGE: 20020514 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS LIFE & ANNUITY INDEX FUND INC DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON STRATEGIC MUNICIPAL BOND FUND, INC. CENTRAL INDEX KEY: 0000855887 IRS NUMBER: 051287040 STATE OF INCORPORATION: MD FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05877 FILM NUMBER: 211171057 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STRATEGIC MUNICIPAL BOND FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STRATEGIC MUNICIPAL BOND FUND INC DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON INDEX FUNDS, INC. CENTRAL INDEX KEY: 0000857114 IRS NUMBER: 133554128 FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-05883 FILM NUMBER: 211171085 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INDEX FUNDS, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INDEX FUNDS INC DATE OF NAME CHANGE: 20010613 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS S&P 500 INDEX FUND DATE OF NAME CHANGE: 19951228 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON MIDCAP INDEX FUND, INC. CENTRAL INDEX KEY: 0000875732 IRS NUMBER: 133618129 STATE OF INCORPORATION: NY FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-06325 FILM NUMBER: 211171073 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MIDCAP INDEX FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MIDCAP INDEX FUND INC DATE OF NAME CHANGE: 20020514 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MIDCAP INDEX FUND DATE OF NAME CHANGE: 19951228 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON MUNICIPAL FUNDS, INC. CENTRAL INDEX KEY: 0000878092 IRS NUMBER: 000000000 STATE OF INCORPORATION: NY FISCAL YEAR END: 0831 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-06377 FILM NUMBER: 211171070 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10166 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10166 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MUNICIPAL FUNDS, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MUNICIPAL FUNDS, INC DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MUNICIPAL FUNDS INC DATE OF NAME CHANGE: 20030401 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Investment Funds V, Inc. CENTRAL INDEX KEY: 0000881773 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-06490 FILM NUMBER: 211171078 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER INVESTMENT FUNDS, INC. DATE OF NAME CHANGE: 20170522 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER INVESTMENT FUNDS INC DATE OF NAME CHANGE: 20080401 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER INTERNATIONAL FUNDS INC DATE OF NAME CHANGE: 20020517 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Investment Grade Funds, Inc. CENTRAL INDEX KEY: 0000889169 IRS NUMBER: 133868222 STATE OF INCORPORATION: MD FISCAL YEAR END: 0731 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-06718 FILM NUMBER: 211171076 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Investment Grade Funds, Inc. DATE OF NAME CHANGE: 20110606 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INVESTMENT GRADE FUNDS INC DATE OF NAME CHANGE: 20030826 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INVESTMENT GRADE BOND FUND INC DATE OF NAME CHANGE: 19960304 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON SUSTAINABLE U.S. EQUITY PORTFOLIO, INC. CENTRAL INDEX KEY: 0000890064 IRS NUMBER: 133689327 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-07044 FILM NUMBER: 211171054 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS SUSTAINABLE U.S. EQUITY PORTFOLIO, INC. DATE OF NAME CHANGE: 20170502 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Sustainable U.S. Equity Portfolio, Inc. DATE OF NAME CHANGE: 20170501 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS SOCIALLY RESPONSIBLE GROWTH FUND INC DATE OF NAME CHANGE: 19920929 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon International Securities Funds, Inc. CENTRAL INDEX KEY: 0000897469 IRS NUMBER: 133718039 STATE OF INCORPORATION: MD FISCAL YEAR END: 0531 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-07502 FILM NUMBER: 211171083 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus International Funds, Inc. DATE OF NAME CHANGE: 20110606 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INTERNATIONAL FUNDS INC DATE OF NAME CHANGE: 19960626 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INTERNATIONAL EQUITY FUND INC DATE OF NAME CHANGE: 19930212 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Worldwide Growth Fund, Inc. CENTRAL INDEX KEY: 0000897569 IRS NUMBER: 133712071 STATE OF INCORPORATION: MD FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-07512 FILM NUMBER: 211171050 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER WORLDWIDE GROWTH FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER WORLDWIDE GROWTH FUND INC DATE OF NAME CHANGE: 19990609 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER GROWTH FUND INC DATE OF NAME CHANGE: 19970227 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Advantage Funds, Inc. CENTRAL INDEX KEY: 0000914775 IRS NUMBER: 133851784 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-07123 FILM NUMBER: 211171092 BUSINESS ADDRESS: STREET 1: BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Advantage Funds, Inc. DATE OF NAME CHANGE: 20060502 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS GROWTH & VALUE FUNDS INC DATE OF NAME CHANGE: 19951004 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS FOCUS FUNDS INC DATE OF NAME CHANGE: 19940304 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DREYFUS INSTITUTIONAL PREFERRED MONEY MARKET FUNDS CENTRAL INDEX KEY: 0001038520 IRS NUMBER: 000000000 FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-08211 FILM NUMBER: 211171045 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INSTITUTIONAL PREFERRED MONEY MARKET FUND DATE OF NAME CHANGE: 19970501 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON INVESTMENT PORTFOLIOS CENTRAL INDEX KEY: 0001056707 IRS NUMBER: 134000024 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-08673 FILM NUMBER: 211171075 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10289 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10289 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS INVESTMENT PORTFOLIOS DATE OF NAME CHANGE: 19980226 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON HIGH YIELD STRATEGIES FUND CENTRAL INDEX KEY: 0001057861 IRS NUMBER: 134001109 STATE OF INCORPORATION: MA FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-08703 FILM NUMBER: 211171086 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS HIGH YIELD STRATEGIES FUND DATE OF NAME CHANGE: 19980316 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON OPPORTUNITY FUNDS CENTRAL INDEX KEY: 0001111178 IRS NUMBER: 134193975 FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-09891 FILM NUMBER: 211171064 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS OPPORTUNITY FUNDS DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER OPPORTUNITY FUNDS DATE OF NAME CHANGE: 20000405 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON FUNDS TRUST CENTRAL INDEX KEY: 0001111565 IRS NUMBER: 134121547 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-09903 FILM NUMBER: 211171087 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: MELLON FUNDS TRUST DATE OF NAME CHANGE: 20030429 FORMER COMPANY: FORMER CONFORMED NAME: MPAM FUNDS TRUST DATE OF NAME CHANGE: 20000410 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITIZENSSELECT FUNDS CENTRAL INDEX KEY: 0001167368 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-21035 FILM NUMBER: 211171049 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS CITIZENS SELECT FUNDS DATE OF NAME CHANGE: 20020213 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON STOCK FUNDS CENTRAL INDEX KEY: 0001199348 IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-21236 FILM NUMBER: 211171060 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS STOCK FUNDS DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER STOCK FUNDS DATE OF NAME CHANGE: 20021122 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS FEEDER FUNDS DATE OF NAME CHANGE: 20021017 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Investment Funds VI CENTRAL INDEX KEY: 0001224568 IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-21327 FILM NUMBER: 211171077 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS MANAGER FUNDS II DATE OF NAME CHANGE: 20081201 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER MANAGER FUNDS II DATE OF NAME CHANGE: 20031016 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS PREMIER TP BALANCED FUND DATE OF NAME CHANGE: 20030326 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Dreyfus Institutional Reserves Funds CENTRAL INDEX KEY: 0001423799 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 0430 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-22169 FILM NUMBER: 211171044 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Municipal Bond Infrastructure Fund, Inc. CENTRAL INDEX KEY: 0001565381 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 0228 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-22784 FILM NUMBER: 211171071 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10289 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10289 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Municipal Bond Infrastructure Fund, Inc. DATE OF NAME CHANGE: 20130307 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Municipal Infrastructure Fund, Inc. DATE OF NAME CHANGE: 20121224 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Investment Funds II, Inc. CENTRAL INDEX KEY: 0001591556 IRS NUMBER: 464470069 FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-22912 FILM NUMBER: 211171081 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus BNY Mellon Funds, Inc. DATE OF NAME CHANGE: 20131108 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund, Inc. CENTRAL INDEX KEY: 0001627854 IRS NUMBER: 822085232 FISCAL YEAR END: 0831 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-23014 FILM NUMBER: 211171091 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 212-922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Alcentra Global Credit Income 2024 Target Term Fund, Inc. DATE OF NAME CHANGE: 20170613 FORMER COMPANY: FORMER CONFORMED NAME: BNY Mellon Alcentra Multi-Strategy Credit Fund, Inc. DATE OF NAME CHANGE: 20141212 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Dreyfus Institutional Liquidity Funds CENTRAL INDEX KEY: 0001717375 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-23296 FILM NUMBER: 211171046 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: (212) 922-6400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: Dreyfus Institutional Liquidity Funds, Inc. DATE OF NAME CHANGE: 20170919 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY Mellon Large Cap Securities Fund, Inc. CENTRAL INDEX KEY: 0000030146 IRS NUMBER: 136021175 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-00523 FILM NUMBER: 211171074 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS FUND INC DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: NESBETT FUND INC DATE OF NAME CHANGE: 19680607 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BNY MELLON RESEARCH GROWTH FUND, INC. CENTRAL INDEX KEY: 0000030162 IRS NUMBER: 132641740 STATE OF INCORPORATION: NY FISCAL YEAR END: 0228 FILING VALUES: FORM TYPE: 40-17G SEC ACT: 1940 Act SEC FILE NUMBER: 811-01899 FILM NUMBER: 211171063 BUSINESS ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 BUSINESS PHONE: 2129226400 MAIL ADDRESS: STREET 1: C/O BNY MELLON INVESTMENT ADVISER, INC. STREET 2: 240 GREENWICH STREET CITY: NEW YORK STATE: NY ZIP: 10286 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS RESEARCH GROWTH FUND, INC. DATE OF NAME CHANGE: 20181030 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS RESEARCH GROWTH FUND, INC DATE OF NAME CHANGE: 20110606 FORMER COMPANY: FORMER CONFORMED NAME: DREYFUS RESEARCH GROWTH FUND INC DATE OF NAME CHANGE: 20081201 40-17G 1 icbbprimaryaig.htm RULE 40-17G

 

POLICYHOLDER NOTICE

 

Thank you for purchasing insurance from a member company of American International Group, Inc. (AIG). The AIG member companies generally pay compensation to brokers and independent agents, and may have paid compensation in connection with your policy. You can review and obtain information about the nature and range of compensation paid by AIG member companies to brokers and independent agents in the United States by visiting our website at www.aig.com/producer-compensation or by calling 1-800-706-3102.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

91222 (9/16)

 
 

National Union Fire Insurance Company of Pittsburgh, Pa.

A capital stock company

 

 

 

POLICY NUMBER: 04-190-80-19 REPLACEMENT OF POLICY NUMBER: 03-985-12-45

 

 

INVESTMENT COMPANY BLANKET BOND

 

DECLARATIONS

Item 1. Name of Insured (herein called Insured): BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)
  Principal Address

200 PARK AVE

NEW YORK, NY 10166

 

 

Item 2.Bond Period: from 12:01a.m. January 31, 2021 to 12:01a.m. January 31, 2022 the effective date of the termination or cancellation of this bond, standard time at the Principal Address as to each of said dates.

 

Item 3.Limit of Liability--Subject to Sections 9, 10 and 12 hereof,

 

Amount applicable to

 

Limit of Liability

 

Deductible

Insuring Agreement (A)-FIDELITY $10,000,000 $50,000
Insuring Agreement (B)-AUDIT EXPENSE $250,000 $5,000
Insuring Agreement (C)-ON PREMISES $10,000,000 $50,000
Insuring Agreement (D)-IN TRANSIT $10,000,000 $50,000
Insuring Agreement (E)-FORGERY OR ALTERATION $10,000,000 $50,000
Insuring Agreement (F)-SECURITIES $10,000,000 $50,000
Insuring Agreement (G)-COUNTERFEIT CURRENCY $10,000,000 $50,000
Insuring Agreement (H)-STOP PAYMENT $250,000 $25,000

Insuring Agreement (I)-UNCOLLECTIBLE ITEMS OF DEPOSIT

Optional Insuring Agreements and Coverages:

Insuring Agreement (J)-COMPUTER SYSTEMS

$1,000,000

 

$10,000,000

$25,000

 

$50,000

FRAUD

Insuring Agreement (K)-UNAUTHORIZED

 

see endorsement

 
SIGNATURES # 34  

 

©All rights reserved.

 

1

 
 

Insuring Agreement (L)-AUTOMATED PHONE SYSTEMS

$10,000,000 $50,000

 

If “Not Covered” is inserted above opposite any specified Insuring Agreement or Coverage, such Insuring Agreement or Coverage and any other reference thereto in this bond shall be deemed to be deleted therefrom.

 

 

Item 4. Offices or Premises Covered--Offices acquired or established subsequent to the

 

effective date of this bond are covered according to the terms of General Agreement A. All the Insured's offices or premises in existence at the time this bond becomes effective are covered under this bond except the offices or premises located as follows:

Item 5.The liability of the Underwriter is subject to the terms of the following riders attached hereto: Endorsement #1, #2, #3, #4, #5, #6, #7, #8, #9, #10, #11,

#12, #13, #14, #15, #16, #17, #18, #19, #20, #21, #22, #23, #24, #25,

#26, #27, #28, #29, #30, #31, #32, #33, #34, #35, #36, #37, #38, #39

 

 

Item 6. The Insured by the acceptance of this bond gives to the Underwriter terminating or cancelling prior bond(s) or policy(ies) No.(s) 03-985-12-45 such termination or cancellation to be effective as of the time this bond becomes effective.

 

 

 

PREMIUM: $47,330

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

©All rights reserved.

2

 
 

IN WITNESS WHEREOF, the Insurer has caused this Policy to be signed by its President, Secretary and Authorized Representative. This Policy shall not be valid unless signed below at the time of issuance by an authorized representative of the insurer.

                                                                                              Text Box:

 

 Text Box:

 

______________                                                                 _________________________

PRESIDENT                                                                         SECRETARY

National Union Fire Insurance                                                 National Union Fire Insurance Company of
Company of Pittsburgh, Pa.                                                     Pittsburgh, Pa.

 

 

 

AUTHORIZED REPRESENTATIVE

 

 

 

 

 

 

__________________           _______                   __________________

COUNTERSIGNED AT        DATE                       COUNTERSIGNATURE

 

 

 

MARSH USA INC.

1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036-3712

 

 

 

7235111

 

 

 

 

 

 

 

 

 

©All rights reserved.

3

 
 

 

 

 

 

National Union Fire Insurance Company of Pittsburgh, Pa.

A capital stock company

INVESTMENT COMPANY BLANKET BOND

The Underwriter, in consideration of an agreed premium, and subject to the Declarations made a part hereof, the General Agreements, Conditions and Limitations and other terms of this bond, agrees with the Insured, in accordance with the Insuring Agreements hereof to which an amount of insurance is applicable as set forth in Item 3 of the Declarations and with respect to loss sustained by the Insured at any time but discovered during the Bond Period, to indemnify and hold harmless the Insured for:

 

(A)FIDELITY

INSURING AGREEMENTS

Loss resulting from any dishonest or fraudulent act(s), including Larceny or Embezzlement committed by an Employee, committed anywhere and whether committed alone or in collusion with others, including loss of Property resulting from such acts of an Employee, which Property is held by the Insured for any purpose or in any capacity and whether so held gratuitously or not and whether or not the Insured is liable therefor.

Dishonest or fraudulent act(s) as used in this Insuring Agreement shall mean only dishonest or fraudulent act(s) committed by such Employee with the manifest intent:

(a)to cause the Insured to sustain such loss; and
(b)to obtain financial benefit for the Employee, or for any other person or organization intended by the Employee to receive such benefit, other than salaries, commissions, fees, bonuses, promotions, awards, profit sharing, pensions or other employee benefits earned in the normal course of employment.
(B)AUDIT EXPENSE

Expense incurred by the Insured for that part of the costs of audits or examinations required by any governmental regulatory authority to be conducted either by such authority or by an independent accountant by reason of the discovery of loss sustained by the Insured through any dishonest or fraudulent act(s), including Larceny or Embezzlement of any of the Employees. The total liability of the Underwriter for such expense by reason of such acts of any Employee or in which such Employee is concerned or implicated or with respect to any one audit or examination is limited to the amount stated opposite Audit Expense in Item

41206 (9/ 84) 1

3 of the Declarations; it being understood, however, that such expense shall be deemed to be a loss sustained by the Insured through any dishonest or fraudulent act(s), including Larceny or Embezzlement of one or more of the Employees and the liability under this paragraph shall be in addition to the Limit of liability stated in Insuring Agreement (A) in Item 3 of the Declarations.

(C)ON PREMISES

Loss of Property (occurring with or without negligence or violence) through robbery, burglary, Larceny, theft, holdup, or other fraudulent means, misplacement, mysterious unexplainable disappearance, damage thereto or destruction thereof, abstraction or removal from the possession, custody or control of the Insured, and loss of subscription, conversion, redemption or deposit privileges through the misplacement or loss of Property, while the Property is (or is supposed or believed by the Insured to be) lodged or deposited within any offices or premises located anywhere, except in an office listed in Item 4 of the Declarations or amendment thereof or in the mail or with a carrier for hire other than an armored motor vehicle company, for the purpose of transportation.

Offices and Equipment

(1)Loss of or damage to, furnishings, fixtures, stationery, supplies or equipment, within any of the Insured's offices covered under this bond caused by Larceny or theft in, or by burglary, robbery or holdup of such office, or attempt thereat, or by vandalism or malicious mischief; or
(2)loss through damage to any such office by Larceny or theft in, or by burglary, robbery or holdup of such office or attempt thereat, or to the interior of any such office by

 

 

 

All rights reserved.

 

1

 
 

vandalism or malicious mischief provided, in any event, that the Insured is the owner of such offices, furnishings, fixtures, stationery, supplies or equipment or is legally liable for such loss or damage, always excepting, however, all loss or damage through fire.

(D)IN TRANSIT

Loss of Property (occurring with or without negligence or violence) through robbery, Larceny, theft, holdup, misplacement, mysterious unexplainable disappearance, being lost or otherwise made away with, damage thereto or destruction thereof, and loss of subscription, conversion, redemption or deposit privileges through the misplacement or loss of Property, while the Property is in transit anywhere in the custody of any person or persons acting as messenger, except while in the mail or with a carrier for hire, other than an armored motor vehicle company, for the purpose of transportation, such transit to begin immediately upon receipt of such Property by the transporting person or persons, and to end immediately upon delivery thereof at destination.

(E)FORGERY OR ALTERATION

Loss through FORGERY or ALTERATION of, on or in any bills of exchange, checks, drafts, acceptances, certificates of deposit. promissory notes, or other written promises, orders or directions to pay sums certain in money, due bills, money orders, warrants, orders upon public treasuries, letters of credit, written instructions, advices or applications directed to the Insured, authorizing or acknowledging the transfer, payment, delivery or receipt of funds or Property, which instructions or advices or applications purport to have been signed or endorsed by any customer of the Insured, shareholder or subscriber to shares, whether certificated or uncertificated, of any Investment Company or by any financial or banking institution or stockbroker but which instructions, advices or applications either bear the forged signature or endorsement or have been altered without the knowledge and consent of such customer, shareholder or subscriber to shares, whether certificated or uncertificated, of an Investment Company, financial or banking institution or stockbroker, withdrawal orders or receipts for the withdrawal of funds or Property, or receipts or certificates of deposit for Property and bearing the name of the Insured as

41206 (9/ 84) 2

issuer, or of another Investment Company for which the Insured acts as agent, excluding, however, any loss covered under Insuring Agreement (F) hereof whether or not coverage for Insuring Agreement (F) is provided for in the Declarations of this bond.

Any check or draft (a) made payable to a fictitious payee and endorsed in the name of such fictitious payee or (b) procured in a transaction with the maker or drawer thereof or with one acting as an agent of such maker or drawer or anyone impersonating another and made or drawn payable to the one so impersonated and endorsed by anyone other than the one impersonated, shall be deemed to be forged as to such endorsement.

Mechanically reproduced facsimile signatures are treated the same as handwritten signatures.

(F)SECURITIES

Loss sustained by the Insured, including loss sustained by reason of a violation of the constitution, by- laws, rules or regulations of any Self Regulatory Organization of which the Insured is a member or which would have been imposed upon the Insured by the constitution, by- laws, rules or regulations of any Self Regulatory Organization if the Insured had been a member thereof,

(1)through the Insured's having, in good faith and in the course of business, whether for its own account or for the account of others, in any representative, fiduciary, agency or any other capacity, either gratuitously or otherwise, purchased or otherwise acquired, accepted or received, or sold or delivered, or given any value, extended any credit or assumed any liability, on the faith of, or otherwise acted upon, any securities, documents or other written instruments which prove to have been
(a)counterfeited, or
(b)forged as to the signature of any maker, drawer, issuer, endorser, assignor, lessee, transfer agent or registrar, acceptor, surety or guarantor or as to the signature of any person signing in any other capacity, or
(c)raised or otherwise altered, or lost, or stolen, or
(2)through the Insured's having, in good faith and in the course of business,

 

 

 

 

All rights reserved.

2

 
 

guaranteed in writing or witnessed any signatures whether for valuable consideration or not and whether or not such guaranteeing or witnessing is ultra vires the Insured, upon any transfers, assignments, bills of sale, powers of attorney, guarantees, endorsements or other obligations upon or in connection with any securities, documents or other written instruments and which pass or purport to pass title to such securities, documents or other written instruments; EXCLUDING, losses caused by FORGERY or ALTERATION of, on or in those instruments covered under Insuring Agreement (E) hereof.

Securities, documents or other written instruments shall be deemed to mean original (including original counterparts) negotiable or non- negotiable agreements which in and of themselves represent an equitable interest, ownership, or debt, including an assignment thereof which instruments are in the ordinary course of business, transferable by delivery of such agreements with any necessary endorsement or assignment.

The word "counterfeited" as used in this Insuring Agreement shall be deemed to mean any security, document or other written instrument which is intended to deceive and to be taken for an original.

Mechanically produced facsimile signatures are treated the same as handwritten signatures.

(G)COUNTERFEIT CURRENCY

Loss through the receipt by the Insured, in good faith, of any counterfeited money orders or altered paper currencies or coin of the United States of America or Canada issued or purporting to have been issued by the United States of America or Canada or issued pursuant to a United States of America or Canadian statute for use as currency.

(H)STOP PAYMENT

Loss against any and all sums which the Insured shall become obligated to pay by reason of the Liability imposed upon the Insured by law for damages:

 

 

 

41206 (9/ 84)

For having either complied with or failed to comply with any written notice of any customer, shareholder or subscriber of the Insured or any Authorized Representative of such customer, shareholder or subscriber to stop payment of any check or draft made or drawn by such customer, shareholder or subscriber or any Authorized Representative of such customer, shareholder or subscriber, or

For having refused to pay any check or draft made or drawn by any customer, shareholder or subscriber of the Insured or any Authorized Representative of such customer, shareholder or subscriber.

(I) UNCOLLECTIBLE ITEMS OF DEPOSIT

Loss resulting from payments of dividends or fund shares, or withdrawals permitted from any customer's, shareholder's or subscriber's account based upon Uncollectible Items of Deposit of a customer, shareholder or subscriber credited by the Insured or the Insured's agent to such customer's, shareholder's or subscriber's Mutual Fund Account; or

loss resulting from any Item of Deposit processed through an Automated Clearing House which is reversed by the customer, shareholder or subscriber and deemed uncollectible by the Insured.

Loss includes dividends and interest accrued not to exceed 15% of the Uncollectible Items which are deposited.

This Insuring Agreement applies to all Mutual Funds with "exchange privileges" if all Fund(s) in the exchange program are insured by a National Union Fire Insurance Company of Pittsburgh, PA for Uncollectible Items of Deposit. Regardless of the number of transactions between Fund(s), the minimum number of days of deposit within the Fund(s) before withdrawal as declared in the Fund(s) prospectus shall begin from the date a deposit was first credited to any Insured Fund(s).

 

 

 

 

 

 

 

 

 

 

 

All rights reserved.

 
 

GENERAL AGREEMENTS

 

A.ADDITIONAL OFFICES OR EMPLOYEES- CONSOLIDATION OR MERGER- NOTICE
1.If the Insured shall, while this bond is in force, establish any additional office or offices, such office or offices shall be automatically covered hereunder from the dates of their establishment, respectively. No notice to the Underwriter of an increase during any premium period in the number of offices or in the number of Employees at any of the offices covered hereunder need be given and no additional premium need be paid for the remainder of such premium period.
2.If an Investment Company, named as Insured herein, shall, while this bond is in force, merge or consolidate with, or purchase the assets of another institution, coverage for such acquisition shall apply automatically from the date of acquisition. The Insured shall notify the Underwriter of such acquisition within 60 days of said date, and an additional premium shall be computed only if such acquisition involves additional offices or employees.
B.WARRANTY

No statement made by or on behalf of the Insured, whether contained in the application or otherwise, shall be deemed to be a warranty of anything except that it is true to the best of the knowledge and belief of the person making the statement.

C.COURT COSTS AND ATTORNEYS' FEES (Applicable to all Insuring Agreements or Coverages now or hereafter forming part of this bond)

The Underwriter will indemnify the Insured against court costs and reasonable attorneys' fees incurred and paid by the Insured in defense, whether or not successful, whether or not fully litigated on the merits and whether or not settled of any suit or legal proceeding brought against the Insured to enforce the Insured's liability or alleged liability on account of any loss, claim or damage which, if established against the Insured, would constitute a loss sustained by the Insured covered under the terms of this bond provided, however, that with respect to Insuring Agreement (A) this indemnity shall

 

41206 (9/ 84)

apply only in the event that

(1)an Employee admits to being guilty of any dishonest or fraudulent act(s), including Larceny or Embezzlement; or
(2)an Employee is adjudicated to be guilty of any dishonest or fraudulent act(s), including Larceny or Embezzlement;
(3)in the absence of (1) or (2) above an arbitration panel agrees, after a review of an agreed statement of facts, that an Employee would be found guilty of dishonesty if such Employee were prosecuted.

The Insured shall promptly give notice to the Underwriter of any such suit or legal proceeding and at the request of the Underwriter shall furnish it with copies of all pleadings and other papers therein. At the Underwriter's election the Insured shall permit the Underwriter to conduct the defense of such suit or legal proceeding, in the Insured's name, through attorneys of the Underwriter's selection. In such event, the Insured shall give all reasonable information and assistance which the Underwriter shall deem necessary to the proper defense of such suit or legal proceeding.

If the amount of the Insured's liability or alleged liability is greater than the amount recoverable under this bond, or if a Deductible Amount is applicable, or both, the liability of the Underwriter under this General Agreement is limited to the proportion of court costs and attorneys' fees incurred and paid by the Insured or by the Underwriter that the amount recoverable under this bond bears to the total of such amount plus the amount which is not so recoverable. Such indemnity shall be in addition to the Limit of Liability for the applicable Insuring Agreement or Coverage.

D.FORMER EMPLOYEE

Acts of an Employee, as defined in this bond, are covered under Insuring Agreement (A) only while the Employee is in the Insured's employ. Should loss involving a former Employee of the Insured be discovered subsequent to the termination of employment, coverage would still apply under Insuring Agreement (A) if the direct proximate cause of the loss occurred while the former Employee performed duties within the scope of his/ her employment.

 

 

 

All rights reserved.

 
 

THE FOREGOING INSURING AGREEMENTS AND GENERAL AGREEMENTS ARE SUBJECT TO

THE FOLLOWING CONDITIONS AND LIMITATIONS:

 

SECTION 1. DEFINITIONS

The following terms, as used in this bond, shall have the respective meanings stated in this Section:

(a)"Employee" means:
(1)any of the Insured's officers, partners, or employees, and
(2)any of the officers or employees of any predecessor of the Insured whose principal assets are acquired by the Insured by consolidation or merger with, or purchase of assets or capital stock of such predecessor. and
(3)attorneys retained by the Insured to perform legal services for the Insured and the employees of such attorneys while such attorneys or the employees of such attorneys are performing such services for the Insured, and
(4)guest students pursuing their studies or duties in any of the Insured's offices, and
(5)directors or trustees of the Insured, the investment advisor, underwriter (distributor), transfer agent, or shareholder accounting record keeper, or administrator authorized by written agreement to keep financial and/ or other required records, but only while performing acts coming within the scope of the usual duties of an officer or employee or while acting as a member of any committee duly elected or appointed to examine or audit or have custody of or access to the Property of the Insured, and
(6)any individual or individuals

assigned to perform the usual duties of an employee within the premises of the Insured, by contract, or by any agency furnishing temporary personnel on a contingent or part- time basis, and

(7)each natural person, partnership or corporation authorized by written agreement with the Insured to perform services as electronic data processor of checks or other

 

41206 (9/ 84)

accounting records of the Insured, but excluding any such processor who acts as transfer agent or in any other agency capacity in issuing checks, drafts or securities for the Insured, unless included under Sub- section (9) hereof, and

(8)those persons so designated in Section 15, Central Handling of Securities, and
(9)any officer, partner or Employee of
a)an investment advisor,
b)an underwriter (distributor),
c)a transfer agent or shareholder accounting record- keeper, or
d)an administrator authorized by written agreement to keep financial and/ or other required records,

for an Investment Company named as Insured while performing acts coming within the scope of the usual duties of an officer or Employee of any Investment Company named as Insured herein, or while acting as a member of any committee duly elected or appointed to examine or audit or have custody of or access to the Property of any such Investment Company, provided that only Employees or partners of a transfer agent, shareholder accounting record- keeper or administrator which is an affiliated person as defined in the Investment Company Act of 1940, of an Investment Company named as Insured or is an affiliated person of the adviser, underwriter or administrator of such Investment Company, and which is not a bank, shall be included within the definition of Employee.

Each employer of temporary personnel or processors as set forth in Sub- Sections (6) and of Section 1(a) and their partners, officers and employees shall collectively be deemed to be one person for all the purposes of this bond, excepting, however, the last paragraph of Section 13.

 

 

 

All rights reserved.

 
 

Brokers, or other agents under contract or representatives of the same general character shall not be considered Employees.

(b)"Property" means money (i.e.. currency, coin, bank notes, Federal Reserve notes), postage and revenue stamps,

U.S. Savings Stamps, bullion, precious metals of all kinds and in any form and articles made therefrom, jewelry, watches, necklaces, bracelets, gems, precious and semi- precious stones, bonds, securities, evidences of debts, debentures, scrip, certificates, interim receipts, warrants, rights, puts, calls, straddles, spreads, transfers, coupons, drafts, bills of exchange, acceptances, notes, checks, withdrawal orders, money orders, warehouse receipts, bills of lading, conditional sales contracts, abstracts of title, insurance policies, deeds, mortgages under real estate and/ or chattels and upon interests therein, and assignments of such policies, mortgages and instruments, and other valuable papers, including books of account and other records used by the Insured in the conduct of its business, and all other instruments similar to or in the nature of the foregoing including Electronic Representations of such instruments enumerated above (but excluding all data processing records) in which the Insured has an interest or in which the Insured acquired or should have acquired an interest by reason of a predecessor's declared financial condition at the time of the Insured's consolidation or merger with, or purchase of the principal assets of, such predecessor or which are held by the Insured for any purpose or in any capacity and whether so held by the Insured for any purpose or in any capacity and whether so held gratuitously or not and whether or not the Insured is liable therefor.

(c)"Forgery" means the signing of the name of another with intent to deceive; it does not include the signing of one's own name with or without authority, in any capacity, for any purpose.
(d)"Larceny and Embezzlement" as it applies to any named Insured means those acts as set forth in Section 37 of

 

41206 (9/ 84)

the Investment Company Act of 1940.

(e)"Items of Deposit" means any one or more checks and drafts. Items of Deposit shall not be deemed uncollectible until the Insured's collection procedures have failed.

SECTION 2. EXCLUSIONS

THIS BOND DOES NOT COVER:

(a)loss effected directly or indirectly by means of forgery or alteration of, on or in any instrument, except when covered by Insuring Agreement (A), (E),

(F) or (G).

(b)loss due to riot or civil commotion outside the United States of America and Canada; or loss due to military, naval or usurped power, war or insurrection unless such loss occurs in transit in the circumstances recited in Insuring Agreement (D), and unless, when such transit was initiated, there was no knowledge of such riot, civil commotion, military, naval or usurped power, war or insurrection on the part of any person acting for the Insured in initiating such transit.
(c)loss, in time of peace or war, directly or indirectly caused by or resulting from the effects of nuclear fission or fusion or radioactivity; provided, however, that this paragraph shall not apply to loss resulting from industrial uses of nuclear energy.
(d)loss resulting from any wrongful act or acts of any person who is a member of the Board of Directors of the Insured or a member of any equivalent body by whatsoever name known unless such person is also an Employee or an elected official, partial owner or partner of the Insured in some other capacity, nor, in any event, loss resulting from the act or acts of any person while acting in the capacity of a member of such Board or equivalent body.
(e)loss resulting from the complete or partial non- payment of, or default upon, any loan or transaction in the nature of, or amounting to, a loan made by or obtained from the Insured or any of its partners, directors or Employees, whether authorized or unauthorized and whether procured in good faith or through trick, artifice, fraud or false pretenses. unless such

 

 

 

All rights reserved.

 
 

loss is covered under Insuring Agreement (A), (E) or (F).

(f)loss resulting from any violation by the Insured or by any Employee
(1)of law regulating (a) the issuance, purchase or sale of securities, (b) securities transactions upon Security Exchanges or over the counter market, (c) Investment Companies, or (d) Investment Advisors, or
(2)of any rule or regulation made pursuant to any such law, unless such loss, in the absence of such laws, rules or regulations, would be covered under Insuring Agreements
(A)or (E).
(g)loss of Property or loss of privileges through the misplacement or loss of Property as set forth in Insuring Agreement (C) or (D) while the Property is in the custody of any armored motor vehicle company, unless such loss shall be in excess of the amount recovered or received by the Insured under (a) the Insured's contract with said armored motor vehicle company, (b) insurance carried by said armored motor vehicle company for the benefit of users of its service, and (c) all other insurance and indemnity in force in whatsoever form carried by or for the benefit of users of said armored motor vehicle company's service, and then this bond shall cover only such excess.
(h)potential income, including but not

limited to interest and dividends, not realized by the Insured because of a loss covered under this bond, except as included under Insuring Agreement (I).

(i)all damages of any type for which the Insured is legally liable, except direct compensatory damages arising from a loss covered under this bond.
(j)loss through the surrender of Property away from an office of the Insured as a result of a threat
(1)to do bodily harm to any person, except loss of Property in transit in the custody of any person acting as messenger provided that when such transit was initiated there was no knowledge by the Insured of any such threat, or

(2) to do damage to the premises or Property of the Insured, except when covered under Insuring Agreement (A).

(k)all costs, fees and other expenses incurred by the Insured in establishing the existence of or amount of loss covered under this bond unless such indemnity is provided for under Insuring Agreement (B).
(l)loss resulting from payments made or withdrawals from the account of a customer of the Insured, shareholder or subscriber to shares involving funds erroneously credited to such account, unless such payments are made to or withdrawn by such depositor or representative of such person, who is within the premises of the drawee bank of the Insured or within the office of the Insured at the time of such payment or withdrawal or unless such payment is covered under Insuring Agreement (A).
(m)any loss resulting from Uncollectible Items of Deposit which are drawn from a financial institution outside the fifty states of the United States of America, District of Columbia, and territories and possessions of the United States of America, and Canada.

SECTION 3. ASSIGNMENT OF RIGHTS

This bond does not afford coverage in favor of any Employers of temporary personnel or of processors as set forth in sub- sections (6) and (7) of Section 1(a) of this bond, as aforesaid, and upon payment to the Insured by the Underwriter on account of any loss through dishonest or fraudulent act(s) including Larceny or Embezzlement committed by any of the partners, officers or employees of such Employers, whether acting alone or in collusion with others, an assignment of such of the Insured's rights and causes of action as it may have against such Employers by reason of such acts so committed shall, to the extent of such payment, be given by the Insured to the Underwriter, and the Insured shall execute all papers necessary to secure to the Underwriter the rights herein provided for.

SECTION 4. LOSS- NOTICE- PROOF- LEGAL PROCEEDINGS

This bond is for the use and benefit only of the Insured named in the Declarations and the Underwriter shall not be liable hereunder for

41206 (9/ 84)

 

 

 

 

All rights reserved.

7

 
 

loss sustained by anyone other than the Insured unless the Insured, in its sole discretion and at its option, shall include such loss in the Insured's proof of loss. At the earliest practicable moment after discovery of any loss hereunder the Insured shall give the Underwriter written notice thereof and shall also within six months after such discovery furnish to the Underwriter affirm ative proof of loss with full particulars. If claim is made under this bond for loss of securities or shares, the Underwriter shall not be liable unless each of such securities or shares is identified in such proof of loss by a certificate or bond number or, where such securities or shares are uncertificated, by such identification means as agreed to by the Underwriter. The Underwriter shall have thirty days after notice and proof of loss within which to investigate the claim, but where the loss is clear and undisputed, settlement shall be made within forty- eight hours; and this shall apply notwithstanding the loss is made up wholly or in part of securities of which duplicates may be obtained. Legal proceedings for recovery of any loss hereunder shall not be brought prior to the expiration of sixty days after such proof of loss is filed with the Underwriter nor after the expiration of twenty- four months from the discovery of such loss, except that any action or proceeding to recover hereunder on account of any judgment against the Insured in any suit mentioned in General Agreement C or to recover attorneys' fees paid in any such suit, shall be begun within twenty- four months from the date upon which the judgment in such suit shall become final. If any limitation embodied in this bond is prohibited by any law controlling the construction hereof, such limitation shall be deemed to be amended so as to be equal to the minimum period of limitation permitted by such law.

Discovery occurs when the Insured

(a)becomes aware of facts, or
(b)receives written notice of an actual or potential claim by a third party which alleges that the Insured is liable under circumstance

which would cause a reasonable person to assume that a loss covered by the bond has been or will be incurred even though the exact amount or details of loss may not be then known.

SECTION 5. VALUATION OF PROPERTY

The value of any Property, except books of

 

41206 (9/ 84)

accounts or other records used by the Insured in the conduct of its business, for the loss of which a claim shall be made hereunder, shall be determined by the average market value of such Property on the business day next preceding the discovery of such loss; provided, however, that the value of any Property replaced by the Insured prior to the payment of claim therefor shall be the actual market value at the time of replacement; and further provided that in case of a loss or misplacement of interim certificates, warrants, rights, or other securities, the production which is necessary to the exercise of subscription, conversion, redemption or deposit privileges, the value thereof shall be the market value of such privileges immediately preceding the expiration thereof if said loss or misplacement is not discovered until after their expiration. If no market price is quoted for such Property or for such privileges, the value shall be fixed by agreement between the parties or by arbitration.

In case of any loss or damage to Property consisting of books of accounts or other records used by the Insured in the conduct of its business, the Underwriter shall be liable under this bond only if such books or records are actually reproduced and then for not more than the cost of blank books, blank pages or other materials plus the cost of labor for the actual transcription or copying of data which shall have been furnished by the Insured in order to reproduce such books and other records.

SECTION 6. VALUATION OF PREMISES AND FURNISHINGS

In case of damage to any office of the Insured, or loss of or damage to the furnishings, fixtures, stationery, supplies, equipment, safes or vaults therein, the Underwriter shall not be liable for more than the actual cash value thereof, or for more than the actual cost of their replacement or repair. The Underwriter may, at its election, pay such actual cash value or make such replacement or repair. If the Underwriter and the Insured cannot agree upon such cash value or such cost of replacement or repair, such shall be determined by arbitration.

SECTION 7. LOST SECURITIES

If the Insured shall sustain a loss of securities the total value of which is in excess of the limit stated in Item 3 of the Declarations of this bond, the liability of the Underwriter shall

 

 

 

 

       All rights reserved.

8

 
 

be limited to payment for, or duplication of, securities having value equal to the limit stated in Item 3 of the Declarations of this bond.

If the Underwriter shall make payment to the Insured for any loss of securities, the Insured shall thereupon assign to the Underwriter all of the Insured's rights, title and interests in and to said securities.

With respect to securities the value of which do not exceed the Deductible Amount (at the time of the discovery of the loss) and for which the Underwriter may at its sole discretion and option and at the request of the Insured issue a Lost Instrument Bond or Bonds to effect replacement thereof, the Insured will pay the usual premium charged therefor and will indemnify the Underwriter against all loss or expense that the Underwriter may sustain because of the issuance of such Lost Instrument Bond or Bonds.

With respect to securities the value of which exceeds the Deductible Amount (at the time of discovery of the loss) and for which the Underwriter may issue or arrange for the issuance of a Lost Instrument Bond or Bonds to effect replacement thereof, the Insured agrees that it will pay as premium therefor a proportion of the usual premium charged therefor, said proportion being equal to the percentage that the Deductible Amount bears to the value of the securities upon discovery of the loss, and that it will indemnify the issuer of said Lost Instrument Bond or Bonds against all loss and expense that is not recoverable from the Underwriter under the terms and conditions of this INVESTMENT COMPANY BLANKET BOND subject to the Limit of Liability hereunder.

SECTION 8. SALVAGE

In case of recovery, whether made by the Insured or by the Underwriter, on account of any loss in excess of the Limit of Liability hereunder plus the Deductible Amount applicable to such loss from any source other than suretyship, insurance, reinsurance, security or indemnity taken by or for the benefit of the Underwriter, the net amount of such recovery, less the actual costs and expenses of making same, shall be applied to reimburse the Insured in full for the excess portion of such loss, and the remainder, if any, shall be paid first in reimbursement of the Underwriter and thereafter in reimbursement of the Insured for that part of

 

41206 (9/ 84) 9

such loss within the Deductible Amount. The Insured shall execute all necessary papers to secure to the Underwriter the rights provided for herein.

SECTION 9. NON- REDUCTION AND NON- ACCUMULATION OF LIABILITY AND TOTAL LIABILITY

At all times prior to termination hereof this bond shall continue in force for the limit stated in the applicable sections of Item 3 of the Declarations of this bond notwithstanding any previous loss for which the Underwriter may have paid or be liable to pay hereunder; PROVIDED, however, that regardless of the number of years this bond shall continue in force and the number of premiums which shall be payable or paid, the liability of the Underwriter under this bond with respect to all loss resulting from

(a)any one act of burglary, robbery or holdup, or attempt thereat, in which no Partner or Employee is concerned or implicated shall be deemed to be one loss, or
(b)any one unintentional or negligent act on the part of any one person resulting in damage to or destruction or misplacement of Property, shall be deemed to be one loss, or
(c)all wrongful acts, other than those specified in (a) above, of any one person shall be deemed to be one loss, or
(d)all wrongful acts, other than those specified in (a) above, of one or more persons (which dishonest act(s) or act(s) of Larceny or Embezzlement include, but are not limited to, the failure of an Employee to report such acts of others) whose dishonest act or acts intentionally or unintentionally, knowingly or unknowingly, directly or indirectly, aid or aids in any way, or permits the continuation of, the dishonest act or acts of any other person or persons shall be deemed to be one loss with the act or acts of the persons aided, or
(e)any one casualty or event other than

those specified in (a), (b), (c) or (d) preceding, shall be deemed to be one loss, and

shall be limited to the applicable Limit of Liability stated in Item 3 of the Declarations of this bond irrespective of the total amount of such loss or losses and shall not be cumulative in amounts from year to year or

 

 

 

All rights reserved.

 

9

 
 

from period to period.

Sub- section (c) is not applicable to any situation to which the language of sub- section (d) applies.

SECTION 10. LIMIT OF LIABILITY

With respect to any loss set forth in the PROVIDED clause of Section 9 of this bond which is recoverable or recovered in whole or in part under any other bonds or policies issued by the Underwriter to the Insured or to any predecessor in interest of the Insured and terminated or cancelled or allowed to expire and in which the period for discovery has not expired at the time any such loss thereunder is discovered, the total liability of the Underwriter under this bond and under other bonds or policies shall not exceed, in the aggregate, the amount carried hereunder on such loss or the amount available to the Insured under such other bonds or policies, as limited by the terms and conditions thereof, for any such loss if the latter amount be the larger.

SECTION 11. OTHER INSURANCE

If the Insured shall hold, as indemnity against any loss covered hereunder, any valid and enforceable insurance or suretyship, the Underwriter shall be liable hereunder only for such amount of such loss which is in excess of the amount of such other insurance or suretyship, not exceeding, however, the Limit of Liability of this bond applicable to such loss.

SECTION 12. DEDUCTIBLE

The Underwriter shall not be liable under any of the Insuring Agreements of this bond on account of loss as specified, respectively, in sub- sections (a), (b), (c), (d) and (e) of Section 9, NON- REDUCTION AND NON- ACCUMULATION OF LIABILITY AND TOTAL

LIABILITY, unless the amount of such loss, after deducting the net amount of all reimbursement and/ or recovery obtained or made by the Insured, other than from any bond or policy of insurance issued by an insurance company and covering such loss, or by the Underwriter on account thereof prior to payment by the Underwriter of such loss, shall exceed the Deductible Amount set forth in Item 3 of the Declarations hereof (herein called Deductible Amount) and then for such excess only, but in no event for more than the applicable Limit of Liability stated in Item 3 of the Declarations.

The Insured will bear, in addition to the 41206 (9/ 84) 10

Deductible Amount, premiums on Lost Instrument Bonds as set forth in Section 7.

There shall be no deductible applicable to any loss under Insuring Agreement A sustained by any Investment Company named as Insured herein.

SECTION 13. TERMINATION

The Underwriter may terminate this bond as an entirety by furnishing written notice specifying the termination date which cannot be prior to 60 days after the receipt of such written notice by each Investment Company named as Insured and the Securities and Exchange Commission, Washington, D.C. The Insured may terminate this bond as an entirety by furnishing written notice to the Underwriter. When the Insured cancels, the Insured shall furnish written notice to the Securities and Exchange Commission, Washington. D.C. prior to 60 days before the effective date of the termination. The Underwriter shall notify all other Investment Companies named as Insured of the receipt of such termination notice and the termination cannot be effective prior to 60 days after receipt of written notice by all other Investment Companies. Premiums are earned until the termination date as set forth herein.

This Bond will terminate as to any one Insured immediately upon taking over of such Insured by a receiver or other liquidator or by State or Federal officials, or immediately upon the filing of a petition under any State or Federal statute relative to bankruptcy or reorganization of the Insured, or assignment for the benefit of creditors of the Insured. or immediately upon such Insured ceasing to exist, whether through merger into another entity, or by disposition of all of its assets.

The Underwriter shall refund the unearned premium computed at short rates in accordance with the standard short rate cancellation tables if terminated by the Insured or pro rata if terminated for any other reason.

This Bond shall terminate

(a)as to any Employee as soon as any partner, officer or supervisory Employee of the Insured, who is not in collusion with such Employee, shall learn of any dishonest or fraudulent act(s), including Larceny or Embezzlement on the part of such Employee without prejudice to the loss of any Property then in transit in the custody of such Employee (See

 

 

 

All rights reserved.

10

 
 

Section 16[d]), or

(b)as to any Employee 60 days after receipt by each Insured and by the Securities and Exchange Commission of a written notice from the Underwriter of its desire to terminate this bond as to such Employee, or
(c)as to any person, who is a partner, officer or employee of any Electronic Data Processor covered under this bond, from and after the time that the Insured or any partner or officer thereof not in collusion with such person shall have knowledge or information that such person has committed any dishonest or fraudulent act(s), including Larceny or Embezzlement in the service of the Insured or otherwise, whether such act be committed before or after the time this bond is effective.

SECTION 14. RIGHTS AFTER TERMINATION OR CANCELLATION

At any time prior to the termination or cancellation of this bond as an entirety, whether by the Insured or the Underwriter, the Insured may give to the Underwriter notice that it desires under this bond an additional period of 12 months within which to discover loss sustained by the Insured prior to the effective date of such termination or cancellation and shall pay an additional premium therefor.

Upon receipt of such notice from the Insured, the Underwriter shall give its written consent thereto; provided, however, that such additional period of time shall terminate immediately;

(a)on the effective date of any other insurance obtained by the Insured, its successor in business or any other party, replacing in whole or in part the insurance afforded by this bond, whether or not such other insurance provides coverage for loss sustained prior to its effective date, or
(b)upon takeover of the Insured's business by any State or Federal official or agency, or by any receiver or liquidator, acting or appointed for this purpose

without the necessity of the Underwriter giving notice of such termination. In the event that such additional period of time is terminated, as provided above, the Underwriter shall refund any unearned

 

41206 (9/ 84)

premium.

The right to purchase such additional period for the discovery of loss may not be exercised by any State or Federal official or agency, or by any receiver or liquidator, acting or appointed to take over the Insured's business for the operation or for the liquidation thereof or for any other purpose.

SECTION 15. CENTRAL HANDLING OF SECURITIES

Securities included in the systems for the central handling of securities established and maintained by Depository Trust Company, Midwest Depository Trust Company, Pacific Securities Depository Trust Company, and Philadelphia Depository Trust Company, hereinafter called Corporations, to the extent of the Insured's interest therein as effective by the making of appropriate entries on the books and records of such Corporations shall be deemed to be Property.

The words "Employee" and "Employees" shall be deemed to include the officers, partners, clerks and other employees of the New York Stock Exchange, Boston Stock Exchange, Midwest Stock Exchange, Pacific Stock Ex- change and Philadelphia Stock Exchange, hereinafter called Exchanges, and of the above named Corporations, and of any nominee in whose name is registered any security included within the systems for the central handling of securities established and maintained by such Corporations, and any employee of any recognized service company, while such officers, partners, clerks and other employees and employees of service companies perform services for such Corporations in the operation of such systems. For the purpose of the above definition a recognized service company shall be any company providing clerks or other personnel to said Exchanges or Corporation on a contract basis.

The Underwriter shall not be liable on account of any loss(es) in connection with the central handling of securities within the systems established and maintained by such Corporations, unless such loss(es) shall be in excess of the amount(s) recoverable or recovered under any bond or policy of insurance indemnifying such Corporations, against such loss(es), and then the Underwriter shall be liable hereunder only for the Insured's share of such excess loss(es), but in no event for more than the Limit of Liability applicable hereunder.

 

 

 

 

       All rights reserved.

11 

 
 

For the purpose of determining the Insured's share of excess loss(es) it shall be deemed that the Insured has an interest in any certificate representing any security included within such systems equivalent to the interest the Insured then has in all certificates representing the same security included within such systems and that such Corporations shall use their best judgment in apportioning the amount(s) recoverable or recovered under any bond or policy of insurance indemnifying such Corporations against such loss(es) in connection with the central handling of securities within such systems among all those having an interest as recorded by appropriate entries in the books and records of such Corporations in Property involved in such loss(es) on the basis that each such interest shall share in the amount(s) so recoverable or recovered in the ratio that the value of each such interest bears to the total value of all such interests and that the Insured's share of such excess loss(es) shall be the amount of the Insured's interest in such Property in excess of the amount(s) so apportioned to the Insured by such Corporations.

This bond does not afford coverage in favor of such Corporations or Exchanges or any nominee in whose name is registered any security included within the systems for the central handling of securities established and maintained by such Corporations, and upon payment to the Insured by the Underwriter on account of any loss(es) within the systems, an assignment of such of the Insured's rights and causes of action as it may have against such Corporations or Exchanges shall to the extent of such payment, be given by the Insured to the Underwriter, and the Insured shall execute all papers necessary to secure to the Underwriter the rights provided for herein.

SECTION 16. ADDITIONAL COMPANIES INCLUDED AS INSURED

If more than one corporation, co- partnership or person or any combination of them be included as the Insured herein:

(a)the total liability of the Underwriter hereunder for loss or losses sustained by any one or more or all of them shall not exceed the limit for which the Underwriter would be liable hereunder if all such loss were sustained by any one of them,
(b)the one first named herein shall be deemed authorized to make, adjust and

41206 (9/ 84) 12

receive and enforce payment of all claims hereunder and shall be deemed to be the agent of the others for such purposes and for the giving or receiving of any notice required or permitted to be given by the terms hereof, provided that the Underwriter shall furnish each named Investment Company with a copy of the bond and with any amendment thereto, together with a copy of each formal filing of the settlement of each such claim prior to the execution of such settlement,

(c)the Underwriter shall not be responsible for the proper application of any payment made hereunder to said first named Insured,
(d)knowledge possessed or discovery made by any partner, officer or supervisory Employee of any Insured shall for the purposes of Section 4 and Section 13 of this bond constitute knowledge or discovery by all the Insured, and
(e)if the first named Insured ceases for any reason to be covered under this bond, then the Insured next named shall thereafter be considered as the first named Insured for the purposes of this bond.

SECTION 17. NOTICE AND CHANGE OF CONTROL

Upon the Insured's obtaining knowledge of a transfer of its outstanding voting securities which results in a change in control (as set forth in Section 2(a) (9) of the Investment Company Act of 1940) of the Insured, the Insured shall within thirty (30) days of such knowledge give written notice to the Underwriter setting forth:

(a)the names of the transferors and transferees (or the names of the beneficial owners if the voting securities are requested in another name), and
(b)the total number of voting securities owned by the transferors and the transferees (or the beneficial owners), both immediately before and after the transfer, and
(c)the total number of outstanding voting securities.

As used in this section, control means the power to exercise a controlling influence over the management or policies of the Insured.

Failure to give the required notice shall result in termination of coverage of this bond,

 

 

 

All rights reserved.

12

 
 

effective upon the date of stock transfer for any loss in which any transferee is concerned or implicated.

Such notice is not required to be given in the case of an Insured which is an Investment Company.

SECTION 18. CHANGE OR MODIFICATION

This bond or any instrument amending or effecting same may not be changed or modified orally. No changes in or modification thereof shall be effective unless made by written endorsement issued to form a part hereof over the signature of the Underwriter's Authorized Representative. When a bond covers only one Investment Company no change or modification which would adversely

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

41206 (9/ 84)

affect the rights of the Investment Company shall be effective prior to 60 days after written notification has been furnished to the Securities and Exchange Commission, Washington, D.C. by the Insured or by the Underwriter. If more than one Investment Company is named as the Insured herein, the Underwriter shall give written notice to each Investment Company and to the Securities and Exchange Commission, Washington, D.C. not less than 60 days prior to the effective date of any change or modification which would adversely affect the rights of such Investment Company.

IN WITNESS WHEREOF, the Underwriter has caused this bond to be executed on the Declarations Page.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

       All rights reserved.

13 

 
 

ENDORSEMENT# 1

 

 

This endorsement, effective 12:01 AM January 31, 2021

 

forms a part of

policy number 04-190-80-19

issued to BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OT HER INSUREDS INCLUDED BY ENDORSEMENT)

by       National Union Fire Insurance Company of Pittsburgh, Pa.

 

NEW YORK AMENDATORY ENDORSEMENT - NY STATUTE 3420

Wherever used in this endorsement: 1) "we", "us", "our" and "Insurer" mean the insurance company which issued this policy; 2) "you", "your", "Insured" and "first Named Insured" mean the Named Corporation, Named Entity, Named Organization, Named Sponsor, Named Insured, or Insured stated in the declarations page; 3) "other insured(s)" means all other persons or entities afforded coverage under the policy; 4) "Discovery Period" means Discovery Period or Extended Reporting Period, as defined in the policy; and 5) "Claim" means Claim or Suit as defined in the policy.

It is hereby understood and agreed that the policy is amended as follows:

A.The following provisions are hereby added to the policy:

FAILURE TO GIVE NOTICE WITHIN PRESCRIBED TIME:

Failure to give any notice required to be given by this policy, or any policy of which this is a renewal, within the prescribed time shall not invalidate any Claim made against an Insured if:

(a)it shall be shown not to have been reasonably possible to give notice within the prescribed time and that notice was given as soon as was reasonably possible thereafter; or
(b)the failure to provide timely notice has not prejudiced the Insurer.

Any such Claim shall be deemed to have been first made against the Insured and noticed to the Insurer within the Policy Period or Discovery Period of the policy issued by the Insurer (the "Noticed Policy") in which the Insurer received notice of the Claim; provided that the coverage afforded with respect to the Noticed Policy shall be in an amount not greater than the amount of coverage afforded with respect to the Policy Period of the policy issued by the Insurer (the "Former Policy") in which the Claim was actually first made against the Insured. The foregoing sentence may result in (but not be limited to): (1) reducing the limit of liability available for such a Claim to the available limit of liability applicable to the Former Policy; (2) increasing the applicable retention amount to that retention amount applicable to the Former Policy; or

(3) reducing or eliminating coverage due to exclusions or other restrictions appearing in the Former Policy but eliminated, in part or in whole, in the Noticed Policy. No coverage shall be afforded under this endorsement if there was not in existence a Former Policy at the time the Claim was actually first made against the Insured.

With respect to subsection (b) above, any such Claim must be noticed during the Policy Period or Discovery Period of a Noticed Policy which is a renewal or extension of the Former Policy.

Nothing in this endorsement shall be construed to provide coverage for a Claim under more than one Policy Period or Discovery Period.

PREJUDICE:

 

 

 

All rights reserved.

 
 

ENDORSEMENT# 1

(continued)

 

In the event that the Insurer alleges that it was prejudiced as a result of a failure to give notice within the time required under the policy, the burden of proof shall be on:

(a)the Insurer to prove that it has been prejudiced, if the notice was provided within two years of the time required under the policy; or
(b)the Insured to prove that the Insurer has not been prejudiced, if the notice was provided more than two years after the time required under the policy.

The Insurer's rights shall not be deemed prejudiced unless the failure to timely provide notice materially impairs the ability of the Insurer to investigate or defend the Claim.

Notwithstanding the above, an irrebuttable presumption of prejudice shall apply if, prior to the notice, the Insured's liability has been determined by a court of competent jurisdiction or by a binding arbitration; or if the Insured has resolved the Claim by settlement or other compromise.

NOTICE TO AGENT:

Notice given by or on behalf of the Insured, or written notice by or on behalf of the injured party or any other claimant, to any licensed agent of the Insurer in the state of New York, with particulars sufficient to identify the Insured, shall be deemed notice to the Insurer.

INSOLVENCY/ BANKRUPTCY OF INSURED:

The insolvency or bankruptcy of the Insured shall not relieve the Insurer of its obligations under this policy as long as all policy requirements are met by Insured, its trustee or receiver in bankruptcy. Should a covered judgment be rendered against an insolvent or bankrupt Insured, the Insurer shall be liable for the amount of such judgment not to exceed the applicable limit of liability under this policy.

B.The Clause entitled, "Action Against Us " or "Action Against Company" is deleted in its entirety and replaced with the following:

No one may bring an action against us unless there has been full compliance with all the terms of this policy and the amount of the Insured's obligation to pay has been finally determined either by:

1.judgment against the Insured which remains unsatisfied at the expiration of thirty (30) days from the service of notice of entry of the judgment upon the Insured and upon us; or
2.written agreement of the Insured, the claimant and us.

Any person or organization or legal representative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent of the insurance afforded by this policy. We may not be impleaded by the Insured or its legal representative in any legal action brought against the Insured by any person or organization.

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

_________________________

AUTHORIZED REPRESENTATIVE

 

All rights reserved.

 

Page 2 of 2

 
 

ENDORSEMENT# 2

 

This endorsement, effective 12:01 AM January 31, 2021

 

forms a part of

policy number 04-190-80-19

issued to BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OT HER INSUREDS INCLUDED BY ENDORSEMENT)

by       National Union Fire Insurance Company of Pittsburgh, Pa.

 

NOTICE OF CLAIM (REPORTING BY E- MAIL)

In consideration of the premium charged, it is hereby understood and agreed as follows:

1.Email Reporting of Claims: In addition to the postal address set forth for any Notice of Claim Reporting under this policy, such notice may also be given in writing pursuant to the policy's other terms and conditions to the Insurer by email at the following email address:

c- claim@AIG.com

Your email must reference the policy number for this policy. The date of the Insurer's receipt of the emailed notice shall constitute the date of notice.

In addition to Notice of Claim Reporting via email, notice may also be given to the Insurer by mailing such notice to: AIG, Financial Lines Claims, P.O. Box 25947, Shawnee Mission, KS 66225 or faxing such notice to (866) 227- 1750.

2.Definitions: For this endorsement only, the following definitions shall apply:
(a)"Insurer" means the "Insurer," "Underwriter" or "Company" or other name specifically ascribed in this policy as the insurance company or underwriter for this policy.
(b)"Notice of Claim Reporting" means "notice of claim/ circumstance," "notice of loss" or other reference in the policy designated for reporting of claims, loss or occurrences or situations that may give rise or result in loss under this policy.
(c)"Policy" means the policy, bond or other insurance product to which this endorsement is attached.
3.This endorsement does not apply to any Kidnap & Ransom/ Extortion Coverage Section, if any, provided by this policy.

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

AUTHORIZED REPRESENTATIVE

 

 

 

 

 

All rights reserved.

2-14057 END 002

99758 (8/ 08) Page 1 of 1

 
 

 

ENDORSEMENT# 3

 

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

NEW YORK STATUTORY RIDER/ENDORSEMENT

 

It is agreed that:

 

1.The Section13 entitled “Termination” of this bond/policy is amended by adding:

 

2.Cancelation of this bond/policy by the Underwriter/Company is subject to the following provisions:

 

If the bond/policy has been in effect for 60 days or less, it may be cancelled by the Underwriter/Company for any reason. Such cancelation shall be effective 20 days after the Underwriter/Company mails a notice of cancelation to the first-named insured at the mailing address shown in the bond/policy. However, if the bond/policy has been in effect for more than 60 days or is a renewal, then cancellation must be based on one of the following grounds:

 

(A)non-payment of premium;

 

(B)conviction of a crime arising out of acts increasing the hazard insured against;

 

(C)discovery of fraud or material misrepresentation in the obtaining of the bond/policy or in the presentation of claim thereunder;

 

(D)after issuance of the bond/policy or after the last renewal date, discovery of an act or omission, or a violation of any bond/policy condition that substantially and materially increases the hazard insured against, and which occurred subsequent to inception of the current bond/policy period;

 

(E)material change in the nature or extent of the risk, occurring after issuance or last annual renewal anniversary date of the bond/policy, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the bond/policy was issued or last renewed;

 

(F)the cancellation is required pursuant to a determination by the superintendent that continuation of the present premium volume of the insurer would jeopardize that insurer's solvency or be hazardous to the interests of the insureds, the insurer's creditors or the public;

 

 

 

©All rights reserved.

END 003

1

 
 

 

ENDORSEMENT# 3 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

(G)a determination by the superintendent that the continuation of the bond/policy would violate, or would place the insurer in violation of, any provision of the New York State insurance laws.

 

(H)where the insurer has reason to believe, in good faith and with sufficient cause, that there is a possible risk or danger that the insured property will be destroyed by the insured for the purpose of collecting the insurance proceeds, provided, however, that:

 

(i)a notice of cancelation on this ground shall inform the insured in plain language that the insured must act within ten days if review by the Insurance Department of the State of New York of the ground for cancelation is desired, and

 

(ii)notice of cancelation on this ground shall be provided simultaneously by the insurer to the Insurance Department of the State of New York. Cancelation based on one of the above grounds shall be effective 15 days after the notice of cancellation is mailed or delivered to the named insured, at the address shown on the bond/policy, and to its authorized agent or broker.

 

3.If the Underwriter/Company elects not to replace a bond/policy at the termination of the bond/policy period, it shall notify the insured not more than 120 days nor less than 60 days before termination. If such notice is given late, the bond/policy shall continue in effect for 60 days after such notice is given. The Aggregate Limit of Liability shall not be increased or reinstated. The notice not to replace shall be mailed to the insured and its broker or agent.

 

4.If the Underwriter/Company elects to replace the bond/policy, but with a change of limits, reduced coverage, increased deductible, additional exclusion, or upon increased premiums in excess of ten percent (exclusive of any premium increase as a result of experience rating), the Underwriter must mail written notice to the insured and its agent or broker not more than 120 days nor less than 60 days before replacement. If such notice is given late, the replacement bond/policy shall be in effect with the same terms, conditions and rates as the terminated bond/policy for 60 days after such notice is given.

 

 

 

©All rights reserved.

END 003

2

 
 

 

 

ENDORSEMENT# 3 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

5.The Underwriter/Company may elect to simply notify the insured that the bond/policy will either be not renewed or renewed with different terms, conditions or rates. In this event, the Underwriter/Company will inform the insured that a second notice will be sent at a later date specifying the Underwriter's/Company's exact intention. The Underwriter shall inform the insured that, in the meantime, coverage shall continue on the same terms, conditions and rates as the expiring bond/policy until the expiration date of the bond/policy or 60 days after the second notice is mailed or delivered, whichever is later.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 003

3

 
 

 

ENDORSEMENT# 4

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

VOICE INITIATED TRANSFER FRAUD

 

It is agreed that:

 

1.The attached bond is amended by adding an Insuring Agreement as follows: (VIT) VOICE INITIATED TRANSFER FRAUD

Loss resulting directly from the Insured having, in good faith, transferred Property from a Customer’s or Insured’s account through a Computer System covered under the terms of the Computer System Fraud Insuring Agreement in reliance upon a fraudulent voice instruction transmitted by telephone which was purported to be from:

 

(1)an officer, director, partner or employee of a Customer of the Insured who was authorized by the Customer to instruct the Insured to make such transfer;

 

(2)an individual person who is a Customer of the Insured; or

 

(3)an Employee of the Insured in another office of the Insured who was authorized by the Insured to instruct other Employees of the Insured to transfer Property, and was received by an Employee of the Insured specifically designated to receive and act upon such instructions,

 

but the voice instruction was not from a person described in (1), (2), or (3) above, provided that

 

(i)in order for coverage to apply under this Insuring Agreement, Voice Initiated Transfer must be received and processed in accordance with the Insured’s designated procedures. However, the isolated failure of the Insured to maintain and follow its designated procedures in a particular instance will not preclude coverage under this Insuring Agreement. Provided that the Insured is able to demonstrate that the procedures were being followed immediately before and after the occurrence.

In this Insuring Agreement:

 

 

 

 

©All rights reserved.

END 004

1

 
 

 

ENDORSEMENT# 4 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(A) Customer means an entity or individual which has a written agreement with the Insured authorizing the Insured to rely on voice instructions to make transfers and which has provided the Insured with the names of persons authorized to initiate such.

 

2.In addition to the Conditions and Limitations in the bond and Computer Systems Fraud Insuring Agreement rider, the following provisions are applicable to the Voice Initiated Transfer Fraud Insuring Agreement:

 

This Insuring Agreement does not cover loss resulting directly or indirectly from the assumption of liability by the Insured by contract unless the liability arises from a loss covered by this Insuring Agreement and would be imposed on the Insured regardless of the existence of the contract.

 

3.The section of Item 3 of the Declarations entitled “Optional Insuring Agreements and Coverages” is amended by adding the following:

 

 

  Limit of Liability Deductible
Insuring Agreement (VIT) - VOICE INITIATED TRANSFER FRAUD $10,000,000 $50,000

 

4.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations, conditions or agreements of the attached bond other than as above stated.

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 004

2

 
 

 

ENDORSEMENT# 5

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

FRAUDULENT TRANSFER INSTRUCTIONS COVERAGE

 

In consideration of the premium charged, it is agreed that:

 

1.The following Insuring Agreement is added to this bond: (FTI) FRAUDULENT TRANSFER INSTRUCTIONS

Loss resulting directly from the Insured having, in good faith, transferred money on deposit in a Customer's account, or a Customer's Certificated Securities, in reliance upon a fraudulent instruction transmitted to the Insured via telefacsimile, telephone, or electronic mail; provided, however that

(1)The fraudulent instruction purports, and reasonably appears, to have originated from:
(a)such Customer,
(b)an Employee acting on instructions of such Customer; or
(c)another financial institution acting on behalf of such Customer with authority to make such instructions; and
(2)The sender of the fraudulent instruction verified the instruction with the password, PIN, or other security code of such Customer; and
(3)The sender was not, in fact, such Customer, was not authorized to act on behalf of such Customer, and was not an Employee of the Insured; and
(4)The instruction was received by an Employee of the Insured specifically authorized by the Insured to receive and act upon such instructions; and
(5)For any transfer exceeding the Verification Threshold Amount set forth below, the Insured verified the instruction via a call back to a predetermined telephone number set forth in the Insured's Written agreement with such Customer or other verification procedure approved in writing by the Underwriter; and
(6)The Insured preserved a contemporaneous record of the call back, if any, and of the instruction which verifies use of the authorized password, PIN or other security code of the Customer.

The Verification Threshold Amount applicable to this FRAUDULENT TRANSFER INSTRUCTIONS Insuring Agreement is: $50,000.

 

 

 

©All rights reserved.

END 005

1

 
 

 

ENDORSEMENT# 5 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

2.Solely with respect to the FRAUDULENT TRANSFER INSTRUCTIONS Insuring Agreement, the following definitions shall apply:

(FTI-1) “Certificated Security” means a share, participation or other interest in property of or an enterprise of the issuer or an obligation of the issuer, which is:

(i)represented by a written instrument issued in bearer or registered form;
(ii)of a type commonly dealt in on securities exchanges or markets or commonly recognized in any area in which it is issued or dealt in as a medium for investment; and
(iii)either one of a class or series or by its terms divisible into a class or series of shares, participations, interests or obligations.

(FTI-2) “Customer” means a natural person or entity which has a written agreement with the Insured authorizing the Insured to transfer money on deposit in an account or Certificated Securities in reliance upon instructions transmitted to the Insured via the means utilized to transmit the fraudulent instruction.

 

3.It shall be a condition precedent to coverage under the FRAUDULENT TRANSFER INSTRUCTIONS Insuring Agreement that the Insured assert any available claims, offsets or defenses against such Customer, any financial institution or any other party to the transaction.

 

4.The following additional Exclusions are added to the Bond applicable only to this Insuring Agreement:

(FTI-1) loss resulting directly or indirectly from a fraudulent instruction if the sender, or anyone acting in collusion with the sender, ever had authorized access to such Customer's password, PIN or other security code; and

(FTI-2) loss resulting directly or indirectly from the fraudulent alteration of an instruction to initiate an automated clearing house (ACH) entry, or group of ACH entries, transmitted as an electronic message, or as an attachment to an electronic message, sent via the Internet, unless:

(i)each ACH entry was individually verified via the call back procedure without regard to the amount of the entry; or

 

 

 

©All rights reserved.

END 005

2

 
 

ENDORSEMENT# 5 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(ii)the instruction was formatted, encoded or encrypted so that any alteration in the ACH entry or group of ACH entries would be apparent to the Insured.

 

5.The “Optional Insuring Agreements and Coverages” section of Item 3 of the Declarations of this bond is amended by adding the following at the end thereof:

  Limit of Liability Deductible
Insuring Agreement (FTI)- FRAUDULENT TRANSFER INSTRUCTIONS $10,000,000 $50,000

 

 

 

6.Nothing contained herein shall be held to vary, alter, waive, or extend any of the terms, limitations, conditions or agreements of the attached bond other than as above stated.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 005

3

 
 

ENDORSEMENT# 6

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AUTOMATED TELEPHONE TRANSACTIONS

 

It is agreed that this Bond is amended as follows:

1.By adding the following INSURING AGREEMENT:

(L) AUTOMATED PHONE SYSTEM

 

Loss resulting directly from the Insured having transferred funds on the faith of any Automated Phone System (APS) Transaction, where the request for such APS Transaction is unauthorized or fraudulent and is made with the intent to deceive. In order for coverage to apply under this INSURING CLAUSE the INSURED shall maintain and follow all APS Designated Procedures with respect to APS Transactions. The isolated failure of the INSURED to maintain and follow a particular APS Designated Procedure in a particular instance will not preclude coverage under this INSURING CLAUSE subject to the exclusions herein and in the Bond.

2.By adding to the DEFINITIONS SECTION, the following:

 

“Automated Phone System” or “APS” means an automated system which receives and converts to executable instructions transmissions over the telephone through use of a touch-tone keypad or other tone system or voice recognition system; and always excluding transmissions from a computer system or part thereof.

 

“APS Transaction means any APS Purchase, APS Redemption, APS Election or APS Exchange.

 

“APS Purchase” means any purchase of shares issued by an Investment Company which is requested through an Automated Phone System.

 

“APS Redemption“ means any redemption of shares issued by an Investment Company which is requested over the telephone by means of information transmitted by an individual caller through use of a telephone keypad or voice recognition system.

 

“APS Election“ means any election concerning various account features available to Fund shareholders which is made over the telephone by means of information transmitted by an individual caller through use of a telephone keypad or voice recognition system. These features include account statements. auto exchange, auto asset builder, automatic withdrawal, dividend/capital gain options. dividend sweep. telephone balance consent and change of address.

 

 

 

 

©All rights reserved.

END 006

1

 
 

ENDORSEMENT# 6 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

“APS Exchange“ means any exchange of shares in a registered account of one Fund into shares in an account with the same tax identification number and same ownership-type code of another Fund in the same complex pursuant to exchange privileges of the two Funds, which exchange is requested over the telephone by means of information transmitted by an Individual caller through use of a telephone keypad or voice recognition system.

“APS Designated Procedures“ means all of the following procedures:

 

(1)Election in Application: No APS Redemption shall be executed unless the shareholder to whose account such an APS Redemption relates has previously elected to permit Telephone Redemptions.

 

(2)Logging: All APS Purchases, Redemptions or Exchanges shall be logged or otherwise recorded and the records shall be retained for at least six (6) months.

 

(a)Information contained in the records shall be capable of being retrieved and produced within a reasonable time after retrieval of specific information is requested, at a success rate of no less than 85 percent.

 

(3)Identity Test: The caller in any request for an APS Transaction, must first input his/her account number, the last four digits of his/her social security number, and finally, his/her personal identification number (“PIN”). It is proposed that in addition to this procedure, a customer may:

 

(i)Begin by saying or pressing his/her account number, then say or press his/her PIN, or

 

(ii)Begin by saying or pressing his/her social security number, then say or press his/her PIN and lastly, say name of fund or account number (or press account number).
(iii)Limited attempts to Enter PIN: If the caller fails to enter a correct PIN within

(3)    three attempts, the caller must not be allowed additional attempts during the same telephone call to enter the PIN. The caller may either be instructed to redial a customer service representative or may be immediately connected to such a representative.

 

(4)Written Confirmation: A written confirmation of any APS Purchase, Redemption, Exchange or change of address shall be mailed to the shareholder(s) to whose account such transaction relates, at the record address, by the end of the

 

 

 

©All rights reserved.

END 006

2

 
 

ENDORSEMENT# 6 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

insured's next regular processing cycle, but in no event later than five (5) business days following such APS Transaction.

 

(5)Access to APS Equipment: Access to the equipment which permits the entity receiving the APS Transaction request to process and effect the transaction shall be limited in the following manner: BNY MELLON INVESTMENT SERVICING, INC. and DST Systems, Inc., accesses the hardware housing the Mutual Fund On-Line system which effects transactions.
3.By adding the following SECTION after Section 2, EXCLUSIONS:

 

This bond does not directly or indirectly cover under AUTOMATED PHONE SYSTEMS INSURING AGREEMENT any loss resulting from:

(L-1) the redemption of shares, where the proceeds of such redemption are made payable to other than (i) the shareholder of record, or (ii) a person designated to receive redemption proceeds, or (iii) a bank account designated to receive redemption proceeds;

(L-2) the redemption of shares, where the proceeds of such redemption are paid by check mailed to an address that has been changed within thirty (30) days immediately preceding the redemption, unless (i) the change of address was signature guaranteed or (ii) the change of address was otherwise processed in accordance with APS Designated Procedures;

(L-3) the redemption of shares, where the proceeds of such redemption are paid by wire transfer to other than the shareholders designated bank account of record; or

(L-4) the intentional failure to adhere to one or more APS Designated Procedures.

 

 

ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 006

3

 
 

ENDORSEMENT# 7

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

 

 

It is agreed that:

AMENDED FIDELITY AGREEMENT (ELECTRONIC DAMAGE OR DESTRUCTION)

 

1.Insuring Agreement (A) FIDELITY is hereby deleted in its entirety and replaced with the following:

 

(A)FIDELITY

(1)     Loss resulting directly from dishonest or fraudulent act(s), including Larceny or Embezzlement committed by an Employee, committed anywhere and whether committed alone or in collusion with others including loss of Property resulting from such acts of an Employee, which Property is held by the Insured for any purpose or in any capacity and whether or not the Insured is liable thereof.

Dishonest or fraudulent act(s) as used in this Insuring Agreement shall mean only dishonest or fraudulent act(s) committed by such Employee with the intent:

(a)to cause the Insured to sustain such loss; or
(b)to obtain financial benefit for the Employee, or for any other person or organization intended by the Employee to receive such benefit, other than salaries, commissions, fees, bonuses, promotions, awards, profit sharing, pensions or other employee benefits earned in the normal course of employment.

Notwithstanding the foregoing, however, it is agreed that with regards to loss resulting directly or indirectly from loans and/or trading, this bond covers only loss resulting directly from dishonest or fraudulent acts committed by an Employee with the intent to cause the Insured to sustain such loss and which results in a financial benefit for the Employee.

As used in this Insuring Agreement, “financial benefit” does not include any employee benefits earned in the normal course of employment, including: salaries, commissions, fees, bonuses, promotions, awards, profit sharing or pensions.

It is agreed that in determining the amount of any loss payable under this bond, the Insured may include payments to individual Employees which are salaries, commissions, fees, bonuses, and the like, as part of such loss, provided that such

 

 

 

©All rights reserved.

END 007

1

 
 

ENDORSEMENT# 7 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

payments have been solely as the result of the Employee having committed a dishonest or fraudulent act covered under this bond.

(2)     Loss resulting directly from the malicious destruction of or the malicious damage to an Electronic Instructions, Electronic Data or Electronic Media in an Insured’s Computer System committed by an Employee, whether committed alone or in collusion with others, provided that any coverage afforded under this bond by virtue of this subparagraph (2) shall only apply to loss that is Restoration Costs.

 

2.Solely for the purpose of Insuring Agreement (A) FIDELITY (as amended by this rider), the following definitions are added to the attached bond:

 

“Computer Systems” means:

(1)computers with related peripheral components, including storage compartments wherever located including internet access or remote access to said Computer Systems,
(2)systems and application software,
(3)terminal devices,
(4)related communication networks or customer communication systems including the internet, and
(5)related electronic funds transfer systems that are currently utilized by the Insured.

As used herein, “the Insured’s Computer System” shall mean a Computer System operated by the Insured, whether owned or leased; or a Computer System identified in the application for this bond.

 

“Electronic Data” means facts or information converted to a form usable in Computer System and which is stored on Electronic Media for use by computer programs.

 

“Electronic Instruction” means computer programs converted to a form usable in a Computer System to act upon Electronic Data.

 

“Electronic Media” means the magnetic tape, magnetic disk, optical disk or any other bulk media on which data is recorded.

 

 

 

©All rights reserved.

END 007

2

 
 

ENDORSEMENT# 7 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

“Loans” means all extensions of credit by the Insured and all transactions creating a creditor relationship in favor of the Insured and all transactions by which the Insured assumes an existing creditor relationship.

 

“Restoration Costs” means Restoration Costs means reasonable and necessary costs or expenses incurred by the Insured with the Underwriter’s prior written consent to restore or repair an Insured’s damaged or destroyed Electronic Data, Electronic Instructions or Electronic Media; provided that if it is determined that such Electronic Data, Electronic Instructions or Electronic Media cannot be restored or repaired, then Restoration Costs means solely those reasonable costs or expenses incurred by the Insured, with the Underwriter’s prior written consent, to reach such determination.

Notwithstanding the foregoing, Restoration Costs shall not include, and in no event shall any Insuring Agreement of this bond cover:

(1)any costs related directly or indirectly to the damage or destruction of Electronic Data, Electronic Media or Electronic Instructions (or other software or programs) that the Insured did not have a license to use; or
(2)any costs or expenses incurred to redo the work product, research or analysis that was the basis of any damaged or destroyed Electronic Data, Electronic Media or Electronic Instructions (or other software or programs).

 

“Trading” means trading or other dealings in securities, commodities, futures, options, swaps, foreign or federal funds, currencies, foreign exchange and the like.

 

3.Solely with respect to this rider, Section 5. VALUATION OF PROPERTY is amended by adding the following at the end thereof:

 

Electronic Data, Electronic Media, or Electronic Instruction

In case of loss of, or damage to, Electronic Data, Electronic Media, or Electronic Instruction that is covered by this bond, the Underwriter’s liability under this Bond shall be limited to the cost to reproduce the Electronic Data, Electronic Media or Electronic Instructions from other Electronic Data, Electronic Media or Electronic Instruction of the same kind of quality and then for not more than the cost of the blank media and/or the cost of labor for the actual transcription or copying of data which shall have been furnished by the Insured in order to reproduce such Electronic Data, Electronic Media or Electronic Instruction subject to the applicable Limit of

 

 

 

©All rights reserved.

END 007

3

 
 

ENDORSEMENT# 7 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

Liability. In the event that any Electronic Data, Electronic Media or Electronic Instruction cannot be reproduced as outlined in this paragraph, the valuation of such Electronic Data, Electronic Media, or Electronic Instruction shall be those reasonable and necessary costs or expenses incurred by the Insured with the Underwriter’s prior consent to reach such determination that such Electronic Data, Electronic Media or Electronic Instruction cannot be reproduced.

However, if such Electronic Data cannot be reproduced and said Electronic Data represents securities or other financial instruments having a value, then said loss will be valued as indicated in the Securities and other Property paragraphs of this Section.

 

In case of loss of, or damage to, Electronic Media used by the Insured that is covered by this bond, the Underwriter shall be liable under this bond only if replaced and then only for not more than the actual cost of replacing the damaged or destroyed media with blank media of a similar kind of quality.

 

4.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations conditions or agreements of the attached policy other than as above stated.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 007

4

 
 

ENDORSEMENT# 8

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

DESTRUCTION OF DATA OR PROGRAMS BY VIRUS RIDER

 

It is agreed that:

 

1.The INSURING AGREEMENTS Clause of the attached bond is amended by adding the following additional Insuring Agreement to the end thereof:

 

DESTRUCTION OF DATA OR PROGRAMS BY VIRUS

(DV) Loss that is Restoration Costs resulting directly from the malicious destruction of, or damage to, Electronic Data, Electronic Media or Electronic Instructions owned by the Insured or for which the Insured is legally liable while stored within the Insured’s Computer System if such destruction or damage was caused by a computer program or similar instruction which was written or altered to incorporate a hidden instruction designed to destroy or damage Electronic Data, Electronic Media or Electronic Instructions in the Computer System in which the computer program or instruction so written or so altered is used.

Special Condition: with respect to the coverage provided under this Insuring Agreement, all covered Restoration Costs incurred by the Insured between the time destruction or damage is discovered and the time the affected Electronic Data, Electronic Media or Electronic Instruction(s) is/are restored or repaired (or a determination has been made that such restoration or repair is impossible) shall be treated as a single “loss” and subject to the applicable Limit of Liability. Recurrence of destruction or damage after the Electronic Data, Electronic Media or Electronic Instruction(s) is/are restored or repaired shall constitute a separate single “loss”.

 

2.The section of Item 3 of the Declarations entitled “Optional Insuring Agreements and Coverages” is amended by adding the following:

 

  Limit of Liability Deductible
Insuring Agreement (DV) – DESTRUCTION OF DATA OR PROGRAMS BY VIRUS $10,000,000 $50,000

 

 

 

 

 

 

©All rights reserved.

END 008

1

 
 

ENDORSEMENT# 8 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

3.All the definitions stated in paragraph 2 of the Extended Computer Systems Rider of this bond shall also apply to the coverage granted under Insuring Agreement (DV).

 

4.Solely with respect to the coverage provided by this rider, the following definition is added to the attached bond:

 

DV-1. “Restoration Costs” means reasonable and necessary costs or expenses incurred by the Insured with the Insurer’s prior written consent to restore or repair damaged or destroyed Electronic Data, Electronic Media or Electronic Instruction within a Computer System; provided that if it is determined that such Electronic Data, Electronic Media or Electronic Instructions cannot be restored or repaired, then Restoration Costs means solely those reasonable costs or expenses incurred by the Insured, with the Insurer’s prior written consent, to reach such determination.

Notwithstanding the foregoing or any other provision to the contrary, however, Restoration Costs shall not include, and in no event shall any Insuring Agreement of this bond cover:

(1)any costs related directly or indirectly to the damage or destruction of Electronic Data, Electronic Media, or Electronic Instructions (or other software or computer programs) that the Insured did not have a license to use; or
(2)any costs or expenses incurred to redo the work product, research or analysis that was the basis of any damaged or destroyed Electronic Data, Electronic Media or Electronic Instructions (or other software or computer programs).

 

5.It is further understood and agreed that all the exclusions stated in paragraph 3 of the Extended Computer Systems Rider of this bond shall also apply to the coverage granted under Insuring Agreement (DV).

 

6.It is further understood and agreed that all the amendments to Section 5. VALUATION OF PROPERTY stated in paragraph 4 of the Extended Computer Systems Rider of this bond shall also apply to the coverage granted under Insuring Agreement (DV).

 

 

 

 

 

©All rights reserved.

END 008

2

 
 

ENDORSEMENT# 8 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

7.Nothing contained here shall be held to vary, alter, waive or extend any of the terms, limitations, conditions, or agreements of the attached bond other than as above stated.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 008

3

 
 

ENDORSEMENT# 9

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

ECONOMIC SANCTIONS ENDORSEMENT

 

Product Name: Investment Company Blanket Bond

 

This endorsement modifies insurance provided under the following:

 

Coverage shall only be provided and payment of loss under this policy shall only be made in full compliance with enforceable United Nations economic and trade sanctions and the trade and economic sanction laws or regulations of the European Union and the United States of America, including, but not limited to, sanctions, laws and regulations administered and enforced by the U.S. Treasury Department's Office of Foreign Assets Control ("OFAC").

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 009

1

 
 

ENDORSEMENT# 10

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

DESTRUCTION OF DATA OR PROGRAMS BY HACKER RIDER

 

It is agreed that

 

1.The following Insuring Agreement is added to the bond:

 

(DH) DESTRUCTION OF DATA OR PROGRAMS BY HACKER

 

Loss resulting directly from the malicious destruction of or damage to, Electronic Data or Computer Programs owned by the Insured or for which the Insured is legally liable while stored within a Computer System covered under the terms of the Computer Systems rider attached to this bond.

 

The liability of the Company shall be limited to the cost of duplication of such Electronic Data or Computer Programs from other Electronic Data or Computer Programs which shall have been furnished by the Insured.

 

In the event, however, that destroyed or damaged Computer Programs cannot be duplicated from other Computer Programs, the Company will pay the cost incurred for computer time, computer programmers, consultants or other technical specialists as is reasonably necessary to restore Computer Programs to substantially the previous level of operational capability.

 

Special Condition

 

Under this Insuring Agreement, all covered costs incurred by the Insured between the time destruction or damage is discovered and the time the Computer System is restored to substantially the previous level of operational capability shall be treated as a single loss and subject to the applicable Limit of Liability. Recurrence of destruction or damage after the Computer System is restored shall constitute a separate single Loss.

 

2.With respect to Insuring Agreement (DH) Destruction of Data or Programs by Hacker, the following Definitions are added:

 

 

 

 

 

 

©All rights reserved.

END 010

1

 
 

ENDORSEMENT# 10 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

“Electronic Data” means facts or information converted to a form usable in a Computer System by Computer Programs and which is stored on magnetic tapes or disks, or optical storage disks or other bulk media.

 

“Computer Program” means a set of related electronic instructions which direct the operations and functions of a computer or devices connected to it which enable the computer or devices to receive, process, store or send Electronic Data.

 

“Computer System” shall mean a “Computer System” covered under the terms of Insuring Agreement (J) (Computer Systems Fraud) of this bond.

 

3.The section of Item 3 of the Declarations entitled “Optional Insuring Agreements and Coverages” is amended by adding the following:

 

 

  Limit of Liability Deductible
Insuring Agreement (DH) - DESTRUCTION OF DATA OR PROGRAMS BY HACKER $10,000,000 $50,000

 

 

 

4.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations, conditions or agreements of the attached bond other than as above stated.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 010

2

 
 

ENDORSEMENT# 11

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

COMPUTER SYSTEMS FRAUD INSURING AGREEMENT

 

It is agreed that:

 

1.The attached bond is amended by adding an Insuring Agreement as follows:

 

(J) COMPUTER SYSTEMS FRAUD

Loss resulting directly from a fraudulent

(1)entry of Electronic Data or Computer Program into, or
(2)change of Electronic Data or Computer Program within any Computer System used by the Insured;

provided that the fraudulent entry or change causes

(i)Property to be transferred, paid or delivered,
(ii)an account of the Insured, or of its customer, to be added, deleted, debited or credited, or
(iii)an unauthorized account or a fictitious account to be debited or credited.

In this Insuring Agreement, “fraudulent entry or change” shall include such entry or change made by an Employee of the Insured acting in good faith on an instruction from a software contractor who has a written agreement with the Insured to design, implement or service programs for a Computer System covered by this Insuring Agreement.

 

2.In addition to the Conditions and Limitations in this bond, the following, applicable to the Computer Systems Fraud Insuring Agreement, are added:

 

DEFINITIONS

 

(CSF-A) Computer Program means a set of related electronic instructions which direct the operations and functions of a computer or devices connected to it which enable the computer or devices to receive, process, store or send Electronic Data.

(CSF-B) Computer System means:

 

 

 

 

©All rights reserved.

END 011

1

 
 

ENDORSEMENT# 11 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(1)computers with related peripheral components, including storage compartments wherever located including internet access or remote access to said Computer System,
(2)systems and applications software,
(3)terminal devices, and
(4)related communication networks or customer communications systems including the internet, and
(5)related electronic funds transfer systems that is currently utilized by the Insured,

by which Electronic Data are electronically collected, transmitted, processed, stored and retrieved.

(CSF-C) Electronic Data means facts or information converted to a form usable in a Computer System by Computer Programs, and which is stored on magnetic tapes or disks, or optical storage disks or other bulk media.

 

EXCLUSIONS

This bond shall not cover:

(CSF-A) loss resulting directly or indirectly from the assumption of liability by the Insured by contract unless the other liability arises from a loss covered by the Computer Systems Fraud Insuring Agreement and would be imposed on the Insured regardless of the existence of the contract;

(CSF-B) loss resulting directly or indirectly from negotiable instruments, securities, documents or other written instruments which bear a forged signature, or are counterfeit, altered or otherwise fraudulent and which are used as source documentation in the preparation of Electronic Data or manually keyed into a data terminal.

(CSF-C) loss resulting directly or indirectly from

(1)mechanical failure, faulty construction, error in design, latent defect, fire, wear or tear, gradual deterioration, or electrical disturbance or electrical surge which affects a Computer System, or
(2)failure or breakdown of electronic data processing media, or

 

 

 

©All rights reserved.

END 011

2

 
 

ENDORSEMENT# 11 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(3)error or omission in programming or processing.

(CSF-D) loss resulting directly or indirectly from the input of Electronic Data into a Computer System terminal device either on the premises of a customer of the Insured or under the control of such a customer by a person who had authorized access to the customer's authentication mechanism; provided, however, this exclusion shall only apply to loss sustained in that customer’s account.

(CSF-E) loss resulting directly or indirectly from the theft of confidential information provided, however, that this exclusion shall not apply to any loss otherwise covered under Insuring Agreement A in which a password was used, and said password is the confidential information.

 

SERIES OF LOSSES

 

All loss or series of losses involving the fraudulent acts of one individual, or involving fraudulent acts in which one individual is implicated, whether or not that individual is specifically identified, shall be treated as a single loss and subject to the applicable Limit of Liability listed in Item 3 of the Declarations. A series of losses involving unidentified individuals but arising from the same method of operation shall be deemed to involve the same individual and in that event shall be treated as a single loss and subject to the applicable Limit of Liability listed in Item 3 of the Declarations.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 011

3

 
 

ENDORSEMENT# 12

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMENDED AUDIT EXPENSE

 

It is agreed that:

 

1.Audit Expense Insuring Agreement (B) is hereby deleted and replaced with the following:

 

(B)       AUDIT EXPENSE

 

Expense incurred by the Insured for that part of the costs of audits or examinations required by any governmental regulatory authority to be conducted either by such authority or by an independent accountant by reason of the discovery of loss sustained by the Insured through any dishonest or fraudulent act(s), including Larceny or Embezzlement of any of the Employees or any other Insuring Agreements included in this bond. The total liability of the Underwriter for such expense by reason of such acts of any Employee or in which such Employee is concerned or implicated or with respect to any one audit or examination is limited to the amount stated opposite Audit Expense in Item 3 of the Declarations; it being understood, however, that such expense shall be deemed to be a loss sustained by the Insured through any dishonest or fraudulent act(s), including Larceny or Embezzlement of one or more of the Employees and the liability under this paragraph shall be in addition to the Limit of liability stated in Insuring Agreement (A) in Item 3 of the Declarations.

 

2.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations conditions or agreements of the attached bond other than as above stated.

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

 

 

1

 
 

ENDORSEMENT# 13

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMENDED COUNTERFEIT CURRENCY

 

It is agreed that:

 

1.INSURING AGREEMENT (G) is deleted in its entirety and replaced by the following:

 

Loss resulting directly from the receipt by the Insured, in good faith, of any Counterfeit money orders or altered paper currency or coin of the United States of America, Canada or any other country.

 

2.Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, limitations, conditions, or provisions of the attached bond other than above stated.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 013

1

 
 

ENDORSEMENT# 14

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMENDED FORGERY OR ALTERATIONS

 

It is agreed that:

 

1.Insuring Agreement (E) is hereby deleted in it’s entirety and replaced with the following:

 

(E)FORGERY OR ALTERATION

 

Loss through FORGERY or ALTERATION of, on or in any bills of exchange, checks, drafts, acceptances, certificates of deposit, promissory notes, or other written promises, orders or directions to pay sums certain in money, due bills, money orders, warrants, orders upon public treasuries, letters of credit, written instructions, advices or applications directed to the Insured, authorizing or acknowledging the transfer, payment, delivery or receipt of funds or Property, which instructions or advices or applications purport to have been signed or endorsed by any customer or Employee of the Insured, shareholder or subscriber to shares, whether certificated or uncertificated, of any Investment Company or by any financial or banking institution or stockbroker but which instructions, advices or applications either bear the forged signature or endorsement or have been altered without the knowledge and consent of such customer, shareholder or subscriber to shares, whether certificated or uncertificated, of an Investment Company, financial or banking institution or stockbroker, withdrawal orders or receipts for the withdrawal of funds or Property, or receipts or certificates of deposit for Property and bearing the name of the Insured as issuer, or of another Investment Company for which the Insured acts as agent, excluding, however, any loss covered under Insuring Agreement (F) hereof whether or not coverage for Insuring Agreement

(F)is provided for in the Declarations of this bond.

 

Any check or draft (a) made payable to a fictitious payee and endorsed in the name of such fictitious payee or (b) procured in a transaction with the maker or drawer thereof or with one acting as an agent of such maker or drawer or anyone impersonating another and made or drawn payable to the one so impersonated and endorsed by anyone other than the one impersonated, shall be deemed to be forged as to such endorsement.

 

 

 

 

 

©All rights reserved.

END 014

1

 
 

ENDORSEMENT# 14 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

2.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations conditions or agreements of the attached bond other than as above stated.

 

Mechanically reproduced facsimile signatures are treated the same as handwritten signatures.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 014

2

 
 

ENDORSEMENT# 15

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMENDED CHANGE OF CONTROL NOTICE

 

It is agreed that:

 

1.Section 17 – NOTICE AND CHANGE OF CONTROL is hereby amended by changing the term “30 days” to “60 days”.

 

2.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations, conditions or agreements of the attached bond other than as above stated.

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

 

1

 
 

 

ENDORSEMENT# 16

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

THIRD PARTY CHECK EXCLUSION

 

It is agreed that:

 

1.By adding to Section 2 Exclusions – the following:

 

(n) loss resulting from or in connection with acceptance of a Third Party Check, unless the entity which receives such check maintains and proceeds in accordance with the Insured’s Designated Procedures. This Exclusion does not apply to Insuring Agreement A – FIDELITY.

 

2.The following is added to Section 1, DEFINITIONS:

 

(f) Third Party Check means a check made payable to one party and offered as payment to another party.

 

3.A Deductible amount of $200,000 will apply to any one loss as respects Third Party Checks.

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

1

 
 

ENDORSEMENT# 17

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

EXTENDED COMPUTER SYSTEMS RIDER

 

It is agreed that this bond is amended as follows:

 

1.By adding the following INSURING AGREEMENT:

 

(ECS) EXTENDED COMPUTER SYSTEMS

A.Electronic Data, Electronic Media, Electronic Instruction

Loss resulting directly from:

(1)the fraudulent modification of Electronic Data, Electronic Media or Electronic Instruction being stored within or being run within the Insured’s Computer System; or
(2)robbery, burglary, larceny or theft of Electronic Data, Electronic Media or Electronic Instruction stored within the Insured’s Computer System.
B.Electronic Communication

Loss resulting directly from the Insured having transferred, paid or delivered any funds or Property, established any credit, debited any account or given any value on the faith of any electronic communications directed to the Insured, which were transmitted or appear to have been transmitted through:

(1)an Electronic Communication System,
(2)an automated clearing house or custodian, or
(3)a Telex, TWX, or similar means of communication,

directly into the Insured’s Computer System or Communication Terminal, and fraudulently purport to have been sent by a Customer automated clearing house, custodian, or financial institution but which communications were either not sent by said Customer, automated clearing house, custodian, or financial institution, or were fraudulently modified during physical transit of Electronic Media to the Insured or during electronic transmission to the Insured’s Computer Systems or Communication Terminal.

C.Electronic Transmission

 

 

 

©All rights reserved.

END 017

1

 
 

ENDORSEMENT# 17 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

Loss resulting directly from a Customer of the Insured, any automated clearing house, custodian, or financial institution having transferred, paid or delivered any Property, established any credit, debited any account or given any value on the faith of any Electronic Communications, purporting to have been directed by the Insured to such Customer, automated clearing house, custodian, or financial institution initiating, authorizing, or acknowledging, the transfer, payment, delivery or receipt of Property, which communications were transmitted through:

(1)an Electronic Communication System,
(2)an automated clearing house or custodian, or
(3)a Telex, TWX, or similar means of communication,

directly into the Insured’s Computer System or Communication Terminal of said customer, automated clearing house, custodian, or financial institution and fraudulently purport to have been directed by the Insured, but which communications were either not sent by the Insured or were fraudulently modified during physical transit of Electronic Media from the Insured or during electronic transmission from the Insured’s Computer System or Communication Terminal, and for which loss the Insured is held to be legally liable.

 

2.By adding to Section 1. DEFINITIONS, solely with respect to Insuring Agreement (ECS), the following:

 

ECS-1. “Communication Terminal” means a teletype, teleprinter or video display terminal, or similar device capable of sending or receiving information electronically, Communication Terminal does not mean a telephone.

 

ECS-2. “Computer System(s)” means:

(1)computers with related peripheral components, including storage compartments wherever located including internet access or remote access to said Computer Systems,
(2)systems and application software,
(3)terminal devices,

 

 

 

©All rights reserved.

END 017

2

 
 

ENDORSEMENT# 17 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(4)related communication networks or customer communication systems including the internet, and
(5)related electronic funds transfer systems that are currently utilized by the Insured.

As used herein, “the Insured’s Computer System” shall mean a Computer System operated by the Insured, whether owned or leased; or a Computer System identified in the application for this bond.

 

ECS-3. “Customer” means any entity or individual which has a written contract or agreement with the Insured for the purpose of the Insured providing professional services.

 

ECS-4. “Electronic Communication System” means electronic communication operations by Fedwire, Clearing House Interbank Payment System (CHIPS), Society of Worldwide International Financial Telecommunication (SWIFT), similar automated interbank communication system, and Internet access facilities.

 

ECS-5. “Electronic Data” means facts or information converted to a form usable in Computer System and which is stored on Electronic Media for use by computer programs.

 

ECS-6. “Electronic Instruction” means computer programs converted to a form usable in a Computer System to act upon Electronic Data.

 

ECS-7. “Electronic Media” means the magnetic tape, magnetic disk, optical disk or any other bulk media on which data is recorded.

 

3.By adding the following to Section 2. EXCLUSIONS of the bond:

 

It is further understood and agreed that notwithstanding any provision to the contrary, this bond does not cover:

(1)any costs related directly or indirectly to the damage or destruction of Electronic Data, Electronic Media, or Electronic Instructions (or other software or computer programs) that the Insured did not have a license to use; or

 

 

 

 

©All rights reserved.

END 017

3

 
 

ENDORSEMENT# 17 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(2)any costs or expenses incurred to redo the work product, research or analysis that was the basis of any damaged or destroyed Electronic Data, Electronic Media or Electronic Instructions (or other software or computer programs).

It is further understood and agreed that Insuring Agreement (ECS) does not cover: (ECS-A) loss resulting directly or indirectly from Forged, altered or fraudulent

negotiable instruments, Securities, documents or other written instruments used as source documentation in the preparation of Electronic Data:

(ECS-B) loss of negotiable instruments, Securities, documents or other written instruments except as converted to Electronic Data and then only in that converted from;

(ECS-C) loss resulting from mechanical failure, faulty construction, error in design, latent defect, wear or tear, gradual deterioration, electrical disturbance, Electronic Media failure or breakdown or any malfunction or error in programming or error or omission in processing;

(ECS-D) loss resulting directly or indirectly from the input of Electronic Data at an authorized electronic terminal of an Electronic Funds Transfer System or a Customer Communications System by a person who has authorized access from a Customer to that Customer’s authentication mechanism, provided however, this exclusion shall only apply to loss sustained in that particular Customer’s account;

(ECS-E) liability assumed by the Insured by agreement under any contract, unless such liability would have attached to the Insured even in the absence of such agreement; or

(ECS-F) loss resulting directly or indirectly from:

(1)written instruction unless covered under this Insuring Agreement; or
(2)instruction by voice over the telephone, unless covered under this Insuring Agreement.

(ECS-G) loss resulting directly or indirectly from the input data into a Computer System terminal, either on the premises of the Customer of the Insured or under the control of such a Customer by a Customer or other person who had authorized access to the Customer’s authentication mechanism,

 

 

 

 

©All rights reserved.

END 017

4

 
 

ENDORSEMENT# 17 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

provided, however, this exclusion shall only apply to loss sustained in that particular Customer’s account.

 

4.By adding to Section 5. VALUATION OF PROPERTY the following:

 

Electronic Data, Electronic Media, or Electronic Instruction

In case of loss of, or damage to, Electronic Data, Electronic Media, or Electronic Instruction that is covered by this bond, the Underwriter’s liability under this Bond shall be limited to the cost to reproduce the Electronic Data, Electronic Media or Electronic Instructions from other Electronic Data, Electronic Media or Electronic Instruction of the same kind of quality and then for not more than the cost of the blank media and/or the cost of labor for the actual transcription or copying of data which shall have been furnished by the Insured in order to reproduce such Electronic Data, Electronic Media or Electronic Instruction subject to the applicable Limit of Liability. In the event that any Electronic Data, Electronic Media or Electronic Instruction cannot be reproduced as outlined in this paragraph, the valuation of such Electronic Data, Electronic Media, or Electronic Instruction shall be those reasonable and necessary costs or expenses incurred by the Insured with the Underwriter’s prior consent to reach such determination that such Electronic Data, Electronic Media or Electronic Instruction cannot be reproduced.

However, if such Electronic Data cannot be reproduced and said Electronic Data represents securities or other financial instruments having a value, then said loss will be valued as indicated in the Securities and other Property paragraphs of this Section.

In case of loss of, or damage to, Electronic Media used by the Insured that is covered by this bond, the Underwriter shall be liable under this bond only if replaced and then only for not more than the actual cost of replacing the damaged or destroyed media with blank media of a similar kind of quality.

 

5.The section of Item 3 of the Declarations entitled “Optional Insuring Agreements and Coverages” is amended by adding the following:

 

Deductible
  Limit of LiabilityDeductible
Insuring Agreement (ECS) – EXTENDED COMPUTER SYSTEMS $10,000,000 $50,000

 

 

 

©All rights reserved.

END 017

5

 
 

 

ENDORSEMENT# 17 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

6.Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, limitations, conditions or agreements or the attached bond other than as above stated.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 017

6

 
 

ENDORSEMENT# 18

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

DEFINITION OF EMPLOYEE AMENDED

 

It is agreed that:

 

1.The definition of Employee in Section 1. DEFINITIONS of this bond is amended to include the following individuals identified below as indicated by a check in the corresponding box:

 

EMPLOYEES (coverage included ONLY if box checked)
(10) non-fund soliciting volunteer workers while working under the direction and control of the Insured;

 

X

(11) employees of;

performing

work duties for  
(11) employees of;________performing work duties for ____________;  
(12) non-compensated officers, directors or trustees while performing duties as an employee;

 

X

(13) interns and non-compensated interns; X

(14) Consultants (as defined below), including but not limited to:

- A consultant retained by the Insured and an Employee of such consultant while either is performing consulting services for the Insured pursuant to a written agreement.

 

 

X

(15) retired employees employed on a consulting, contingent or part-time basis;

 

X

(16) former employees for up to sixty (60) days after termination, provided termination was not due to a loss covered by the bond;

 

X

(17) any employee on an approved leave of absence or military deployment;

 

X

               

 

 

 

 

 

©All rights reserved.

END 018

1

 
 

ENDORSEMENT# 18 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(18) any employee who has been granted a waiver of a prior dishonesty situation by any insurer providing a Financial Institution Bond or similar type of coverage for the Insured;

 

X

(19)      a person who is a registered representative or a registered principal associated with an Insured, except a:

-               sole proprietor,

-               sole stockholder,

-               director or trustee of an Insured who is not performing acts coming within the scope of the usual duties of an officer or an employee, or

-               partner;

 
(20) each natural person, partnership or corporation authorized under written contract with the Insured to design, prepare, supply or service electronic computer instructions for computer systems of the Insured, herein called independent software contractor; each such independent software contractor and the partners, officers and employees of such independent software contractor shall, collectively, be deemed to be one employee for all the purposes of the bond, excepting, however, the last paragraph of Section 13. TERMINATION of this bond;  
(21) a natural person leased to the Insured by a labor leasing firm under a written agreement between the Insured and the firm, to perform duties related to the conduct of the Insured’s business; and

 

X

(22) temporary or part-time workers. X

 

 

 

 

 

 

 

 

 

 

 

©All rights reserved.

END 018

2

 
 

ENDORSEMENT# 18 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(23) any partner, officer or employee of an investment adviser, an underwriter (distributor), a transfer agent or shareholder accounting record keeper or an administrator, sub-advisor or sub-administrator, for an Investment Company while performing acts coming within the scope of the customary and usual duties of an officer or employee of an Investment Company or acting as a member of any committee duly elected or appointed to examine, audit or have custody of or access to Property of an Investment Company.

 

 

 

X

 

2.For the purposes herein, Employees of one Insured are considered Employees of all Insureds.

 

3.As used herein, “Consultant” means a professional consultant under contract, either directly or through such consultant’s company or firm, with the Insured to provide solely consulting services to the Insured and Consultant is under the supervision, direction and control of the Insured.

 

4.In Section 1. DEFINITIONS of this bond, the definition of “Employee,” is amended by deleting subparagraph (9) in its entirety and replacing it with the following:
(9)any officer, partner or Employee of
a)an investment advisor,
b)an underwriter (distributor),
c)a transfer agent or shareholder accounting record-keeper, or
d)an administrator authorized by written agreement to keep financial and/or other required records,

for an Investment Company named as Insured while performing acts coming within the scope of the usual duties of an officer or Employee of any Investment Company named as Insured herein, or while acting as a member of any committee duly elected or appointed to examine or audit or have custody of or access to the Property of any such Investment Company, provided that only Employees or partners of a transfer agent, shareholder accounting record-keeper or administrator which is an affiliated person as defined in the Investment Company Act of 1940, of an Investment

 

 

 

©All rights reserved.

END 018

3

 
 

ENDORSEMENT# 18 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

Company named as Insured or is an affiliated person of the adviser, underwriter or administrator of such Investment Company shall be included within the definition of Employee.

Each employer of temporary personnel or processors as set forth in Sub-Sections (6) and of Section 1(a) and their partners, officers and employees shall collectively be deemed to be one person for all the purposes of this bond, excepting, however, the last paragraph of Section 13.

Brokers, or other agents under contract or representatives of the same general character shall not be considered Employees.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 018

4

 
 

ENDORSEMENT# 19

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND INSURING AGREEMENT (I) UNCOLLECTIBLE ITEMS OF DEPOSIT

 

In consideration of the premium charged, it is hereby understood and agreed that INSURING AGREEMENT (I), UNCOLLECTIBLE ITEMS OF DEPOSIT is deleted in its entirety and replaced with the following:

 

(I)       UNCOLLECTIBLE ITEMS OF DEPOSIT

 

Loss resulting from payments of dividends or fund shares, or withdrawals permitted from any customer’s, shareholder’s or subscriber’s account based upon Uncollectible Items of Deposit of a customer, shareholder or subscriber credited by the Insured or the Insured’s agent to such customer’s, shareholder’s or subscriber’s Mutual Fund Account; or

 

Loss resulting from any Item of Deposit processed through an Automated Clearing House which is reversed by the customer, shareholder or subscriber and deemed uncollectible by the Insured.

 

Loss includes dividends and interest accrued not to exceed 15% of the Uncollectible Items which are deposited.

 

This Insuring Agreement applies to all Mutual Funds with “exchange privileges” regardless of the number of transactions between Fund(s), the minimum number of days of deposit within the Fund(s) before withdrawal as declared in the Fund(s) prospectus shall begin from the date a deposit was first credited to any Insured Fund(s).

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 019

1

 
 

ENDORSEMENT# 20

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND GENERAL AGREEMENT A- 15%

 

In consideration of the premium charged, it is hereby understood and agreed that in

GENERAL AGREEMENTS (A), ADDITIONAL OFFICES OR EMPLOYEES –CONSOLIDATION

OR MERGER-NOTICE is deleted in its entirety and replaced with the following:

 

A.ADDITIONAL OFFICES OR EMPLOYEES- CONSOLIDATION OR MERGER-NOTICE

 

1.If the Insured shall, while this bond is in force, establish any additional office or offices, such office or offices shall be automatically covered hereunder from the dates of their establishment, respectively. No notice to the Underwriter of an increase during any premium period in the number of offices or in the number of Employees at any of the offices covered hereunder need be given and no additional premium need be paid for the remainder of such premium period.

 

2.If an Investment Company, named as Insured herein, shall, while this bond is in force, merge or consolidate with, or purchase the assets of another institution, coverage for such acquisition shall apply automatically from the date of acquisition. The Insured shall notify the Underwriter of such acquisition within 60 days of said date, and an additional premium shall be computed only if such acquisition involves additional offices or employees.

 

Notwithstanding the foregoing, if the Insured shall, while this bond is in force, consolidate or merge with, or purchase or acquire assets or liabilities of, another institution, the Insured shall automatically have such coverage as is afforded under this bond for loss without an additional premium charge for the remainder of the current bond period provided that:

 

(a)the assets acquired as a result of such consolidation, merger, purchase or acquisition are less than fifteen percent (15%) of the assets of the Insured on the date of such consolidation, merger, purchase or acquisition;

 

(b)the consolidation, merger, purchase or acquisition of assets or liabilities was not through a regulatory-assisted transaction;

 

(c)the consolidated or merged institution, or the assets or liabilities purchased or acquired from another institution, were not the subject of any regulatory

 

 

 

©All rights reserved.

END 020

1

 
 

ENDORSEMENT# 20 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

agreement or stipulation prior to the effective date of the consolidation, merger, purchase or acquisition; and

 

(d)the consolidated or merged institution, or the assets or liabilities purchased or acquired from another institution, have not incurred or been the subject of a loss of a type payable under this bond in an amount exceeding the deductible amount shown in Item 3 of the Declarations during the preceding three (3) years.

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 020

2

 
 

ENDORSEMENT# 21

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 1, DEFINITIONS, PROPERTY

 

In consideration of the premium charged, it is hereby understood and agreed that in SECTION 1, DEFINITIONS, (b) ”Property” is deleted in its entirety and replaced with the following:

 

(b) “Property” means money (i.e.. currency, coin, bank notes, Federal Reserve notes), postage and revenue stamps, U.S. Savings Stamps, bullion, precious metals of all kinds and in any form and articles made therefrom, jewelry, watches, necklaces, bracelets, gems, precious and semi-precious stones, bonds, securities, evidences of debts, debentures, scrip, certificates, interim receipts, warrants, rights, puts, calls, straddles, spreads, transfers, coupons, drafts, bills of exchange, acceptances, notes, checks, withdrawal orders, money orders, warehouse receipts, bills of lading, conditional sales contracts, abstracts of title, insurance policies, uncertificated securities, deeds, mortgages under real estate and/or chattels and upon interests therein, and assignments of such policies, mortgages and instruments, and other valuable papers, including books of account and other records used by the Insured in the conduct of its business, and all other instruments similar to or in the nature of the foregoing including electronic representations of such instruments enumerated above (not including data processing records; however, the cost associated with the reconstruction of data processing records shall be reimbursed) in which the Insured has an interest or in which the Insured acquired or should have acquired an interest by reason of a predecessor's declared financial condition at the time of the Insured's consolidation or merger with, or purchase of the principal assets of, such predecessor or which are held by the Insured for any purpose or in any capacity and whether so held by the Insured for any purpose or in any capacity and whether so held gratuitously or not and whether or not the Insured is liable therefore.

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

1

 
 

ENDORSEMENT# 22

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 2, EXCLUSIONS (H),

 

In consideration of the premium charged, it is hereby understood and agreed that SECTION 2, EXCLUSIONS, (h) is deleted in its entirety and replaced with the following:

 

h) potential income, including but not limited to interest or dividends, not realized by the Insured because of a loss covered under this bond, except accrued interest or dividends for which the Insured is legally liable to a customer or other third party or as included under Insuring Agreement (I).

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

1

 
 

ENDORSEMENT# 23

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 2, EXCLUSIONS (J),

 

In consideration of the premium charged, it is hereby understood and agreed that SECTION 2, EXCLUSIONS, (j) is deleted in its entirety and replaced with the following:

 

j)loss through the surrender of Property away from an office of the Insured as a result of a threat

 

(1)to do bodily harm to any person, except loss of Property in transit in the custody of any person acting as messenger provided that when such transit was initiated there was no knowledge by the Insured of any such threat, except when covered under Insuring Agreement (A). or
(2)to do damage to the premises or Property of the Insured, except when covered under Insuring Agreement (A).

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

1

 
 

ENDORSEMENT# 24

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 2, EXCLUSIONS (M)

 

In consideration of the premium charged, it is hereby understood and agreed that SECTION 2, EXCLUSIONS, (m) is deleted in its entirety.

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 024

1

 
 

ENDORSEMENT# 25

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 4 DISCOVERY - Draft (POSITIONS OF KNOWLEDGE)

In consideration of the premium charged, it is hereby understood and agreed that Section 4.

LOSS-NOTICE-PROOF-LEGAL PROCEEDINGS of the TERMS AND CONDITIONS of the

attached bond is deleted in its entirety and replaced with the following:

SECTION 4. LOSS -NOTICE -PROOF-LEGAL PROCEEDINGS

This bond is for the use and benefit only of the Insured named in the Declarations and the Underwriter shall not be liable hereunder for loss sustained by anyone other than the Insured unless the Insured, in its sole discretion and at its option, shall include such loss in the Insured's proof of loss. At the earliest practicable moment after discovery of any loss by the Insured, the Insured shall give the Underwriter written notice thereof and shall also within six months after such discovery furnish to the Underwriter affirmative proof of loss with full particulars. If claim is made under this bond for loss of securities or shares, the Underwriter shall not be liable unless each of such securities or shares is identified in such proof of loss by a certificate or bond number or, where such securities or shares are uncertificated, by such identification means as agreed to by the Underwriter. The Underwriter shall have thirty days after notice and proof of loss within which to investigate the claim, but where the loss is clear and undisputed, settlement shall be made within forty-eight hours; and this shall apply notwithstanding the loss is made up wholly or in part of securities of which duplicates may be obtained. Legal proceedings for recovery of any loss hereunder shall not be brought prior to the expiration of sixty days after such proof of loss is filed with the Underwriter nor after the expiration of twenty-four months from the discovery of such loss, except that any action or proceeding to recover hereunder on account of any judgment against the Insured in any suit mentioned in General Agreement C or to recover attorneys' fees paid in any such suit, shall be begun within twenty-four months from the date upon which the judgment in such suit shall become final. If any limitation embodied in this bond is prohibited by any law controlling the construction hereof, such limitation shall be deemed to be amended so as to be equal to the minimum period of limitation permitted by such law.

Discovery of loss by the Insured occurs when the Specified Insured Personnel

(a)becomes aware of facts, or
(b)receives written notice of an actual or potential claim by a third party which alleges that the Insured is liable under circumstance

 

 

 

 

 

 

©All rights reserved.

END 025

1

 
 

ENDORSEMENT# 25 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

which would cause a reasonable person to assume that a loss covered by the bond has been or will be incurred even though the exact amount or details of loss may not be then known.

As used herein “Specified Insured Personnel” mean any of the personnel listed in the schedule below:

 

SPECIFIED INSURED PERSONNEL

The BNY Mellon Insurance Manager, Senior Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities, or Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 025

2

 
 

 

ENDORSEMENT# 26

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

AMEND SECTION 5, VALUATION OF PROPERTY

 

In consideration of the premium charged, it is hereby understood and agreed that in SECTION

5. VALUATION OF PROPERTY is amended by adding the following paragraph:

 

Any loss of money, or loss payable in money, shall be paid, at the option of the Insured, in the money of the country in which the loss was sustained or in the United States of America dollar equivalent thereof as determined at the rate of exchange as published in the Wall Street Journal at the time of discovery of loss.

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 026

1

 
 

 

ENDORSEMENT# 27

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

AMEND SECTION 11. OTHER INSURANCE

 

In consideration of the premium charged, it is hereby understood and agreed that in SECTION

11. OTHER INSURANCE is deleted in its entirety and replaced with the following:

 

If the Insured shall hold, as indemnity against any loss covered hereunder, any valid and enforceable insurance or suretyship, the Underwriter shall be liable hereunder only for such amount of such loss which is excess of the amount of such other insurance or suretyship but will remain primary to the Comprehensive Crime Bond program of The Bank of New York Mellon Corporation led by primary bond FINFW1900615 (12/01/2019 to 12/01/2020) including renewals and replacements thereof.

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 027

1

 
 

 

ENDORSEMENT# 28

This endorsement, effective at

12:01 AM January 31, 2021

forms a part of

Policy number 04-190-80-19

Issued to:

BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OT HER INSUREDS INCLUDED BY ENDORSEMENT)

 

By:

National Union Fire Insurance Company of Pittsburgh, Pa.

 

CANCELLATION AMENDATORY (RETURN PRO RATA)

 

Wherever used herein: (1) "Policy" means the policy or bond to which this endorsement or rider is made part of; (2) "Insurer" means the "Insurer," "Underwriter," "Company" or other name specifically ascribed in this Policy as the insurance company or underwriter for this Policy; (3) "Named Entity" means the "Named Entity," "Named Corporation," Named Organization," "Named Sponsor," "Named Insured," "First Named Insured," "Insured's Representative," "Policyholder" or equivalent term stated in Item 1 of the Declarations; and

(4) "Period" means the "Policy Period," "Bond Period" or equivalent term stated in the Declarations.

In consideration of the premium charged, it is hereby understood and agreed that notwithstanding anything to the contrary in any CANCELLATION or TERMINATION clause of this Policy (and any endorsement or rider amending such cancellation or termination clause, including but not limited to any state cancellation/ non- renewal amendatory attached to this policy), if this Policy shall be canceled by the Named Entity, the Insurer shall return to the Named Entity the unearned pro rata proportion of the premium as of the effective date of cancellation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

AUTHORIZED REPRESENTATIVE

 

 

 

 

All rights reserved.

2-14057 END 028

101036 (4/ 09) Page 1 of 1

 
 

 

ENDORSEMENT# 29

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

AMEND SECTION 13. TERMINATION

 

(POSITIONS WITH KNOWLEDGE, PRIOR DISHONESTY WITH REINSTATEMENT AVAILABLE)

 

In consideration of the premium charged, it is hereby understood and agreed that SECTION

13.     TERMINATION of the TERMS AND CONDITIONS of this bond is deleted in its entirety and replaced with the following:

SECTION 13. TERMINATION

The Underwriter may terminate this bond as an entirety by furnishing written notice specifying the termination date which cannot be prior to 60 days after the receipt of such written notice by each Investment Company named as Insured and the Securities and Exchange Commission, Washington, D.C. The Insured may terminate this bond as an entirety by furnishing written notice to the Underwriter. When the Insured cancels, the Insured shall furnish written notice to the Securities and Exchange Commission, Washington. D.C. prior to 60 days before the effective date of the termination. The Underwriter shall notify all other Investment Companies named as Insured of the receipt of such termination notice and the termination cannot be effective prior to 60 days after receipt of written notice by all other Investment Companies. Premiums are earned until the termination date as set forth herein.

This Bond will terminate as to any one Insured immediately upon taking over of such Insured by a receiver or other liquidator or by State or Federal officials, or immediately upon the filing of a petition under any State or Federal statute relative to bankruptcy or reorganization of the Insured, or assignment for the benefit of creditors of the Insured or immediately upon such Insured ceasing to exist, whether through merger into another entity, or by disposition of all of its assets.

This Bond will terminate as to any registered management investment company upon the expiration of 60 days by the Insured, or 60 days, if by the Underwriter, after written notice has been given to the Securities and Exchange Commission, Washington D.C.

This Bond shall terminate

(a)as to any Employee as soon as any Specified Insured Personnel, who is not in collusion with such Employee, shall learn of any dishonest or fraudulent act(s), including Larceny or Embezzlement on the part of such Employee without prejudice to the loss of any Property then in transit in the custody of such Employee (See Section 16[d]), or

 

 

 

 

 

©All rights reserved.

END 029

 
 

ENDORSEMENT# 29 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

(b)as to any Employee 60 days after receipt by each Insured and by the Securities and Exchange Commission of a written notice from the Underwriter of its desire to terminate this bond as to such Employee, or
(c)as to any person, who is a partner, officer or employee of any Electronic Data Processor covered under this bond, from and after the time that any Specified Insured Personnel who is not in collusion with such person shall have knowledge or information that such person has committed any dishonest or fraudulent act(s), including Larceny or Embezzlement in the service of the Insured or otherwise, whether such act be committed before or after the time this bond is effective.
(d)In the event that any Specified Insured Personnel learns of a prior dishonest or fraudulent act committed by a current or prospective Employee, provided the amount involved is less than $10,000, the coverage is automatically reinstated provided that all Specified Insured Personnel unanimously agree in writing to the reinstatement.

Notwithstanding anything set forth above, the Underwriter agrees that this bond shall continue to apply in respect of those Employees for whom a written waiver of a prior dishonest or fraudulent act was granted under any prior bond.

As used herein, “prior dishonest or fraudulent act” means an act which shows a want of integrity or breach of trust, including but not limited to an act in disregard of an employer’s interest.

As used herein, “Specified Insured Personnel” means any of the personnel of the Insured listed in the schedule below:

SPECIFIED INSURED PERSONNEL

 

The BNY Mellon Insurance Manager, Senior Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities, or Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 029

 
 

ENDORSEMENT# 30

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 15, CENTRAL HANDLING OF SECURITIES

 

In consideration of the premium charged, it is hereby understood and agreed that in SECTION

15. CENTRAL HANDLING OF SECURITIES is deleted in its entirety and replaced with the following:

 

SECTION 15. CENTRAL HANDLING OF SECURITIES

 

Securities included in the systems for the central handling of securities established and maintained by Depository Trust Company, Midwest Depository Trust Company, Pacific Securities Depository Trust Company, and Philadelphia Depository Trust Company, or any similar recognized depository, hereinafter called Corporations, to the extent of the Insured's interest therein as effective by the making of appropriate entries on the books and records of such Corporations shall be deemed to be Property.

 

The words "Employee" and "Employees" shall be deemed to include the officers, partners, clerks and other employees of the New York Stock Exchange, Boston Stock Exchange, Midwest Stock Exchange, Pacific Stock Exchange and Philadelphia Stock Exchange, or any similar recognized exchange, hereinafter called Exchanges, and of the above named Corporations, and of any nominee in whose name is registered any security included within the systems for the central handling of securities established and maintained by such Corporations, and any employee of any recognized service company, while such officers, partners, clerks and other employees and employees of service companies perform services for such Corporations in the operation of such systems. For the purpose of the above definition a recognized service company shall be any company providing clerks or other personnel to said Exchanges or Corporation on a contract basis.

 

The Underwriter shall not be liable on account of any loss(es) in connection with the central handling of securities within the systems established and maintained by such Corporations, unless such loss(es) shall be in excess of the amount(s) recoverable or recovered under any bond or policy of insurance indemnifying such Corporations, against such loss(es), and then the Underwriter shall be liable hereunder only for the Insured's share of such excess loss(es), but in no event for more than the Limit of Liability applicable hereunder.

 

For the purpose of determining the Insured's share of excess loss(es) it shall be deemed that the Insured has an interest in any certificate representing any security included within such systems equivalent to the interest the Insured then has in all certificates representing the

 

 

 

©All rights reserved.

END 030

 
 

ENDORSEMENT# 30 (continued)

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

same security included within such systems and that such Corporations shall use their best judgment in apportioning the amount(s) recoverable or recovered under any bond or

 

policy of insurance indemnifying such Corporations against such loss(es) in connection with the central handling of securities within such systems among all those having an interest as recorded by appropriate entries in the books and records of such Corporations in Property involved in such loss(es) on the basis that each such interest shall share in the amount(s) so recoverable or recovered in the ratio that the value of each such interest bears to the total value of all such interests and that the Insured's share of such excess loss(es) shall be the amount of the Insured's interest in such Property in excess of the amount(s) so apportioned to the Insured by such Corporations.

 

This bond does not afford coverage in favor of such Corporations or Exchanges or any nominee in whose name is registered any security included within the systems for the central handling of securities established and maintained by such Corporations, and upon payment to the Insured by the Underwriter on account of any loss(es) within the systems, an assignment of such of the Insured's rights and causes of action as it may have against such Corporations or Exchanges shall to the extent of such payment, be given by the Insured to the Underwriter, and the Insured shall execute all papers necessary to secure to the Underwriter the rights provided for herein.

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 030

 
 

ENDORSEMENT# 31

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 16 (d) (POSITIONS OF KNOWLEDGE/DISCOVERY)

In consideration of the premium charged, it is hereby understood and agreed as follows:

1.In SECTION 16. ADDITIONAL COMPANIES INCLUDED AS INSURED of the TERMS AND CONDITIONS of this bond, subparagraph (d) is deleted in its entirety and replaced with the following:

 

(d) knowledge possessed or discovery made by any Specified Insured Personnel shall for the purposes of Section 4 and Section 13 of this bond constitute knowledge or discovery by all the Insured, and

 

2.As used herein, “Specified Insured Personnel” means any of the personnel of the Insured listed in the schedule below:

SPECIFIED INSURED PERSONNEL

The BNY Mellon Insurance Manager, Senior Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities, or Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 031

 
 

ENDORSEMENT# 32

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AMEND SECTION 17. NOTICE AND CHANGE OF CONTROL (POSITIONS OF KNOWLEDGE, NOTICE PERIOD)

In consideration of the premium charged, is it hereby understood and agreed that Section

17.      NOTICE AND CHANGE OF CONTROL of the CONDITIONS AND LIMITATIONS of this bond is deleted in its entirety and replaced with the following:

SECTION 17. NOTICE AND CHANGE OF CONTROL

Upon the obtaining of knowledge by the BNY Mellon Insurance Manager, Senior Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities, or Counsel of BNY Mellon Investment Adviser, Inc. with insurance responsibilities, of a transfer of its outstanding voting securities which results in a change in control (as set forth in Section 2(a) (9) of the Investment Company Act of 1940) of the Insured, the Insured shall within sixty (60) days of such knowledge give written notice to the Underwriter setting forth:

(a)the names of the transferors and transferees (or the names of the beneficial owners if the voting securities are requested in another name), and
(b)the total number of voting securities owned by the transferors and the transferees (or the beneficial owners), both immediately before and after the transfer, and
(c)the total number of outstanding voting securities.

As used in this section, control means the power to exercise a controlling influence over the management or policies of the Insured.

Failure to give the required notice shall result in termination of coverage of this bond, effective upon the date of stock transfer for any loss in which any transferee is concerned or implicated.

Such notice is not required to be given in the case of an Insured which is an Investment Company.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 032

 

 
 

ENDORSEMENT# 33

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

CLAIMS EXPENSE ENDORSEMENT

 

In consideration of the premium charged, it is hereby understood and agreed that:

 

1.The bond is amended by adding Insuring Agreement (CE) to the bond as follows: (CE) CLAIMS EXPENSE

Reasonable expenses (excluding the cost of services rendered by employees of the Insured) necessarily incurred and paid by the Insured in preparing any valid claim for loss exceeding $50,000 that is covered under Insuring Agreements A, B, C, D, E, F, G, H, and/or I and any other valid coverage added by rider. If no loss is established thereunder, then the Insured will bear all such expenses. There shall be no coverage hereunder for any expenses arising out of any legal dispute, suit or arbitration with the Underwriter.

 

2.Solely for the purpose of the coverage afforded by this rider, Section 2. EXCLUSIONS, paragraph (k) is hereby deleted in its entirety.

 

3.The section of Item 3 of the Declarations entitled “Optional Insuring Agreements and Coverages” is amended by adding the following:

 

  Limit of Liability Deductible
Insuring Agreement (CE) - CLAIMS EXPENSE $100,000 $10,000

 

4.Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, limitations, conditions or agreements or the attached bond other than as above stated.

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 033

 
 

ENDORSEMENT# 34

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

UNAUTHORIZED SIGNATURES

 

In consideration of the premium charged, it is hereby understood and agreed that:

 

1.The INSURING AGREEMENTS Clause of the attached bond is amended by adding the following additional Insuring Agreement to the end thereof:

 

(US) UNAUTHORIZED SIGNATURES

 

Loss resulting directly from the Insured having accepted, paid or cashed any check or withdrawal order made or drawn on a customer’s account which bears the signature or endorsement of one other than a person whose name and signature is on file with the Insured as an authorized signatory on such account.

 

It shall be a condition precedent to the Insured’s right of recovery under this Insuring Agreement that the Insured shall have on file signatures of all persons who are authorized signatories on such account.

 

2.The section of Item 3 of the Declarations entitled “Optional Insuring Agreements and Coverages” is amended by adding the following:

 

  Limit of Liability Deductible
Insuring Agreement (US) - UNAUTHORIZED SIGNATURES $100,000 $10,000

 

 

3.Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, limitations, conditions or agreements or the attached bond other than as above stated.

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 034

 
 

ENDORSEMENT# 35

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

PROTECTED INFORMATION EXCLUSION (CARVEBACK)

This endorsement modifies insurance provided under the following:

 

EXCESS EDGE FOLLOW FORM BOND

BROKER-DEALER GUARD

INVESTMENT COMPANY BLANKET BOND

 

In consideration of the premium charged, it is hereby understood and agreed that this policy does not cover loss resulting directly or indirectly from the: (i) “theft,” disappearance or destruction of; (ii) unauthorized use or disclosure of; (iii) unauthorized access to; or (iv) failure to protect any:

 

(1)confidential or non-public; or
(2)personal or personally identifiable;

information that any person or entity has a duty to protect under any law, rule or regulation, any agreement or any industry guideline or standard.

This exclusion shall not apply to loss of any money, securities or tangible property:

(a)owned by the Insured;
(b)held by the Insured in any capacity; or
(c)owned and held by someone else under circumstances which make the Insured responsible for the Property prior to the occurrence of the loss;

that was the subject of a theft, disappearance, damage or destruction resulting directly from the unauthorized use or disclosure of such information.

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 035

 
 

 

ENDORSEMENT# 36

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

 

 

It is agreed that:

OMNIBUS NAMED INSURED (BNY MELLON)

 

1.In addition to the entity listed in Item 1 of the Declaration page, the term “Insured” as used in the attached bond is amended (provided such amendment is permitted by law) to include:
(i)any interest now or hereafter owned or controlled by the Insured, provided any such interest so included as Insured under this bond by reason of this rider must be more than 50% owned or controlled by the Insured and subject to the provisions of General Agreement A as amended; and
(ii)any entity set forth in the list of investment companies submitted to Underwriter as of the bond’s effective date and any investment company now existing or hereafter created or acquired during the Bond Period, which is advised, sub-advised and/or administered by BNY Mellon Investment Adviser, Inc. or any entity now or hereafter majority owned or management controlled by BNY Mellon Investment Adviser, Inc., subject to General Agreement A, shall be added to the attached bond as an additional joint insured. As used herein, the term “majority owned” shall mean ownership of greater than fifty percent (50%) of the total equity interest of such entity and the term “management control” shall mean the right to elect, appoint or designate a majority of the board of directors, management committee or management board of an entity that is not majority owned.

 

2.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations, conditions or agreements of the attached bond other than as above stated.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 036

 
 

ENDORSEMENT# 37

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

AUTOMATIC FUND COVERAGE AND LIMIT INCREASE RIDER

 

In consideration of the premium charged, it is hereby understood and agreed that:

 

1.If the Insured shall, while this bond is in force, establish any new funds other than by consolidation or merger with, purchase or acquisition of assets or liabilities of, another institution, such funds shall automatically be covered hereunder from the date of such establishment without the payment of additional premium for the remainder of the premium period.

 

2.If the Insured shall, while this bond is in force, require an increase in limits to comply with SEC Rule 17g-1 of the Investment Company Act of 1940, due to an increase in asset size of current funds insured under the bond or by the addition of new funds, then such increase in limits shall automatically be covered hereunder from the date of such increase without the payment of additional premium for the remainder of the premium period.

 

3.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations conditions or agreements of the attached bond other than as above stated.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 037

MNSCPT 1

 
 

ENDORSEMENT# 38

This endorsement, effective at 12:01AM January 31, 2021 forms a part of Policy number: 04-190-80-19

Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OTHER INSUREDS INCLUDED BY ENDORSEMENT)

 

By: National Union Fire Insurance Company of Pittsburgh, Pa.

NEW YORK PUNITIVE DAMAGES AMENDATORY ENDORSEMENT

 

Product Name: Investment Company Blanket Bond

 

It is hereby understood and agreed that notwithstanding anything to the contrary herein, any coverage for punitive, exemplary and multiplied damages shall not apply if uninsurable under the law pursuant to which this policy shall be construed. This policy shall be construed under the laws of the state where: (1) the act or occurrence giving rise to such punitive, exemplary or multiple damages actually or allegedly occurred; (2) the claim seeking such punitive, exemplary or multiplied damages was brought; (3) the judgment or damages were awarded; or (4) the individual subject to such punitive, exemplary or multiple damages resides, or where an entity that is subject to such punitive, exemplary or multiple damages is incorporated or has its principal place of business.

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 038

 

127071 (09/17) 1

 
 

ENDORSEMENT# 39

 

This endorsement, effective 12:01 AM January 31, 2021

 

forms a part of

policy number 04-190-80-19

issued to BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OT HER INSUREDS INCLUDED BY ENDORSEMENT)

by       National Union Fire Insurance Company of Pittsburgh, Pa.

FORMS INDEX ENDORSEMENT

 

The contents of the Policy is comprised of the following forms:

 

FORM NUMBER

EDITION

DATE

 

FORM TITLE

 
41205 04/95 INVESTMENT COMPANY BLANKET BOND DECLARATIONS    
41206 09/84 Investment Company Blanket Bond guts    
83231 01/09 NEW YORK LAW 3420 AMENDATORY ENDORSEMENT    
99758 08/08 NOTICE OF CLAIM (REPORTING BY E-MAIL)    
SR6180b 04/88 NEW YORK STATUTORY RIDER/ENDORSEMENT    
MNSCPT   VOICE INITIATED TRANSFER FRAUD    
127417 11/17 FRAUDULENT TRANSFER INSTRUCTIONS COVERAGE    
MNSCPT   AUTOMATED TELEPHONE TRANSACTIONS    
140032 01/21 AMENDED FIDELITY AGREEMENT    
140064 01/21 DESTRUCTION OF DATA OR PROGRAMS BY VIRUS RIDER    
119679 09/15 ECONOMIC SANCTIONS ENDORSEMENT    
140062 01/21 DESTRUCTION OF DATA OR PROGRAMS BY HACKER RIDER    
132744 05/19 COMPUTER SYSTEMS FRAUD INSURING AGREEMENT    
MNSCPT   AMENDED AUDIT EXPENSE    
MNSCPT   AMENDED COUNTERFEIT CURRENCY    
MNSCPT   AMENDED FORGERY OR ALTERATIONS    
MNSCPT   AMENDED CHANGE OF CONTROL NOTICE    
MNSCPT   THIRD PARTY CHECK EXCLUSION    
140024 01/21 EXTENDED COMPUTER SYSTEMS RIDER    
MNSCPT   DEFINITION OF EMPLOYEE AMENDED    
MNSCPT   AMEND INSURING AGREEMENT (I) OF DEPOSIT UNCOLLECTIBLE ITEMS
MNSCPT   AMEND GENERAL AGREEMENT A- 15%    
MNSCPT   AMEND SECTION 1, DEFINITIONS, PROPERTY    

©All rights reserved.

END 039

Page 1 of 2

 
 

 

ENDORSEMENT# 39

This endorsement, effective 12:01 AM January 31, 2021

 

forms a part of

policy number 04-190-80-19

issued to BNY MELLON LARGE CAP SECURITIES FUND, INC. (AND OT HER INSUREDS INCLUDED BY ENDORSEMENT)

by       National Union Fire Insurance Company of Pittsburgh, Pa.

FORMS INDEX ENDORSEMENT

 

The contents of the Policy is comprised of the following forms:

 

FORM NUMBER

EDITION

DATE

FORM TITLE AMEND
MNSCPT   SECTION 2, EXCLUSIONS (H), AMEND
MNSCPT   SECTION 2, EXCLUSIONS (J), AMEND
MNSCPT   SECTION 2, EXCLUSIONS (M)
MNSCPT   AMEND SECTION 4 DISCOVERY - Draft
MNSCPT   AMEND SECTION 5, VALUATION OF PROPERTY
MNSCPT   AMEND SECTION 11. OTHER INSURANCE
101036 04/09 CANCELLATION AMENDATORY (RETURN PRO RATA)
135619 03/20 AMEND SECTION 13. TERMINATION
MNSCPT   AMEND SECTION 15, CENTRAL HANDLING OF SECURITIES
135617 03/20 AMEND SECTION 16 (d)
135615 03/20 AMEND SECTION 17. NOTICE AND CHANGE OF CONTROL
MNSCPT   CLAIMS EXPENSE ENDORSEMENT
MNSCPT   UNAUTHORIZED SIGNATURES
115903 10/13 PROTECTED INFORMATION EXCLUSION
135612 02/20 OMNIBUS NAMED INSURED
MNSCPT   AUTOMATIC FUND COVERAGE AND LIMIT INCREASE RIDER
127071 09/17 NEW YORK PUNITIVE DAMAGES AMENDATORY ENDORSEMENT
78859 10/01 FORMS INDEX ENDORSEMENT

 

 

 

 

 

 

 

 

 

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.

Text Box:

 

 

 

AUTHORIZED REPRESENTATIVE

©All rights reserved.

END 039

Page 2 of 2

EX-99 2 p82307667_2021.htm 1ST CHUBB EXCESS p82307667_2021.htm - Generated by SEC Publisher for SEC Filing
MARSH USA INC  
ATTN: Maria Cardona
1166 AVENUE OF THE AMERICAS
NEW YORK, NY 10036  
 
 
 
 
INSURED: BNY MELLON LARGE CAP SECURITIES FUND, INC.
PRODUCT: DFIBond
POLICY NO: 82307667
TRANSACTION: RENL

 


PREMIUM BILL

Insured: BNY MELLON LARGE CAP SECURITIES FUND, INC. Date: February 28, 2021

 

Producer: MARSH USA INC.

 

 

Company: FEDERAL INSURANCE COMPANY

 

THIS BILLING IS TO BE ATTACHED TO AND FORM PART OF THE BOND REFERENCED BELOW. NOTE: PLEASE RETURN THIS BILL WITH REMITTANCE AND NOTE HEREON ANY CHANGES. BILL

WILL BE RECEIPTED AND RETURNED TO YOU PROMPTLY UPON REQUEST.

 

PLEASE REMIT TO PRODUCER INDICATED ABOVE. PLEASE REFER TO:

 

EFFECTIVE DATE BOND NUMBER COVERAGE   PREMIUM
January 31, 2021 82307667 Excess Bond   $ 61,734
To        
January 31, 2022   Renewal    
         
10% Commission        
      TOTAL $ 61,734
 
 

Chubb Group of Insurance Companies DECLARATIONS
202B Hall’s Mill Road       FINANCIAL INSTITUTION
Whitehouse Station, NJ 08889     EXCESS BOND FORM E
 
NAME OF ASSURED:       Bond Number: 82307667
BNY MELLON LARGE CAP SECURITIES FUND, INC. FEDERAL INSURANCE COMPANY
          Incorporated under the laws of Indiana,
200 PARK AVENUE       a stock insurance company, herein called the COMPANY
NEW YORK, NY 10166        
          Capital Center, 251 North Illinois, Suite 1100
          Indianapolis, IN 46204-1927
 
ITEM 1. BOND PERIOD: from   12:01 a.m. on January 31, 2021  
    to   12:01 a.m. on January 31, 2022  
ITEM 2. AGGREGATE LIMIT OF LIABILITY: $0  
ITEM 3. SINGLE LOSS LIMIT OF LIABILITY:$15,000,000 excess of $10,000,000
ITEM 4. DEDUCTIBLE AMOUNT: $ See Endorsement No. 2  
ITEM 5. PRIMARY BOND:      
  Insurer:     National Union Fire Insurance Company of Pittsburgh, Pa
  Form and Bond No.   Investment Company Blanket Bond / Bond No. 04-190-80-19
  Limit   $ 10,000,000  
  Deductible:   $ 50,000  
  Bond Period:     January 31, 2021 - January 31, 2022
 
 
 
ITEM 6. COVERAGE EXCEPTIONS TO PRIMARY BOND:  
  NOTWITHSTANDING ANY COVERAGE PROVIDED BY THE PRIMARY BOND, THIS EXCESS BOND
  DOES NOT DIRECTLY OR INDIRECTLY COVER: None  
ITEM 7. TOTAL OF LIMITS OF LIABILITY OF OTHER UNDERLYING BONDS, EXCESS OF PRIMARY BOND:
 
ITEM 8. THE LIABILITY OF THE COMPANY IS ALSO SUBJECT TO THE TERMS OF THE FOLLOWING
  ENDORSEMENTS EXECUTED SIMULTANEOUSLY HEREWITH:
  1 - 5        

 


Excess Bond (7-92)  
Form 17-02-0842 (Ed. 7-92) Page 1 of 1

 


 

  The COMPANY, in consideration of the required premium, and in reliance on the
  statements and information furnished to the COMPANY by the ASSURED, and subject to the DECLARATIONS made a part of this bond and to all other terms and conditions of this bond, agrees to pay the ASSURED for:
 
 
 
 
Insuring Clause Loss which would have been paid under the Primary Bond but for the fact the loss
  exceeds the Deductible Amount.
 
  Coverage under this bond shall follow the terms and conditions of the Primary Bond,
  except with respect to:
  a. The coverage exceptions in ITEM 6. of the DECLARATIONS; and
  b. The limits of liability as stated in ITEM 2. and ITEM 3. of the DECLARATIONS.
  With respect to the exceptions stated above, the provisions of this bond shall apply.
 
 
General Agreements    
 
 
Change Or Modification A. If after the inception date of this bond the Primary Bond is changed or modified,
Of Primary Bond   written notice of any such change or modification shall be given to the COMPANY as soon
    as soon as practicable, not to exceed thirty (30) days after such change or
    modification, together with such information as the COMPANY may request. There shall be no coverage under this bond for any loss related to such change or modification until such time as the COMPANY is advised of and specifically agrees by written endorsement to provide coverage for such change or modification.
   
   
   
 
 
Representations Made B. The ASSURED represents that all information it has furnished to the COMPANY
By Assured   for this bond or otherwise is complete, true and correct. Such information
    constitutes part of this bond.
    The ASSURED must promptly notify the COMPANY of any change in any fact or
    circumstance which materially affects the risk assumed by the COMPANY under
    this bond.
    Any misrepresentation, omission, concealment or incorrect statement of a material fact by the ASSURED to the COMPANY shall be grounds for recision of this bond.
   
 
 
Notice To Company Of C. The ASSURED shall notify the COMPANY at the earliest practical moment, not to proceeding brought to determine the ASSURED’S liability for any loss, claim or
Legal Proceedings Against exceed thirty (30) days after the ASSURED receives notice, of any legal
Assured - Election To
Defend
 
  damage which, if established, would constitute a collectible loss under this bond or any of the
  Underlying Bonds. Concurrent with such notice, and as requested
    thereafter, the ASSURED shall furnish copies of all pleadings and pertinent papers to the COMPANY.
   

 

Excess Bond (7-92) R  
Form 17-02-0842 (Ed. 7-92) R Page 1 of 5

 


 

General Agreements            
 
 
Notice To Company Of     If the COMPANY elects to defend all or part of any legal proceeding, the court
Legal Proceedings Against     costs and attorneys’ fees incurred by the COMPANY and any settlement or
Assured - Election To     judgment on that part defended by the COMPANY shall be a loss under this bond.
Defend     The COMPANY’S liability for court costs and attorneys’ fees incurred in defending all or part of such legal proceeding is limited to the proportion of such court costs and attorneys’ fees incurred that the amount recoverable under this bond bears to
(continued)     the amount demanded in such legal proceeding.
      If the COMPANY declines to defend the ASSURED, no settlement without the prior written consent of the COMPANY or judgment against the ASSURED shall
      determine the existence, extent or amount of coverage under this bond, and the
      COMPANY shall not be liable for any costs, fees and expenses incurred by the
      ASSURED.
 
 
Conditions And            
Limitations            
 
 
Definitions 1 . As used in this bond:
      a. Deductible Amount means the amount stated in ITEM 4. of the
        DECLARATIONS. In no event shall this Deductible Amount be reduced for any reason, including but not limited to, the non-existence, invalidity,
        insufficiency or uncollectibility of any of the Underlying Bonds, including
        the insolvency or dissolution of any Insurer providing coverage under any of the
        Underlying Bonds.
 
      b. Primary Bond means the bond scheduled in ITEM 5. of the
        DECLARATIONS or any bond that may replace or substitute for such bond.
      c. Single Loss means all covered loss, including court costs and attorneys’
        fees incurred by the COMPANY under General Agreement C., resulting from:
        (1 ) any one act of burglary, robbery or attempt either, in which no
            employee of the ASSURED is implicated, or
        (2 ) any one act or series of related acts on the part of any person resulting
            in damage to or destruction or misplacement of property, or
        (3 ) all acts other than those specified in c.(1) and c.(2), caused by any
            person or in which such person is implicated, or
        (4 ) any one event not specified above, in c.(1), c.(2) or c.(3).
      d. Underlying Bonds means the Primary Bond and all other insurance
        coverage referred to in ITEM 7. of the DECLARATIONS.

 

Excess Bond (7-92)  
Form 17-02-0842 (Ed. 7-92) Page 2 of 5

 


 

Conditions And        
Limitations        
(continued)        
 
 
Limit Of Liability 2 . The COMPANY’S total cumulative liability for all Single Losses of all ASSUREDS
      discovered during the BOND PERIOD shall not exceed the AGGREGATE LIMIT
      OF LIABILITY as stated in ITEM 2. of the DECLARATIONS. Each payment made
Aggregate Limit Of     under the terms of this bond shall reduce the unpaid portion of the AGGREGATE
Liability     LIMIT OF LIABILITY until it is exhausted.
 
      On exhausting the AGGREGATE LIMIT OF LIABILITY by such payments:
 
      a. the COMPANY shall have no further liability for loss or losses regardless of
        when discovered and whether or not previously reported to the COMPANY,
        and
 
      b. the COMPANY shall have no obligation under General Agreement C. to
        continue the defense of the ASSURED, and on notice by the COMPANY
        to the ASSURED that the AGGREGATE LIMIT OF LIABILITY has been
        exhausted, the ASSURED shall assume all responsibility for its defense at its own cost.
 
  The unpaid portion of the AGGREGATE LIMIT OF LIABILITY shall not be increased or
  reinstated by any recovery made and applied in accordance with Section 4. In the event
  that a loss of property is settled by indemnity in lieu of payment, then such loss shall not reduce the unpaid portion of the AGGREGATE LIMIT OF LIABILITY.
 
Single Loss Limit Of The COMPANY’S liability for each Single Loss shall not exceed the SINGLE LOSS
Liability LIMIT OF LIABILITY as stated in ITEM 3. of the DECLARATIONS or the unpaid portion
  of the AGGREGATE LIMIT OF LIABILITY, whichever is less.
 
 
Discovery 3 . This bond applies only to loss first discovered by the ASSURED during the BOND
      PERIOD. Discovery occurs at the earlier of the ASSURED being aware of:
 
      a. facts which may subsequently result in a loss of a type covered by this bond,
        or
 
      b. an actual or potential claim in which it is alleged that the ASSURED is liable to a third party,
       
 
      regardless of when the act or acts causing or contributing to such loss occurred,
      even though the amount of loss does not exceed the applicable Deductible
      Amount, or the exact amount or details of loss may not then be known.
 
 
Subrogation-Assignment- 4 . In the event of a payment under this bond, the COMPANY shall be subrogated
Recovery     to all of the ASSURED’S rights of recovery against any person or entity to the
      extent of such payments. On request, the ASSURED shall deliver to the COMPANY
      an assignment of the ASSURED’S rights, title and interest and causes of action
      against any person or entity to the extent of such payment.

 

Excess Bond (7-92)  
Form 17-02-0842 (Ed. 70-2) Page 3 of 5

 


 

Conditions And        
Limitations        
 
 
Subrogation-Assignment-     Recoveries, whether effected by the COMPANY or by the ASSURED, shall be
Recovery     applied net of the expense of such recovery, first, to the satisfaction of the
(continued)     ASSURED’S loss which would otherwise have been paid but for the fact that it
      is in excess of the AGGREGATE LIMIT OF LIABILITY, second, to the COMPANY in
      satisfaction of amounts paid in settlement of the ASSURED’S claim and third,
      to the ASSURED in satisfaction of the DEDUCTIBLE AMOUNT. Recovery from
      reinsurance and/or indemnity of the COMPANY shall not be deemed a recovery
      under this Section.
 
 
Cooperation Of Assured 5 . At the COMPANY’S request and at reasonable times and places designated by
      the COMPANY the ASSURED shall:
      a. submit to examination by the COMPANY and subscribe to the same under
        oath, and
      b. produce for the COMPANY’S examination all pertinent records, and
      c. cooperate with the COMPANY in all matters pertaining to the loss.
      The ASSURED shall execute all papers and render assistance to secure to the
      COMPANY the rights and causes of action provided for under this bond. The
      ASSURED shall do nothing after loss to prejudice such rights or causes of action.
 
 
Termination 6 . This bond terminates as an entirety on the earliest occurrence of any of the
      following:
      a. sixty (60) days after the receipt by the ASSURED of a written notice from
        the COMPANY of its decision to terminate this bond, or
      b. immediately on the receipt by the COMPANY of a written notice from the
        ASSURED of its decision to terminate this bond, or
      c. immediately on the appointment of a trustee, receiver or liquidator to act on
        behalf of the ASSURED, or the taking over of the ASSURED by State or
        Federal officials, or
      d. immediately on the dissolution of the ASSURED, or
      e. immediately on exhausting the AGGREGATE LIMIT OF LIABILITY, or
      f. immediately on expiration of the BOND PERIOD, or
      g. immediately on cancellation, termination or recision of the Primary Bond.
 
 
Conformity 7 . If any limitation within this bond is prohibited by any law controlling this bond’s
      construction, such limitation shall be deemed to be amended so as to equal the
      minimum period of limitation provided by such law.

 

Excess Bond (7-92)  
Form 17-02-0842 (Ed. 7-92) Page 4 of 5

 


 

Conditions And      
Limitations      
(continued)      
 
 
Change Or Modification 8 . This bond or any instrument amending or affecting this bond may not be
Of This Bond     changed or modified orally. No change in or modification of this bond shall be
      effective except when made by written endorsement to this bond signed by an Authorized
      Representative of the COMPANY.

 

Excess Bond (7-92)  
Form 17-02-0842 (Ed. 70-2) Page 5 of 5

 


 

IMPORTANT NOTICE TO POLICYHOLDERS
 
 
 
All of the members of the Chubb Group of Insurance companies doing business in the United
States (hereinafter “Chubb”) distribute their products through licensed insurance brokers and agents
(“producers”). Detailed information regarding the types of compensation paid by Chubb to producers on
US insurance transactions is available under the Producer Compensation link located at the bottom of the
page at www.chubb.com, or by calling 1-866-588-9478. Additional information may be available from your
producer.
 
Thank you for choosing Chubb.

 

10-02-1295 (ed. 6/2007)


 

  FEDERAL INSURANCE COMPANY
  Endorsement No. 1
  Bond Number: 82307667
 
NAME OF ASSURED: BNY MELLON LARGE CAP SECURITIES FUND, INC.  
AMENDED DEDUCTIBLE/DROP DOWN ENDORSEMENT
It is agreed that this bond is amended by deleting ITEM 4., DEDUCTIBLE AMOUNT of the
DECLARATIONS, in its entirety and substituting the following:  
"ITEM 4. DEDUCTIBLE AMOUNT  
a. $50,000, plus any unpaid portion of the AGGREGATE LIMIT OF LIABILITY of the
  Underlying Bonds on the date of payment of any Single Loss under this bond.
b. The ASSURED shall notify the COMPANY immediately of any payment made or intended
  to be made under any of the Underlying Bonds.  
c. This bond shall drop down but only by the amount paid under the Underlying Bonds."
 
 
This Endorsement applies to loss discovered after 12:01 a.m. on January 31, 2021.
 
ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.

 

Date: February 28, 2021



 

          FEDERAL INSURANCE COMPANY
 
          Endorsement No. 2
 
          Bond Number: 82307667
 
 
 
NAME OF ASSURED: BNY MELLON LARGE CAP SECURITIES FUND, INC.  
 
NEW YORK AMENDATORY ENDORSEMENT
 
It is agreed that this bond is amended as follows:  
 
1 . By deleting paragraph a. in its entirety from Section 6., Termination, and substituting the following:
 
    "a. TERMINATION BY THE COMPANY  
 
      BONDS IN EFFECT SIXTY (60) DAYS OR LESS  
 
      If this bond has been in effect for less than sixty (60) days and if it is not a renewal bond, the
      COMPANY may terminate it for any reason by mailing or delivering to the ASSURED and to the
      authorized agent or broker, if any, written notice of termination at least twenty (20) days before
      the effective date of termination.  
 
      The COMPANY may, however, terminate this bond by mailing or delivering to the ASSURED and
      to the authorized agent or broker, if any, written notice of termination at least fifteen (15) days
      before the effective date of termination if the COMPANY cancels for:  
 
      (1 ) Nonpayment of premium;  
 
      (2 ) Conviction of a crime arising out of acts increasing the hazard insured against;
 
      (3 ) Discovery of fraud or material misrepresentation in the obtaining of this bond or in the
          presentation of a claim thereunder;  
 
      (4 ) Violation of any provision of this bond that substantially and materially increases the hazard
          insured against, and which occurred subsequent to inception of the current BOND
          PERIOD;  
 
      (5 ) If applicable, material physical change in the property insured, occurring after issuance or
          last annual renewal anniversary date of this bond, which results in the property becoming
          uninsurable in accordance with the COMPANY's objective, uniformly applied underwriting
          standards in effect at the time this bond was issued or last renewed; or material change in
          the nature or extent of this bond occurring after issuance or last annual renewal anniversary
          date of this bond, which causes the risk of loss to be substantially and materially increased
beyond that contemplated at the time this bond was issued or last renewed;
 
      6 ) A determination by the Superintendent of Insurance that continuation of the present
          premium volume of the COMPANY would jeopardize the COMPANY's policyholders,
          creditors or the public, or continuing the bond itself would place the COMPANY in violation
          of any provision of the New York Insurance Code; or  
 
      (7 ) Where the COMPANY has reason to believe, in good faith and with sufficient cause, that
          there is a probable risk or danger that the Property will be destroyed by the ASSURED for
          the purpose of collecting the insurance proceeds.  

 

Excess Bond  
Form 17-02-1067 (Rev. 9-93) Page 1

 


 

          BONDS IN EFFECT MORE THAN SIXTY (60) DAYS
          If this bond has been in effect for sixty (60) days or more, or if it is a renewal of a bond
          issued by the COMPANY, it may be terminated by the COMPANY by mailing or delivering
          to the ASSURED and to the authorized agent or broker, if any, written notice of termination
          at least fifteen (15) days before the effective date of termination. Furthermore, when the
          bond is a renewal or has been in effect for sixty (60) days or more, the COMPANY may
          terminate only for one or more of the reasons stated in a. (1)-(7) above.
          NOTICE OF TERMINATION
          Notice of termination under this Section a. shall be mailed to the ASSURED and to the
          authorized agent or broker, if any, at the address shown on the DECLARATIONS of this
          bond. The COMPANY, however, may deliver any notice instead of mailing it.
          RETURN PREMIUM CALCULATIONS
          The COMPANY shall refund the unearned premium computed pro rata if this bond is
          terminated by the COMPANY."
2 . It is further understood and agreed that for the purposes of Section 6., Termination, any occurrence
    listed in Parts (d), (e) or (f) of that Section shall be considered to be a request by the ASSURED to
    immediately terminate this bond.
3 . By adding a new Section reading as follows:
    "Section 9. Election To Conditionally Renew / Nonrenew This Bond
    A. CONDITIONAL RENEWAL
      If the COMPANY conditionally renews this bond subject to:
      1 . Change of limits of liability;
      2 . Change in type of coverage;
      3 . Reduction of coverage;
      4 . Increased deductible;
      5 . Addition of exclusion; or
      6 . Increased premiums in excess of 10%, exclusive of any premium increased due to and
          commensurate with insured value added; or as a result of experience rating, retrospective
          rating or audit; the COMPANY shall send notice as provided in B. NOTICES OF
          NONRENEWAL AND CONDITIONAL RENEWAL immediately below.
    B. NOTICES OF NONRENEWAL AND CONDITIONAL RENEWAL
      1 . If the COMPANY elects not to renew this bond, or to conditionally renew this bond as
          provided in Section A. herein, the COMPANY shall mail or deliver written notice to the
          ASSURED at least sixty (60) but not more than one hundred twenty (120) days before:
          (a) The expiration date; or
          (b) The anniversary date if this bond has been written for a term of more than one year.

 

Excess Bond  
Form 17-02-1067 (Rev. 9-93) Page 2

 


 

    2 . Notice shall be mailed or delivered to the ASSURED at the address shown on the
        DECLARATIONS of this bond and the authorized agent or broker, if any. If notice is
        mailed, proof of mailing shall be sufficient proof of notice.
 
    3 . Paragraphs 1. and 2. immediately above shall not apply when the ASSURED, authorized
        agent or broker, or another insurer has mailed or delivered written notice to the COMPANY
        that the bond has been replaced or is no longer desired."
         
    4 . By adding a new Section reading as follows:
         
 
 
    "Section 10. Other Insurance
 
    If there is any other valid and collectible insurance which would apply in whole or in part in the absence
    of this bond, then the COMPANY shall not be liable under this bond for a greater proportion of any loss
    than the proportion that the available limit of liability under this bond bears to the total applicable limit of
    liability of all valid and collectible insurance against such loss."
 
 
 
 
This Endorsement applies to loss discovered after 12:01 a.m. on January 31, 2021.
 
 
ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.

 

Date: February 28, 2021



 

  ENDORSEMENT/RIDER
 
Effective date of  
this endorsement/rider: January 31, 2021 FEDERAL INSURANCE COMPANY
  Endorsement/Rider No. 3
  To be attached to and
  form a part of Bond No. 82307667
 
 
Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC.
 
AMENDING REPRESENTATIONS MADE BY ASSURED ENDORSEMENT
In consideration of the premium charged, it is agreed that this bond is amended by deleting in its entirety General
Agreement B., Representations Made By Assured, and substituting the following:
B. The ASSURED represents that all information it has furnished to the COMPANY for this bond or otherwise is
complete, true and correct. Such information constitutes part of this bond.
Any intentional misrepresentation, omission, concealment or incorrect statement of a material fact by the
ASSURED to the COMPANY shall be grounds for rescission of this bond.
The title and any headings in this endorsement/rider are solely for convenience and form no part of the terms and
conditions of coverage.  
 
All other terms, conditions and limitations of this Bond shall remain unchanged.

 

Q08-393 (11/2019)

Page 1 of 1

290966


 

        ENDORSEMENT/RIDER
Effective date of    
this endorsement/rider: January 31, 2021 FEDERAL INSURANCE COMPANY
      Endorsement/Rider No. 4
      To be attached to and  
      form a part of Bond No. 82307667
Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC.  
 
FOLLOW FORM ENDORSEMENT
 
 
In consideration of the premium charged, it is agreed that:  
(1 ) Coverage under this bond shall only apply in conformance with the terms and conditions of the following
    endorsements of the Primary Bond.    
 
 
 
(2 ) Accordingly, no coverage will be available for the Coverage Exceptions to the Primary Bond set forth in
    ITEM 6., of the DECLARATIONS of this bond, and such exceptions shall be inapplicable to this bond.
    The Company shall not be liable to the ASSURED or to any other person or entity claiming through or in
    the name or right of the ASSURED for any loss or other liability based on, arising out of, directly or
    indirectly resulting from, in consequence of, or in any way involving the coverage otherwise afforded in
    such Coverage Exceptions.    
 
The title and any headings in this endorsement/rider are solely for convenience and form no part of the terms
and conditions of coverage.    
All other terms, conditions and limitations of this Bond shall remain unchanged.

 

Q09-688 (04/2009)

Page 1


 

  ENDORSEMENT/RIDER
 
Effective date of  
this endorsement/rider: January 31, 2021 FEDERAL INSURANCE COMPANY
  Endorsement/Rider No. 5
  To be attached to and
  form a part of Policy No. 82307667
 
 
Issued to: BNY MELLON LARGE CAP SECURITIES FUND, INC.
COMPLIANCE WITH APPLICABLE TRADE SANCTION LAWS
It is agreed that this insurance does not apply to the extent that trade or economic sanctions or other similar laws
or regulations prohibit the coverage provided by this insurance.
 
The title and any headings in this endorsement/rider are solely for convenience and form no part of the terms and
conditions of coverage.  
All other terms, conditions and limitations of this Policy shall remain unchanged.

 

14-02-9228 (2/2010)

Page 1

EX-99 3 icbb2ndxs.htm CHUBB 2ND EXCESS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

Fidelity / Crime

 

0790FIC (01/20) © 2020 Great American Insurance Company 800-545-4269

GAIG.com

 
 

R * B0 * 02/02/2021 * XSC 2638583 19 00 Great American Insurance Company

015466

 

 

 

 

 

 

 

IMPORTANT NOTICE
FIDELITY CRIME DIVISION CLAIMS

 

 

Should this account have a potential claim situation, please contact:
Fidelity & Crime Claims Department

Great American Insurance Group
Five Waterside
Crossing Windsor, CT 06095

 

(860) 298-7330

(860) 688-8188 fax

 

CrimeClaims@gaig.com

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

 

 

 

 

 

 

SDM-683 (Ed. 08/14)

 
 

FXS 1101 (Ed. 05 14)

 

FINANCIAL INSTITUTION EXCESS FOLLOW FORM CERTIFICATE GREAT AMERICAN INSURANCE COMPANY

(herein called UNDERWRITER)

 

Bond No.: XSC 2638583 19 00

Named Insured: BNY Mellon Large Cap Securities Fund, Inc. (herein called Insured)

Address:200 Park Avenue New York, NY 10166

 

The UNDERWRITER, in consideration of an agreed premium, and in reliance upon the statements and information furnished to the UNDERWRITER by the INSURED, and subject to the terms and conditions of the underlying coverage scheduled in Item 3. below, as excess and not contributing insurance, agrees to pay the INSURED for loss which:

(a)Would have been paid under the Underlying but for the fact that such loss exceeds the limit of liability of the Underlying Carrier(s) listed in Item 3., and
(b)for which the Underlying Carrier(s) has (have) made payment, and the Insured has collected, the full amount of the expressed limit of the Underlying Carrier's(s) liability.

 

    

 

 

Item 1.Bond Period: from 12:01 a.m. on 01/31/2021 to 12:01 a.m. on 01/31/2022 (inception) (expiration)
Item 2.Single Loss Limit of Liability at Inception: $ 75,000,000 Coverage(s) Provided:

Investment Company Blanket Bond Insuring Agreements: Fidelity, On Premises, In Transit, Forgery or Alteration, Securities, Counterfeit Currency, Computer Systems Fraud, Extended Computer Systems, Automated Telephone Systems, Fraudulent Transfer Instructions, Destruction of Data by Hacker, Destruction of Data by Virus, and Voice Initiated Transfer Fraud.

 

Item 3.Underlying Coverage Schedule:
A)Company: National Union Fire Insurance Company of Pittsburgh, PA Single Loss Limit: $ 10,000,000

Deductible Amount: $ 50,000 Bond Number: 04-190-80-19

Bond Period: from 12:01 a.m. on 01/31/2021 to 12:01 a.m. on 01/31/2022

(Page 1 of 2)

 
 

 

B)Company: Federal Insurance Company Single Loss Limit: $ 15,000,000

Attachment Point: $ 10,000,000 Bond Number: 82307667

Bond Period: from 12:01 a.m. on 01/31/2021 to 12:01 a.m. on 01/31/2022

 

 

Item 4.Coverage provided by this Bond is subject to the following attached Rider(s): 1, 2 and 3.
Item 5.By acceptance of this Bond, you give us notice canceling prior Bond No. XSC 2638583 18, the cancellation to be effective at the same time this Bond become effective.

(Page 2 of 2)

 
 

 

 

 

 

 

 

 

RIDER NO. 1

 

EXCLUDE ALL SUB-LIMITED COVERAGE(S)

 

To be attached to and form part of Financial Institution Excess Follow Form Certificate

Bond No.: XSC 2638583 19 00

In favor of: BNY Mellon Large Cap Securities Fund, Inc. It is agreed that:

1.Coverage provided by this Bond shall not respond as excess over any sub-limited coverage(s) that are part of the Underlying Bond(s).
2.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, conditions,provisions, agreements or limitations of the above mentioned Bond other than as stated herein.
3.This Rider shall become effective as of 12:01 a.m. on 01/31/2021 standard time.

(Page 1 of 1 )

 
 

FXS 1105 (Ed. 05 14)

 

 

 

 

 

RIDER NO. 2

 

QUOTA-SHARE RIDER

 

To be attached to and form part of the Financial Institution Excess Follow Form Certificate

Bond No.: XSC 2638583 19 00

In favor of: BNY Mellon Large Cap Securities Fund, Inc.

Issued by: Great American Insurance Company (hereinafter called Controlling Company)

It is agreed that:

1.The term "Underwriter" as used in the attached Bond shall be construed to mean, unless otherwise specified in this rider, all the Companies executing the attached Bond.
2.Each of said Companies shall be liable only for such proportion of any loss under the attached Bond as the amount underwritten by such Company, as specified in the Schedule forming a part hereof, bears to the aggregate amount of the attached Bond, but in no event shall any of said Companies be liable for an amount greater than that underwritten by it.
3.In the absence of a request from any of said Companies to pay premiums directly to it, premiums for the attached Bond may be paid to the Controlling Company for the account of all of said Companies.
4.In the absence of a request from any of said Companies that notice of claim and proof of loss be given to or filed directly with it, the giving of such notice to and the filing of such proof with, the Controlling Company shall be deemed to be in compliance with the conditions of the attached Bond for the giving of notice of loss and the filing of proof of loss, if given and filed in accordance with said conditions.
5.The Controlling Company may give notice in accordance with the terms of the attached Bond, terminating or canceling the attached Bond as an entirety or as to any Employee or Insured, and any notice so given shall terminate or cancel the liability of all of said Companies as an entirety or as to such Employee or Insured, as the case may be.
6.Any Company other than the Controlling Company may give notice in accordance with the terms of the attached Bond, terminating or canceling the entire liability of such other Company under the attached Bond or as to any Employee or Insured.
7.In the absence of a request from any of said Companies that notice of termination or cancellation by the Insured of the attached Bond in its entirety be given to or filed directly with it, the giving of such notice in accordance with the terms of the attached Bond to the Controlling Company shall terminate or cancel the liability of all of said Companies as an entirety. The Insured may terminate or cancel the entire liability of any Company, other than the Controlling Company, under the attached Bond by giving notice of such termination or cancellation to such other Company, and shall send copy of such notice to the Controlling Company.
8.If the attached Bond be terminated or cancelled as an entirety as herein provided or in any other manner, there shall be no liability under the attached Bond for any loss unless discovered prior to the expiration of that period after 12:01

a.m. on the effective date of such termination or cancellation which equals the period fixed in the attached Bond for the discovery of loss after such termination or cancellation. If, prior to the termination or cancellation of the attached Bond as an entirety, the attached Bond be terminated or cancelled as herein provided as to any Company, there

(Page 1 of 3 )

 
 

 

shall be no liability under the attached Bond on the part of such Company for any loss unless discovered prior to the expiration of that period after 12:01 a.m. on the effective date of such termination or cancellation which equals the period fixed in the attached Bond for the discovery of loss after the termination of the attached Bond as an entirety.

9.In the event of the termination or cancellation of the attached Bond as an entirety, no Company shall be liable to the Insured for a greater proportion of any return premium due the Insured than the amount underwritten by such Company bears to the aggregate amount of the attached Bond.
10.In the event of the termination or cancellation of the attached Bond as to any Company, such Company alone shall be liable to the Insured for any return premium due the Insured on account of such termination or cancellation. The termination or cancellation of the attached Bond as to any Company other than the Controlling Company shall not terminate, cancel or otherwise affect the liability of the other Companies under the attached Bond.
11.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, conditions, provisions, agreements or limitations of the above mentioned Bond other than as stated herein.
12.This Rider shall become effective as of 12:01 a.m. on 01/31/2021 standard time.

 

Schedule

Underwritten for a 33.34% share up to a maximum Great American Insurance Company

Single Loss Limit of $25,000,000 (Controlling Company)

 

 

 

 

 

By:

Authorized Representative

 

Underwritten for a 26.66% share up to a maximum Berkley Regional Insurance Company

Single Loss Limit of $20,000,000

 

 

 

By:

Authorized Representative

Underwritten for a 20.0% share up to a maximum Continental Insurance Company

Single Loss Limit of $15,000,000

 

 

 

By:

Authorized Representative

(Page 2 of 3 )

 
 

 

Underwritten for a 13.34% share up to a maximum Fidelity & Deposit Company of Maryland

Single Loss Limit of $10,000,000

 

 

 

By:

Authorized Representative

Underwritten for a 6.66% share up to a maximum U.S. Specialty Insurance Compnay

Single Loss Limit of $5,000,000

 

 

 

By:

Authorized Representative

(Page 3 of 3 )

 
 

FXS 1114 (Ed. 03/15)

 

 

THIS RIDER CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

 

RIDER NO. 3

 

NEW YORK AMENDATORY

 

This rider modifies insurance provided under the following:

FINANCIAL INSTITUTION EXCESS FOLLOW FORM CERTIFICATE

 

To be attached to and form part of Financial Institution Excess Follow Form Certificate

Bond No.: XSC 2638583 19 00

In favor of: BNY Mellon Large Cap Securities Fund, Inc.

 

It is agreed that:

1.It is hereby understood and agreed that, notwithstanding anything in this Rider to the contrary, with respect to such insurance as is afforded by this Rider, the terms of this Rider, as respects coverage for operations in the State of New York, shall conform to the coverage requirements of the applicable insurance laws of the State of New York, or the applicable regulations of the New York Department of Financial Services; provided, however, that the company's limit of liability, as stated in this Rider, shall be excess of the limits of liability of any underlying insurance, or

self-insurance, as stated in the Declarations, or in any rider attached hereto.

2.Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, conditions, provisions, agreements or limitations of the above mentioned Bond other than as stated herein.
3.This Rider shall become effective as of 12:01 a.m. on 01/31/2021 standard time.

(Page 1 of 1)

 
 

FI 73 41 (Ed. 04/17)

 

 

 

In Witness Clause

 

In Witness Whereof, we have caused this Financial Institution Bond to be executed and attested, and, if required by state law, this Financial Institution Bond shall not be valid unless countersigned by our authorized representative.

 

 

 

 

PRESIDENT                                                                        SECRETARY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Copyright Great American Insurance Co., 2009

EX-99 4 resolutions.htm RESOLUTIONS

Fidelity Bond

RESOLVED, that it is the determination of the Fund's Board at this meeting, including a majority of independent Board members, that the joint insured fidelity bonds (collectively, the "Bond") written by the following respective entities in the following amounts:

Name of Fidelity Insurer Amount of Coverage
   
National Union Fire Ins. Co. of Pittsburgh, Pa. (AIG) $10,000,000
   
Federal Insurance Company (Chubb) $15,000,000
  in excess of
  $10,000,000
   
Great American Insurance Company* (American Financial Group) $25,000,000
   
Berkley Regional Insurance Company* (W.R. Berkley Corp.) $20,000,000
   
The Continental Insurance Company* (CNA) $15,000,000
   
Fidelity & Deposit Company of Maryland* (Zurich) $10,000,000
   
U.S. Specialty Insurance Company* (TMHCC) $5,000,000
Total Coverage $100,000,000

______________________

* Excess of $25 million as co-sureties.

insuring the Fund and the other parties named as insured parties under the Bond for covered acts or omissions of their respective officers and Board members and the officers and employees of the Fund's investment adviser, distributor, transfer agent and/or administrator, in accordance with the requirements of Rule 17g-1 promulgated by the SEC under Section 17(g) of the 1940 Act, are reasonable in form and amount after having given due consideration to all relevant factors including, but not limited to, the value of the aggregate assets of the Fund to which any such covered person may have access, the type and terms of the arrangements made for the custody and safekeeping of such assets, the nature of the securities in the Fund's portfolio, the number of other parties named as insured parties under the Bond, and the nature of the business activities of such other parties; and it is further

RESOLVED, that the Fund's Board, including a majority of the independent Board members, hereby ratifies and approves the payment by the Fund of its pro rata share, based on the assets of the respective covered Funds, of the premium for coverage under the Bond, in the form and amount described at this meeting, having given due consideration to all relevant factors including, but not limited to, the number of other parties named as insured parties under the Bond, the nature of the business activities of such other parties, the amount of the Bond, the amount of the premium for the Bond, the ratable allocation of the premium among all the parties named as insureds, and the extent to which the share of the premium allocated to the Fund is less than the premium the Fund would have had to pay if it had provided and maintained a single insured bond; and it is further

 
 

RESOLVED, that each of the President, any Vice President, the Secretary and the Treasurer hereby is designated as the officer responsible for making all filings with the SEC and giving all notices on behalf of the Fund with respect to the Bond required by paragraph (g) of Rule 17g-1 promulgated by the SEC under the 1940 Act; and it is further

RESOLVED, that the appropriate officers of the Fund be, and each hereby is, authorized to take the actions as may be required to amend the Bond to include in the coverage new funds advised, sub-advised or administered by BNYM Investment Adviser or its affiliates, as of the date each is declared effective by the SEC; and it is further

RESOLVED, that the Agreement Regarding BNY Mellon Funds Joint Insured Bond, substantially in the form presented at this meeting, be, and it hereby is, approved; and it is further

RESOLVED, that the appropriate officers of the Fund be, and each hereby is, authorized to make any and all payments and to do any and all other acts, in the name of the Fund and on its behalf, as they, or any of them, may determine to be necessary or desirable and proper in connection with or in furtherance of the foregoing resolutions and that any payments and any and all other acts, in the name of the Fund and on its behalf, consistent with the foregoing resolutions and as may have been determined to be necessary or desirable and proper in connection with or in furtherance of the foregoing resolutions be, and they hereby are, ratified and approved.

EX-99 5 insurance.htm INSURANCE

 

Fidelity Bond Coverage for Fund for Which the BNY Mellon Investment Adviser, Inc. Acts as Investment Adviser, Sub-Investment Adviser or Administrator - Gross Assets

Pursuant to Rule17g-1(d) Under the Investment Company Act of 1940

Provided by BNY Mellon Fund Operations Department, Data Management Group, 212-635-8679

 

The number of other investment companiescovered by the bonds as of January 2021, in answer to question 81(b) on Form N-SAR, is 132.

 

 

 

 

Corporate Registration

 

 

 

Portfolio/Series Name

 

 

 

Gross Asset Portfolio

Gross Assets Corporate Registration Amount of Bond Required Pursuant to Rule 17g-1(d)
BNY Mellon Absolute Insight Funds, Inc. BNY Mellon Core Plus Fund 1,618,392,479 1,618,392,479 1,500,000
BNY Mellon Advantage Funds, Inc. BNY Mellon Dynamic Total Return Fund 1,086,773,583    
BNY Mellon Advantage Funds, Inc. BNY Mellon Dynamic Value Fund 1,373,350,634    
BNY Mellon Advantage Funds, Inc. BNY Mellon Global Dynamic Bond Income Fund 321,147,578    
BNY Mellon Advantage Funds, Inc. BNY Mellon Global Real Return Fund 4,557,496,970    
BNY Mellon Advantage Funds, Inc. BNY Mellon Opportunistic Midcap Value Fund 485,588,304    
BNY Mellon Advantage Funds, Inc. BNY Mellon Opportunistic Small Cap Fund 475,631,948    
BNY Mellon Advantage Funds, Inc. BNY Mellon Structured Midcap Fund 106,179,584    
BNY Mellon Advantage Funds, Inc. BNY Mellon Sustainable Balanced Fund 15,540,283    
BNY Mellon Advantage Funds, Inc. BNY Mellon Technology Growth Fund 468,687,679    
BNY Mellon Advantage Funds, Inc. Total     8,890,396,563 2,500,000
BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund, Inc.   221,473,366 221,473,366 600,000
BNY Mellon Alcentra Global Multi-Strategy Credit Fund, Inc.   420,791,804 420,791,804 750,000
BNY Mellon Appreciation Fund, Inc.   2,080,408,636 2,080,408,636 1,700,000
BNY Mellon California AMT-Free Municipal Bond Fund, Inc.   854,623,285 854,623,285 1,000,000
BNY Mellon Funds Trust BNY Mellon Asset Allocation Fund 488,794,615    
BNY Mellon Funds Trust BNY Mellon Bond Fund 1,347,181,390    
BNY Mellon Funds Trust BNY Mellon Corporate Bond Fund 807,617,893    
BNY Mellon Funds Trust BNY Mellon Emerging Markets Fund 937,141,591    
BNY Mellon Funds Trust BNY Mellon Focused Equity Opportunities Fund 421,547,405    
BNY Mellon Funds Trust BNY Mellon Government Money Market Fund 573,677,194    
BNY Mellon Funds Trust BNY Mellon Income Stock Fund 552,271,804    
BNY Mellon Funds Trust BNY Mellon Intermediate Bond Fund 834,625,622    
BNY Mellon Funds Trust BNY Mellon International Equity Income Fund 98,579,831    
BNY Mellon Funds Trust BNY Mellon International Fund 589,718,898    
BNY Mellon Funds Trust BNY Mellon Large Cap Stock Fund 114,352,477    
BNY Mellon Funds Trust BNY Mellon Massachusetts Intermediate Municipal Bond Fund 344,256,208    
BNY Mellon Funds Trust BNY Mellon Mid Cap Multi-Strategy Fund 2,683,555,294    
BNY Mellon Funds Trust BNY Mellon Municipal Opportunities Fund 2,629,470,134    
BNY Mellon Funds Trust BNY Mellon National Intermediate Municipal Bond Fund 2,904,509,801    
BNY Mellon Funds Trust BNY Mellon National Municipal Money Market Fund 309,055,859    
BNY Mellon Funds Trust BNY Mellon National Short-Term Municipal Bond Fund 1,096,757,795    
BNY Mellon Funds Trust BNY Mellon New York Intermediate Tax-Exempt Bond Fund 172,257,720    
BNY Mellon Funds Trust BNY Mellon Pennsylvania Intermediate Municipal Bond Fund 209,889,447    
BNY Mellon Funds Trust BNY Mellon Short-Term U.S. Government Securities Fund 224,146,046    
BNY Mellon Funds Trust BNY Mellon Small Cap  Multi-Strategy Fund 763,478,959    
BNY Mellon Funds Trust BNY Mellon Small/Mid Cap Multi-Strategy Fund 107,036,655    
BNY Mellon Funds Trust BNY Mellon Tax-Sensitive Large Cap Multi-Strategy Fund 414,645,912    
BNY Mellon Funds Trust Total     18,624,568,549 2,500,000
BNY Mellon High Yield Strategies Fund   273,793,243 273,793,243 750,000.00
BNY Mellon Index Funds, Inc. BNY Mellon International Stock Index Fund 535,284,843    
BNY Mellon Index Funds, Inc. BNY Mellon S&P 500 Index Fund 2,251,940,674    
BNY Mellon Index Funds, Inc. BNY Mellon Smallcap Stock Index Fund 1,786,092,667    
BNY Mellon Index Funds, Inc. Total     4,573,318,185 2,500,000.00
BNY Mellon Intermediate Municipal Bond Fund, Inc.   591,151,732 591,151,732 900,000.00
BNY Mellon International Securities Funds, Inc. BNY Mellon Emerging Markets Securities Fund 89,039,032 89,039,032 450,000.00
BNY Mellon Investment Funds I BNY Mellon Diversified Emerging Markets Fund 208,637,241    
BNY Mellon Investment Funds I BNY Mellon Global Fixed Income Fund 4,837,296,768    
BNY Mellon Investment Funds I BNY Mellon International Equity Fund 758,654,178    
BNY Mellon Investment Funds I BNY Mellon Small Cap Growth Fund 27,266,183    
BNY Mellon Investment Funds I BNY Mellon Small Cap Value Fund 180,802,587    
BNY Mellon Investment Funds I BNY Mellon Small/Mid Cap Growth Fund 5,000,280,417    
BNY Mellon Investment Funds I BNY Mellon Tax Sensitive Total Return Bond Fund 103,550,125    
BNY Mellon Investment Funds I Total     11,116,487,499 2,500,000.00
BNY Mellon Investment Funds II, Inc. BNY Mellon Alternative Diversifier Strategies Fund 271,760,714    
BNY Mellon Investment Funds II, Inc. BNY Mellon Global Emerging Markets Fund 559,355,675    
BNY Mellon Investment Funds II, Inc. BNY Mellon Yield Enhancement Strategy Fund 306,065,611    
BNY Mellon Investment Funds II, Inc. Total     1,137,182,000 1,250,000.00
BNY Mellon Investment Funds III BNY Mellon Equity Income Fund 888,543,626    
BNY Mellon Investment Funds III BNY Mellon Global Equity Income Fund 292,026,495    
BNY Mellon Investment Funds III BNY Mellon High Yield Fund 1,259,107,430    
BNY Mellon Investment Funds III BNY Mellon International Bond Fund 663,816,914    
BNY Mellon Investment Funds III Total     3,103,494,465 2,100,000.00
BNY Mellon Investment Funds IV, Inc. BNY Mellon Bond Market Index Fund 1,386,918,710    
BNY Mellon Investment Funds IV, Inc. BNY Mellon Floating Rate Income Fund 756,117,066    
BNY Mellon Investment Funds IV, Inc. BNY Mellon Institutional S&P 500 Stock Index Fund 2,963,576,978    
BNY Mellon Investment Funds IV, Inc. BNY Mellon Tax Managed Growth Fund 127,659,012    
BNY Mellon Investment Funds IV, Inc. General Treasury and Agency Money Market Fund 314,835,617    
BNY Mellon Investment Funds IV, Inc. Total     5,549,107,383 2,500,000.00
BNY Mellon Investment Funds V, Inc. BNY Mellon Diversified International Fund 595,095,034    
BNY Mellon Investment Funds V, Inc. BNY Mellon Global Real Estate Securities Fund 440,081,730    
BNY Mellon Investment Funds V, Inc. BNY Mellon Large Cap Equity Fund 833,041,857    
BNY Mellon Investment Funds V, Inc. Total     1,868,218,621 1,500,000.00
BNY Mellon Investment Funds VI BNY Mellon Balanced Opportunity Fund 329,597,321 329,597,321 750,000.00
BNY Mellon Investment Grade Funds, Inc. BNY Mellon Short Term Income Fund 153,265,139    
BNY Mellon Investment Grade Funds, Inc. Total     153,265,139 600,000.00
BNY Mellon Investment Portfolios MidCap Stock Portfolio 155,023,685    
BNY Mellon Investment Portfolios Small Cap Stock Index Portfolio 646,770,646    
BNY Mellon Investment Portfolios Technology Growth Portfolio 993,254,276    
BNY Mellon Investment Portfolios Total     1,795,048,607 1,500,000.00
BNY Mellon Large Cap Securities Fund, Inc.   1,510,085,000 1,510,085,000 1,500,000.00
BNY Mellon Midcap Index Fund, Inc.   2,278,236,008 2,278,236,008 1,700,000.00

 

Page 1 of 3

 

 

       
Page 1 of 3
 

 

 

Gross Assets

Corporate

Corporate Registration Portfolio/Series Name Gross Asset Portfolio Registration

Amount of Bond Required Pursuant to Rule 17g-1(d)

 

BNY Mellon Municipal Bond Funds, Inc.

BNY Mellon Municipal Bond Infrastructure Fund, Inc. BNY Mellon Municipal Funds, Inc.

BNY Mellon Municipal Funds, Inc.

BNY Mellon Municipal Funds, Inc. Total

BNY Mellon Municipal Income, Inc.

BNY Mellon New Jersey Municipal Bond Fund, Inc. BNY Mellon New York AMT-Free Municipal Bond Fund BNY Mellon New York Tax Exempt Bond Fund, Inc. BNY Mellon Opportunistic Municipal Securities Fund BNY Mellon Opportunity Funds

BNY Mellon Opportunity Funds

BNY Mellon Opportunity Funds Total

BNY Mellon Research Growth Fund, Inc.

BNY Mellon Short-Intermediate Municipal Bond Fund

BNY Mellon State Municipal Bond Funds BNY Mellon State Municipal Bond Funds BNY Mellon State Municipal Bond Funds

BNY Mellon State Municipal Bond Funds Total

BNY Mellon Stock Funds

BNY Mellon Stock Funds

BNY Mellon Stock Funds Total

BNY Mellon Stock Index Fund, Inc. BNY Mellon Strategic Funds, Inc. BNY Mellon Strategic Funds, Inc. BNY Mellon Strategic Funds, Inc. BNY Mellon Strategic Funds, Inc. BNY Mellon Strategic Funds, Inc. BNY Mellon Strategic Funds, Inc.

BNY Mellon Strategic Funds, Inc. Total

BNY Mellon Strategic Municipal Bond Fund, Inc. BNY Mellon Strategic Municipals, Inc.

BNY Mellon Sustainable U.S. Equity Fund, Inc. BNY Mellon Sustainable U.S. Equity Portfolio, Inc. BNY Mellon U.S. Mortgage Fund, Inc.

BNY Mellon Ultra Short Income Fund BNY Mellon Variable Investment Fund BNY Mellon Variable Investment Fund BNY Mellon Variable Investment Fund BNY Mellon Variable Investment Fund

BNY Mellon Variable Investment Fund Total BNY Mellon Worldwide Growth Fund, Inc. CitizensSelect Funds

CitizensSelect Funds

CitizensSelect Funds Total

Dreyfus AMT-Free Municipal Cash Management Plus Dreyfus AMT-Free New York Municipal Cash Management Dreyfus BASIC Money Market Fund, Inc.

Dreyfus Cash Management

Dreyfus Government Cash Management Funds Dreyfus Government Cash Management Funds Dreyfus Government Cash Management Funds Total Dreyfus Institutional Liquidity Funds

Dreyfus Institutional Preferred Money Market Funds Dreyfus Institutional Preferred Money Market Funds Dreyfus Institutional Preferred Money Market Funds Total Dreyfus Institutional Reserves Funds

Dreyfus Institutional Preferred Money Market Funds

Dreyfus Institutional Reserves Funds Dreyfus Institutional Reserves Funds Total Dreyfus Liquid Assets, Inc.

Dreyfus Tax Exempt Cash Management Funds

Dreyfus Treasury Obligations Cash Management Fund Dreyfus Treasury Securities Cash Management General California Municipal Money Market Fund

General Government Securities Money Market Funds, Inc. General Government Securities Money Market Funds, Inc. General Government Securities Money Market Funds, Inc. Total General Money Market, Inc.

General Municipal Money Market Funds, Inc.

General New York AMT-Free Municipal Money Market Fund

BNY Mellon Municipal Bond Fund

 

 

BNY Mellon AMT-Free Municipal Bond Fund

BNY Mellon High Yield Municipal Bond Fund

 

 

 

 

 

 

 

 

 

BNY Mellon Japan Womenomics Fund

BNY Mellon Natural Resources Fund

 

 

 

 

BNY Mellon Connecticut Fund BNY Mellon Massachusetts Fund BNY Mellon Pennsylvania Fund

 

BNY Mellon International Core Equity Fund

BNY Mellon International Small Cap Fund

 

 

 

BNY Mellon Active MidCap Fund

BNY Mellon Global Stock Fund

BNY Mellon International Stock Fund

BNY Mellon Select Managers Small Cap Growth Fund BNY Mellon Select Managers Small Cap Value Fund BNY Mellon U.S. Equity Fund

 

 

 

 

 

 

 

 

 

 

Appreciation Portfolio

Government Money Market Portfolio Growth and Income Portfolio Opportunistic Small Cap Portfolio

 

 

 

Dreyfus Institutional Preferred Treasury Securities Money Market Fund

Dreyfus Prime Money Market Fund

 

 

 

 

 

 

 

Dreyfus Government Cash Management

Dreyfus Government Securities Cash Management

 

 

Dreyfus Treasury and Agency Liquidity Money Market Fund

Dreyfus Institutional Preferred Government Plus Money Market Fund

Dreyfus Institutional Preferred Money Market Fund

 

 

Dreyfus Institutional Preferred Government Money Market

Dreyfus Institutional Preferred Treasury Obligations

Dreyfus Institutional Treasury Securities Cash Advantage Fund

 

 

 

Dreyfus Tax Exempt Cash Management

 

 

 

 

General Government Securities Money Market Fund

General Treasury Securities Money Market Fund

 

 

 

Dreyfus National Municipal Money Market

1,236,826,488

351,639,830

1,345,763,909

307,228,653

 

 

231,517,013

437,265,803

317,477,250

1,015,588,537

422,539,541

2,791,944

338,579,595

 

 

2,140,560,739

285,591,979

200,322,888

130,111,488

121,665,990

 

 

443,976,734

509,637,408

 

 

2,882,439,721

427,118,831

1,403,388,540

6,214,803,232

699,606,537

529,006,113

726,052,184

 

 

477,735,363

636,968,623

439,458,413

296,859,267

419,935,509

77,783,171

419,965,079

245,767,466

96,662,760

314,436,135

 

 

870,899,356

194,301,795

167,427,380

 

 

84,475,265

134,679,870

149,284,758

5,168,634,434

92,081,601,848

4,539,618,310

 

 

9,179,860,313

1,977,312,763

3,845,451,914

 

 

10,592,799,149

1,565,113,700

2,119,585,309

 

 

495,728,100

421,751,274

28,383,022,720

39,876,944,190

11,397,740

4,118,023,191

2,927,157,682

 

 

2,989,756,225

775,951,049

129,992,405

1,236,826,488

351,639,830

 

 

 

1,652,992,563

231,517,013

437,265,803

317,477,250

1,015,588,537

422,539,541

 

 

 

341,371,540

2,140,560,739

285,591,979

 

 

 

 

452,100,366

 

 

 

953,614,142

2,882,439,721

 

 

 

 

 

 

 

 

 

9,999,975,437

477,735,363

636,968,623

439,458,413

296,859,267

419,935,509

77,783,171

 

 

 

 

 

 

1,076,831,440

870,899,356

 

 

 

361,729,175

84,475,265

134,679,870

149,284,758

5,168,634,434

 

 

 

96,621,220,159

9,179,860,313

 

 

 

5,822,764,677

 

 

 

 

14,277,498,158

495,728,100

421,751,274

28,383,022,720

39,876,944,190

11,397,740

 

 

 

7,045,180,873

2,989,756,225

775,951,049

129,992,405

1,250,000.00

750,000.00

 

 

 

1,500,000.00

600,000.00

750,000.00

750,000.00

1,250,000.00

750,000.00

 

 

 

750,000.00

1,700,000.00

750,000.00

 

 

 

 

750,000.00

 

 

 

1,000,000.00

1,900,000.00

 

 

 

 

 

 

 

 

 

2,500,000.00

750,000.00

900,000.00

750,000.00

750,000.00

750,000.00

450,000.00

 

 

 

 

 

 

1,250,000.00

1,000,000.00

 

 

 

750,000.00

450,000.00

525,000.00

525,000.00

2,500,000.00

 

 

 

2,500,000.00

2,500,000.00

 

 

 

2,500,000

 

 

 

 

2,500,000

750,000

750,000

2,500,000

2,500,000

200,000

 

 

 

2,500,000

1,900,000

1,000,000

525,000

Total Gross Assets for the Complex   306,026,522,390 306,026,522,390 81,975,000.00

 

AVAILABLE FIDELITY BOND COVERAGE $100,000,000

 

 

Amount between Minimum and Available $18,025,000

 

Page 2 of 3
 

 

 

 

 

 

 

Corporate Registration

 

 

 

Portfolio/Series Name

 

 

 

Gross Asset Portfolio

Gross Assets Corporate Registration Amount of Bond Required Pursuant to Rule 17g-1(d)
Sweep Assets        
Sweep Assets   1,488,171,483    
Total Sweep Assets   1,488,171,483    

 

Fund of funds (Affiliated funds)

       
BNY Mellon Investment Funds V, Inc. BNY Mellon Diversified International Fund 588,742,424    
Total Fund of funds   588,742,424    

 

Partial fund of funds (Market value)

       
BNY Mellon Funds Trust BNY Mellon Asset Allocation Fund 300,942,370    
BNY Mellon Funds Trust BNY Mellon Tax-Sensitive Large Cap Multi-Strategy Fund 197,461,674    
BNY Mellon Investment Funds I BNY Mellon Diversified Emerging Markets Fund 73,621,280    
BNY Mellon Investment Funds II, Inc. BNY Mellon Alternative Diversifier Strategies Fund 69,944,661    
BNY Mellon Investment Funds II, Inc. BNY Mellon Yield Enhancement Strategy Fund 290,939,781    
Total Partial Fund of funds   932,909,766    

 

Total Gross Assets for the Complex excluding sweep assets, fund of funds and partial fund of funds (MV) 303,016,698,717

 

 

Count of Portfolios 132

 

Page 3 of 3

EX-99 6 fbjia.htm JOINT AGREEMENT

AGREEMENT REGARDING

BNY MELLON FUNDS JOINT INSURED BOND

 

AGREEMENT among BNY Mellon Large Cap Securities Fund, Inc. (formerly, The Dreyfus Fund Incorporated) and certain other investment companies as to which BNY Mellon Investment Adviser, Inc. (formerly, The Dreyfus Corporation) or any affiliate (“BNYM Investment Adviser”) now acts as Investment Adviser, Sub-Investment Adviser and/or Administrator (individually, a “Fund” and, collectively, the “Funds”) and which are registered under the Investment Company Act of 1940, as amended (the “Act”).

 

WITNESSETH:

WHEREAS, the Funds are covered as joint insureds under a Fidelity Bond or Bonds (the “Bond”) which complies with Rule 17g-1 promulgated by the Securities and Exchange Commission under the Act (“Rule 17g-1”); and

WHEREAS, the Funds have entered into this Agreement to meet the requirements of paragraph (f) of Rule 17g-1;

 

NOW THEREFORE IT IS HEREBY AGREED:

1.       In the event that recovery is received under the Bond as a result of a loss sustained by two or more of the Funds, each Fund shall receive an equitable and proportionate share of said recovery, but said recovery shall at least equal the amount that each such Fund would have received had the Fund provided and maintained a single insured bond with the minimum coverage required by paragraph (d)(1) of Rule 17g-1.

2.       The Funds acknowledge and agree that, upon approval by the Funds’ respective Boards of Directors/Trustees, the amount of the Bond or the carriers issuing the Bond

1

 
 

may be changed from time to time, and that any such change shall not affect the rights and obligations of the Funds under this Agreement.

3.       Each Fund shall be responsible for paying its pro-rata share, based on the ratio of its assets to the assets of all of the Funds, of the premium payable in respect of the Bond. The Funds acknowledge and agree that any new Fund added to the Bond or as a party to this Agreement will not be responsible for the foregoing amount incurred prior to the first Bond renewal following the addition of such Fund.

4.       The Funds agree that any registered investment company for which BNYM Investment Adviser in the future becomes the Investment Adviser, Sub-Investment Adviser and/or Administrator added as a joint insured under the Bond may become a party to this Agreement upon the execution of a copy of this Agreement by its duly authorized officer and shall thereafter be deemed a “Fund” hereunder.

5.       This Agreement shall cease to apply to any Fund in respect of any loss that occurs after such Fund (i) ceases to be an investment company by order of the Securities and Exchange Commission pursuant to Section 8(f) of the Act, or (ii) ceases to be advised, sub-advised and/or administered by BNYM Investment Adviser, and such Fund shall, at and after such time, cease to be a party to this Agreement for all purposes.

6.       This Agreement shall be binding upon and shall inure to the benefit of any successor company of any of the undersigned, or any company into which any of the undersigned may be merged or with which it may be consolidated.

7.       As to each Fund that is organized as a trust, this Agreement has been executed on behalf of the Fund by the undersigned officer of the Fund in her capacity as an officer of the Fund; the obligations of this Agreement shall only be binding upon the assets and property of the Fund and shall not be binding upon any Board member, officer or shareholder of the Fund individually.

2

 
 

 

IN WITNESS WHEREOF, the Funds listed on Schedule A have caused this

Agreement to be executed by their respective officers, thereunto duly authorized as of the day and

year written below.

 

/s/ Natalya Zelensky                                   Dated as of January 31, 2021

Natalya Zelensky

Vice President and Assistant Secretary

3

 
 

 

SCHEDULE A

 

BNY Mellon Absolute Insight Funds, Inc.

BNY Mellon Core Plus Fund

BNY Mellon Advantage Funds, Inc.

BNY Mellon Dynamic Total Return Fund

BNY Mellon Dynamic Value Fund

BNY Mellon Global Dynamic Bond Income Fund

BNY Mellon Global Real Return Fund

BNY Mellon Opportunistic Midcap Value Fund

BNY Mellon Opportunistic Small Cap Fund

BNY Mellon Structured Midcap Fund

BNY Mellon Sustainable Balanced Fund

BNY Mellon Technology Growth Fund

BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund, Inc.

BNY Mellon Alcentra Global Multi-Strategy Credit Fund, Inc.

BNY Mellon Appreciation Fund, Inc.

BNY Mellon California AMT-Free Municipal Bond Fund, Inc.

BNY Mellon Funds Trust

BNY Mellon Asset Allocation Fund

BNY Mellon Bond Fund

BNY Mellon Corporate Bond Fund

BNY Mellon Emerging Markets Fund

BNY Mellon Focused Equity Opportunities Fund

BNY Mellon Government Money Market Fund

BNY Mellon Income Stock Fund

BNY Mellon Intermediate Bond Fund

BNY Mellon International Equity Income Fund

BNY Mellon International Fund

BNY Mellon Large Cap Stock Fund

BNY Mellon Massachusetts Intermediate Municipal Bond Fund

BNY Mellon Mid Cap Multi-Strategy Fund

BNY Mellon Municipal Opportunities Fund

BNY Mellon National Intermediate Municipal Bond Fund

BNY Mellon National Municipal Money Market Fund

BNY Mellon National Short-Term Municipal Bond Fund

BNY Mellon New York Intermediate Tax Exempt Bond Fund

BNY Mellon Pennsylvania Intermediate Municipal Bond Fund

BNY Mellon Short-Term U.S. Government Securities Fund

BNY Mellon Small Cap Multi-Strategy Fund

BNY Mellon Small/Mid Cap Multi-Strategy Fund

BNY Mellon Tax-Sensitive Large Cap Multi-Strategy Fund

BNY Mellon High Yield Strategies Fund

BNY Mellon Index Funds, Inc.

BNY Mellon International Stock Index Fund

BNY Mellon S&P 500 Index Fund

BNY Mellon Smallcap Stock Index Fund

BNY Mellon Intermediate Municipal Bond Fund, Inc.

4
 

BNY Mellon International Securities Funds, Inc.

BNY Mellon Emerging Markets Securities Fund

BNY Mellon Investment Funds I

BNY Mellon Diversified Emerging Markets Fund

BNY Mellon Global Fixed Income Fund

BNY Mellon International Equity Fund

BNY Mellon Small Cap Growth Fund

BNY Mellon Small Cap Value Fund

BNY Mellon Small/Mid Cap Growth Fund

BNY Mellon Tax Sensitive Total Return Bond Fund

BNY Mellon Investment Funds II, Inc.

BNY Mellon Alternative Diversifier Strategies Fund

BNY Mellon Global Emerging Markets Fund

BNY Mellon Yield Enhancement Strategy Fund

BNY Mellon Investment Funds III

BNY Mellon Equity Income Fund

BNY Mellon Global Equity Income Fund

BNY Mellon High Yield Fund

BNY Mellon International Bond Fund

BNY Mellon Investment Funds IV, Inc.

BNY Mellon Bond Market Index Fund

BNY Mellon Floating Rate Income Fund

BNY Mellon Institutional S&P 500 Stock Index Fund

BNY Mellon Tax Managed Growth Fund

General Treasury and Agency Money Market Fund

BNY Mellon Investment Funds V, Inc.

BNY Mellon Diversified International Fund

BNY Mellon Global Real Estate Securities Fund

BNY Mellon Large Cap Equity Fund

BNY Mellon Investment Funds VI

BNY Mellon Balanced Opportunity Fund

BNY Mellon Investment Grade Funds, Inc.

BNY Mellon Short-Term Income Fund

BNY Mellon Investment Portfolios

MidCap Stock Portfolio

Small Cap Stock Index Portfolio

Technology Growth Portfolio

BNY Mellon Large Cap Securities Fund, Inc.

BNY Mellon Midcap Index Fund, Inc.

BNY Mellon Municipal Bond Funds, Inc.

BNY Mellon Municipal Bond Fund

BNY Mellon Municipal Bond Infrastructure Fund, Inc.

BNY Mellon Municipal Funds, Inc.

BNY Mellon AMT-Free Municipal Bond Fund

BNY Mellon High Yield Municipal Bond Fund

BNY Mellon Municipal Income, Inc.

BNY Mellon New Jersey Municipal Bond Fund, Inc.

BNY Mellon New York AMT-Free Municipal Bond Fund

BNY Mellon New York Tax Exempt Bond Fund, Inc.

BNY Mellon Opportunistic Municipal Securities Fund

5
 

BNY Mellon Opportunity Funds

BNY Mellon Japan Womenomics Fund

BNY Mellon Natural Resources Fund

BNY Mellon Research Growth Fund, Inc.

BNY Mellon Short-Intermediate Municipal Bond Fund

BNY Mellon State Municipal Bond Funds

BNY Mellon Connecticut Fund

BNY Mellon Massachusetts Fund

BNY Mellon Pennsylvania Fund

BNY Mellon Stock Funds

BNY Mellon International Core Equity Fund

BNY Mellon International Small Cap Fund

BNY Mellon Stock Index Fund, Inc.

BNY Mellon Strategic Funds, Inc.

BNY Mellon Active MidCap Fund

BNY Mellon Global Stock Fund

BNY Mellon International Stock Fund

BNY Mellon Select Managers Small Cap Growth Fund

BNY Mellon Select Managers Small Cap Value Fund

BNY Mellon U.S. Equity Fund

BNY Mellon Strategic Municipal Bond Fund, Inc.

BNY Mellon Strategic Municipals, Inc.

BNY Mellon Sustainable U.S. Equity Fund, Inc.

BNY Mellon Sustainable U.S. Equity Portfolio, Inc.

BNY Mellon U.S. Mortgage Fund, Inc.

BNY Mellon Ultra Short Income Fund

BNY Mellon Variable Investment Fund

Appreciation Portfolio

Government Money Market Portfolio

Growth and Income Portfolio

Opportunistic Small Cap Portfolio

BNY Mellon Worldwide Growth Fund, Inc.

CitizensSelect Funds

Dreyfus Institutional Preferred Treasury Securities Money Market Fund

Dreyfus Prime Money Market Fund

Dreyfus AMT-Free Municipal Cash Management Plus

Dreyfus AMT-Free New York Municipal Cash Management

Dreyfus BASIC Money Market Fund, Inc.

Dreyfus Cash Management

Dreyfus Cash Management Funds

Dreyfus Government Cash Management

Dreyfus Government Securities Cash Management

Dreyfus Institutional Liquidity Funds

Dreyfus Treasury and Agency Liquidity Money Market Fund

Dreyfus Institutional Preferred Money Market Funds

Dreyfus Institutional Preferred Government Plus Money Market Fund

Dreyfus Institutional Preferred Money Market Fund

Dreyfus Institutional Reserves Funds

Dreyfus Institutional Preferred Government Money Market Fund

Dreyfus Institutional Treasury Obligations

6
 

       Dreyfus Institutional Treasury Securities Cash Advantage Fund

Dreyfus Liquid Assets, Inc.

Dreyfus Tax Exempt Cash Management Funds

Dreyfus Tax Exempt Cash Management

Dreyfus Treasury Obligations Cash Management Fund

Dreyfus Treasury Securities Cash Management

General California Municipal Money Market Fund

General Government Securities Money Market Funds, Inc.

General Government Securities Money Market Fund

General Treasury Securities Money Market Fund

General Money Market Fund, Inc.

General Municipal Money Market Funds, Inc.

Dreyfus National Municipal Money Market Fund

General New York AMT-Free Municipal Money Market Fund

 

7

 

GRAPHIC 8 image_005.jpg GRAPHIC begin 644 image_005.jpg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end GRAPHIC 9 image_006.gif GRAPHIC begin 644 image_006.gif M1TE&.#EAJ0," '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + "I P( @ )#!'*)J\WO(IRRTFLSWKKS[X7@*);D M::;HJK;LZ\;P+-?T;>?XKO?\[PLR#,"B\&A,(I?*)O/IC$*GTBKU:LUBMUI4 # 0 [ end GRAPHIC 10 image_007.gif GRAPHIC begin 644 image_007.gif M1TE&.#EAL ," '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + "P P( @ )0A(^IR^T/HYRTVHNSWKS[#X;B2);F MB:;JRK:N&P#Q+-?T;>?XKO?\[PL"A\(B\6A,(I?*)O/IC$*GTBKU:LUBM]HN 0]^L-@\?B,OEL3J/7Q@( .P$! end GRAPHIC 11 image_008.gif GRAPHIC begin 644 image_008.gif M1TE&.#EAL ,# '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + 0"P P$ @ (=1(ZIR^T/HYRTVHNSWKS[#X;B2);F *B:;JRK;NVQ8 .P$! end GRAPHIC 12 image_009.gif GRAPHIC begin 644 image_009.gif M1TE&.#EAL ," '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + "P P( @ )#!'*)J\WO(IRRTFLSWKKS[X7@*);D M::;HJK;LZ\;P+-?T;>?XKO?\[PMRA$2@L8@\*I/,I;,)?4JCU*FUBKUJLS% # 0 [ end GRAPHIC 13 image_010.gif GRAPHIC begin 644 image_010.gif M1TE&.#EAL@,$ '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + ( "N P0 @ )Z#(RGR>L-GXQTVHJOSGS[#GYB2(YF MB9YJRJYN"[]R3,]VC=]ZSN]^#]P$AL2B\8A,*I?,IO,)C4JGU*KUBLUJM]RN M]PL.B\?DLOF,3JO7[+;[#8_+Y_2Z_8[/Z_?\OOT'&"082#AH6(AXJ)C(N.C8 -"/DH&4DY:5DY4P .P$! end GRAPHIC 14 image_012.gif GRAPHIC begin 644 image_012.gif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image_011.gif GRAPHIC begin 644 image_011.gif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end GRAPHIC 16 image_007.jpg GRAPHIC begin 644 image_007.jpg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end GRAPHIC 17 image_013.gif GRAPHIC begin 644 image_013.gif M1TE&.#EA>0$" '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + $ !W 0( @ (=1(ZIR^T/HYRTVHNSWKS[OP$&2);F *B:;JRK894 .P$! end GRAPHIC 18 image_014.gif GRAPHIC begin 644 image_014.gif M1TE&.#EA> $# '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + $ 0!V 0( @ (NC(^IR^T/HYRTVHNSWKS[#03A*);D ;::;HJK;LZ\;P+-?T;>?XKO?\[PL"A\)< 0 [ end GRAPHIC 19 image_015.gif GRAPHIC begin 644 image_015.gif M1TE&.#EA>0$" '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + $ !W 0( @ (O1(ZIR^T/HYRTVHNSWKS[OP'&&)!F GRAPHIC 20 image_016.gif GRAPHIC begin 644 image_016.gif M1TE&.#EACP " '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + "/ ( @ (7!'*)J\WO(IRRTFLSWM7PKX7@*);D $"10 .P$! end GRAPHIC 21 image_008.jpg GRAPHIC begin 644 image_008.jpg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end GRAPHIC 22 image_017.gif GRAPHIC begin 644 image_017.gif M1TE&.#EA"P * '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + + H @ (8A(-HIQSGH$K@T6H?=GK+956@""TD %F'0% #L! end GRAPHIC 23 image_018.gif GRAPHIC begin 644 image_018.gif M1TE&.#EA#0 - '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + - T @ (@A!UYBZD,0HROP2KSU I3-UU@=73; -*5&?DUIE^[)0S!0 .P$! end GRAPHIC 24 image_019.gif GRAPHIC begin 644 image_019.gif M1TE&.#EA#0 - '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + - T @ (?A!UYBZD,0HROP2KSU*HV-UV@9W%; ,V#G@X9&4"K%D 0 [ end GRAPHIC 25 image_009.jpg GRAPHIC begin 644 image_009.jpg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end GRAPHIC 26 image_010.jpg GRAPHIC begin 644 image_010.jpg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end GRAPHIC 27 image_021.gif GRAPHIC begin 644 image_021.gif M1TE&.#EA[@ $ '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y GRAPHIC 28 image_022.gif GRAPHIC begin 644 image_022.gif M1TE&.#EA[@ $ '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + ( @#J ( @0 /[^_OW]_?___P(=G(^IBQ'F1GRLVHNSWKS[ 0#X9?(#Q3*:;JRK9N5P .P$! end GRAPHIC 29 image_023.gif GRAPHIC begin 644 image_023.gif M1TE&.#EALP$$ '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + 0"S 0, @P ']_?WY^?GU]??W]_?O[^_[^_OS\_/__ M_P$" P$" P$" P$" P$" P$" P1M$ 1)IZWXZLRW[^ GAN1HENBIINSJMO K MQ_1LU_@*Y/P=","@<$@L$@<# M+(;#J?T*AT2JU:K\R>UK?MZG;@L'A,+IO/ JZ%UBS6Z[W_!UP7 HV!'UPR'.[_O_@(&"@X2%AH=P:8J+C(V.CY"+$0 [ end GRAPHIC 30 image_024.gif GRAPHIC begin 644 image_024.gif M1TE&.#EA#0 - '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + - T @ (BA!UY>ZD,7'R-SAJBECSKJ5B(]"U. /)EZ;AWK(!IHNR=!& 0 [ end GRAPHIC 31 image_025.gif GRAPHIC begin 644 image_025.gif M1TE&.#EA[ $ '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + ( @#F ( @@ /[^_OS\_/O[^_W]_?___P$" P$" P,B6+K< A_BM((08A,L#-N_]@*(YD:9XA,007(; 2*L]T;=]@ @ [ end GRAPHIC 32 p82307667_2021x2x1.jpg GRAPHIC begin 644 p82307667_2021x2x1.jpg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p82307667_2021x9x1.jpg GRAPHIC begin 644 p82307667_2021x9x1.jpg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p82307667_2021x13x1.jpg GRAPHIC begin 644 p82307667_2021x13x1.jpg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end GRAPHIC 35 image_001.gif GRAPHIC begin 644 image_001.gif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end GRAPHIC 36 image_002.gif GRAPHIC begin 644 image_002.gif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image_003.gif GRAPHIC begin 644 image_003.gif M1TE&.#EA@00! '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + "!! $ @0 -T9,^(9.>,8-@(BQ(ZIR^T/HYRTVHNSWKS[ 5#X;B2);FB:;JRK;N"\?R3'- 0 [ end GRAPHIC 38 image_004.gif GRAPHIC begin 644 image_004.gif M1TE&.#EA&@& '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + : 8 AP ,P 9@ F0 S _P S S,P S M9@ SF0 SS S_P!F !F,P!F9@!FF0!FS !F_P"9 "9,P"99@"9F0"9S "9 M_P#, #,,P#,9@#,F0#,S #,_P#_ #_,P#_9@#_F0#_S #__S, #, ,S, M9C, F3, S#, _S,S #,S,S,S9C,SF3,SS#,S_S-F #-F,S-F9C-FF3-FS#-F M_S.9 #.9,S.99C.9F3.9S#.9_S/, #/,,S/,9C/,F3/,S#/,_S/_ #/_,S/_ M9C/_F3/_S#/__V8 &8 ,V8 9F8 F68 S&8 _V8S &8S,V8S9F8SF68SS&8S M_V9F &9F,V9F9F9FF69FS&9F_V:9 &:9,V:99F:9F6:9S&:9_V;, &;,,V;, M9F;,F6;,S&;,_V;_ &;_,V;_9F;_F6;_S&;__YD )D ,YD 9ID F9D S)D M_YDS )DS,YDS9IDSF9DSS)DS_YEF )EF,YEF9IEFF9EFS)EF_YF9 )F9,YF9 M9IF9F9F9S)F9_YG, )G,,YG,9IG,F9G,S)G,_YG_ )G_,YG_9IG_F9G_S)G_ M_\P ,P ,\P 9LP F

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image_005.gif GRAPHIC begin 644 image_005.gif M1TE&.#EA 0 N '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y F! $ + ! "X @0 .08-^,8-N08-@(&C(ZIR]U3 #L! end GRAPHIC 40 image_001.jpg GRAPHIC begin 644 image_001.jpg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end GRAPHIC 41 image_003.jpg GRAPHIC begin 644 image_003.jpg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image_004.jpg GRAPHIC begin 644 image_004.jpg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end GRAPHIC 43 image_011.jpg GRAPHIC begin 644 image_011.jpg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image_030.gif GRAPHIC begin 644 image_030.gif M1TE&.#EA%P$? '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y M! $ + 7 1\ @0 /J_C_F^CP$" P*9A(ZIR^T/HYRTVHNSWOR$ M#H;B2);F&1KHRK;N"X-?3-?VC6]JSO?^WYH!A\2B$;([*I=,G+ )C4I)R:GU MBHT\L]PNMNH-BY7;L?G< Z/7[%>Y#8]3Y?1ZZ&W/ZQ_JO?\O@ @G MB+AX9LCX&*8(.?E%:2DF>:FYY+CI:93Y*>K3.6J:$WJJ&E.ZZNJ2^BIKTCIK %.U( #L! end