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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   2,974,808 35,130 SH   SOLE   35,130 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,228,826 160,036 SH   SOLE   0 0 160,036
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,440,726 60,414 SH   SOLE   0 0 60,414
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   7,482,586 111,998 SH   SOLE   111,998 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   34,249,071 91,071 SH   SOLE   47,248 0 43,823
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   461,702 5,560 SH   SOLE   0 0 5,560
VANGUARD INDEX FDS MID CAP ETF 922908629   4,234,219 20,075 SH   SOLE   0 0 20,075
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,894,652 9,995 SH   SOLE   0 0 9,995
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   73,328,133 3,525,391 SH   SOLE   3,525,391 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   345,729 4,208 SH   SOLE   0 0 4,208
ISHARES TR ISHS 1-5YR INVS 464288646   448,593 8,876 SH   SOLE   0 0 8,876