	At September 30, 2016
(In thousands)	Commercial Real Estate Mortgage Loans		Multi- Family		Residential Real Estate Mortgage Loans		Commercial, Industrial and Agricultural Loans		Real Estate Construction and Land Loans		Installment / Consumer Loans		Total
Allowance for loan losses:
Individually evaluated for impairment	$	-	$	-	$	-	$	301	$	-	$	-	$	301
Collectively evaluated for impairment		7,750		6,580		2,741		5,906		912		118		24,007
Loans acquired with deteriorated credit quality		-		-		-		-		-		-		-
Total allowance for loan losses	$	7,750	$	6,580	$	2,741	$	6,207	$	912	$	118	$	24,308

Loans:
Individually evaluated for impairment	$	1,562	$	-	$	1,210	$	1,066	$	-	$	-	$	3,838
Collectively evaluated for impairment		1,009,208		513,810		448,196		503,624		78,211		15,498		2,568,547
Loans acquired with deteriorated credit quality		1,905		3,309		862		3,888		-		-		9,964
Total loans	$	1,012,675	$	517,119	$	450,268	$	508,578	$	78,211	$	15,498	$	2,582,349

	At December 31, 2015
(In thousands)	Commercial Real Estate Mortgage Loans		Multi- Family		Residential Real Estate Mortgage Loans		Commercial, Industrial and Agricultural Loans		Real Estate Construction and Land Loans		Installment/ Consumer Loans		Total
Allowance for loan losses:
Individually evaluated for impairment	$	20	$	-	$	-	$	9	$	-	$	-	$	29
Collectively evaluated for impairment		7,830		4,208		2,115		5,396		1,030		136		20,715
Loans acquired with deteriorated credit quality		-		-		-		-		-		-		-
Total allowance for loan losses	$	7,850	$	4,208	$	2,115	$	5,405	$	1,030	$	136	$	20,744

Loans:
Individually evaluated for impairment	$	1,629	$	-	$	672	$	290	$	-	$	-	$	2,591
Collectively evaluated for impairment		992,137		347,054		444,801		495,074		91,153		17,596		2,387,815
Loans acquired with deteriorated credit quality		5,708		3,739		1,267		6,402		-		-		17,116
Total loans	$	999,474	$	350,793	$	446,740	$	501,766	$	91,153	$	17,596	$	2,407,522

	For the Three Months Ended September 30, 2016
(In thousands)	Commercial Real Estate Mortgage Loans		Multi-Family		Residential Real Estate Mortgage Loans			Commercial, Industrial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for loan losses:
Beginning balance	$	7,632	$	5,287	$	2,753		$	5,771		$	1,131		$	134		$	22,708
Charge-offs		-		-		(56	)		(377	)		-			-			(433	)
Recoveries		9		-		-			23			-			1			33
Provision		109		1,293		44			790			(219	)		(17	)		2,000
Ending balance	$	7,750	$	6,580	$	2,741		$	6,207		$	912		$	118		$	24,308

	For the Three Months Ended September 30, 2015
(In thousands)	Commercial Real Estate Mortgage Loans		Multi-Family		Residential Real Estate Mortgage Loans			Commercial, Industrial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for loan losses:
Beginning balance	$	7,166	$	3,015	$	1,989		$	5,273		$	1,236		$	139		$	18,818
Charge-offs		-		-		(149	)		-			-			-			(149	)
Recoveries		-		-		-			17			-			1			18
Provision		477		83		164			606			125			45			1,500
Ending balance	$	7,643	$	3,098	$	2,004		$	5,896		$	1,361		$	185		$	20,187

	For the Nine Months Ended September 30, 2016
(In thousands)	Commercial Real Estate Mortgage Loans			Multi-Family		Residential Real Estate Mortgage Loans			Commercial, Industrial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for loan losses:
Beginning balance	$	7,850		$	4,208	$	2,115		$	5,405		$	1,030		$	136		$	20,744
Charge-offs		-			-		(56	)		(674	)		-			(2	)		(732	)
Recoveries		109			-		2			30			-			5			146
Provision		(209	)		2,372		680			1,446			(118	)		(21	)		4,150
Ending balance	$	7,750		$	6,580	$	2,741		$	6,207		$	912		$	118		$	24,308

	For the Nine Months Ended September 30, 2015
(In thousands)	Commercial Real Estate Mortgage Loans			Multi-Family		Residential Real Estate Mortgage Loans			Commercial, Industrial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for loan losses:
Beginning balance	$	6,994		$	2,670	$	2,208		$	4,526		$	1,104		$	135		$	17,637
Charge-offs		-			-		(149	)		(530	)		-			(2	)		(681	)
Recoveries		-			-		78			147			-			6			231
Provision		649			428		(133	)		1,753			257			46			3,000
Ending balance	$	7,643		$	3,098	$	2,004		$	5,896		$	1,361		$	185		$	20,187