XML 72 R57.htm IDEA: XBRL DOCUMENT v3.3.1.900
LOANS (Details 1)
$ in Thousands
12 Months Ended
Dec. 31, 2015
USD ($)
Dec. 31, 2014
USD ($)
Dec. 31, 2013
USD ($)
Allowance for Loan Losses      
Beginning balance $ 17,637 $ 16,001 $ 14,439
Charge-offs (1,128) (824) (916)
Recoveries 235 260 128
Net charge-offs (893) (564) (788)
Provision for loan losses 4,000 2,200 2,350
Ending balance 20,744 17,637 16,001
Ending balance: individually evaluated for impairment 29 174 238
Ending balance: collectively evaluated for impairment 20,715 17,463 15,763
Total loans 2,407,522 1,335,961 1,011,525
Ending balance: individually evaluated for impairment, loans 2,591 6,201 8,858
Ending balance: collectively evaluated for impairment, loans $ 2,392,859 $ 1,316,876 $ 1,001,257
Loans acquired with deteriorated credit quality      
Allowance for Loan Losses      
Beginning balance  
Ending balance
Ending balance: loans acquired with deteriorated credit quality $ 12,072 [1] $ 12,884 [2] $ 1,410 [3]
Commercial Real Estate Mortgage Loans      
Allowance for Loan Losses      
Beginning balance 6,994 6,279 $ 4,445
Charge-offs $ (50) $ (461)
Recoveries
Provision for loan losses $ 906 $ 1,176 $ 1,834
Ending balance 7,850 6,994 6,279
Ending balance: individually evaluated for impairment 20 23 116
Ending balance: collectively evaluated for impairment 7,830 6,971 6,163
Total loans 1,053,399 595,397 484,900
Ending balance: individually evaluated for impairment, loans 1,629 5,136 5,950
Ending balance: collectively evaluated for impairment, loans $ 1,051,135 $ 582,946 $ 478,129
Commercial Real Estate Mortgage Loans | Loans acquired with deteriorated credit quality      
Allowance for Loan Losses      
Beginning balance  
Ending balance
Ending balance: loans acquired with deteriorated credit quality $ 635 [1] $ 7,315 [2] $ 821 [3]
Multi-family      
Allowance for Loan Losses      
Beginning balance $ 2,670 $ 1,597 $ 1,239
Charge-offs
Recoveries
Provision for loan losses $ 1,538 $ 1,073 $ 358
Ending balance $ 4,208 2,670 $ 1,597
Ending balance: individually evaluated for impairment $ 2,670
Ending balance: collectively evaluated for impairment $ 4,208 $ 1,597
Total loans $ 350,793 $ 218,985 $ 107,488
Ending balance: individually evaluated for impairment, loans
Ending balance: collectively evaluated for impairment, loans $ 347,054 $ 218,985 $ 107,488
Multi-family | Loans acquired with deteriorated credit quality      
Allowance for Loan Losses      
Beginning balance  
Ending balance
Ending balance: loans acquired with deteriorated credit quality $ 3,739 [1] [2] [3]
Residential Real Estate Mortgage Loans      
Allowance for Loan Losses      
Beginning balance 2,208 $ 2,712 $ 2,803
Charge-offs (249) (257) (420)
Recoveries 79 170 34
Provision for loan losses 77 (417) 295
Ending balance $ 2,115 2,208 2,712
Ending balance: individually evaluated for impairment 72 122
Ending balance: collectively evaluated for impairment $ 2,115 2,136 2,590
Total loans 392,815 156,156 153,417
Ending balance: individually evaluated for impairment, loans 672 383 2,382
Ending balance: collectively evaluated for impairment, loans $ 390,876 $ 154,897 $ 151,035
Residential Real Estate Mortgage Loans | Loans acquired with deteriorated credit quality      
Allowance for Loan Losses      
Beginning balance  
Ending balance
Ending balance: loans acquired with deteriorated credit quality $ 1,267 [1] $ 876 [2] [3]
Commercial, Financial and Agricultural Loans      
Allowance for Loan Losses      
Beginning balance 4,526 4,006 $ 4,349
Charge-offs (827) (104) (420)
Recoveries 149 87 87
Provision for loan losses 1,557 537 (10)
Ending balance 5,405 4,526 $ 4,006
Ending balance: individually evaluated for impairment 9 79
Ending balance: collectively evaluated for impairment 5,396 4,447 $ 4,006
Total loans 501,766 291,743 209,452
Ending balance: individually evaluated for impairment, loans 290 682 526
Ending balance: collectively evaluated for impairment, loans $ 495,045 $ 286,368 $ 208,677
Commercial, Financial and Agricultural Loans | Loans acquired with deteriorated credit quality      
Allowance for Loan Losses      
Beginning balance  
Ending balance
Ending balance: loans acquired with deteriorated credit quality $ 6,431 [1] $ 4,693 [2] $ 249 [3]
Real Estate Construction and Land Loans      
Allowance for Loan Losses      
Beginning balance $ 1,104 $ 1,206 1,375
Charge-offs (23)
Recoveries 2
Provision for loan losses $ (74) $ (102) (148)
Ending balance $ 1,030 $ 1,104 $ 1,206
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment $ 1,030 $ 1,104 $ 1,206
Total loans $ 91,153 $ 63,556 $ 46,981
Ending balance: individually evaluated for impairment, loans
Ending balance: collectively evaluated for impairment, loans $ 91,153 $ 63,556 $ 46,641
Real Estate Construction and Land Loans | Loans acquired with deteriorated credit quality      
Allowance for Loan Losses      
Beginning balance  
Ending balance
Ending balance: loans acquired with deteriorated credit quality [1] [2] $ 340 [3]
Installment/Consumer Loans      
Allowance for Loan Losses      
Beginning balance $ 135 $ 201 228
Charge-offs (2) (2) (53)
Recoveries 7 3 5
Provision for loan losses (4) (67) 21
Ending balance $ 136 $ 135 $ 201
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment $ 136 $ 135 $ 201
Total loans $ 17,596 $ 10,124 $ 9,287
Ending balance: individually evaluated for impairment, loans
Ending balance: collectively evaluated for impairment, loans $ 17,596 $ 10,124 $ 9,287
Installment/Consumer Loans | Loans acquired with deteriorated credit quality      
Allowance for Loan Losses      
Beginning balance    
Ending balance  
Ending balance: loans acquired with deteriorated credit quality [1] [2] [3]
[1] Includes loans acquired on June 19, 2015 from CNB, on February 14, 2014 from FNBNY and on May 27, 2011 from HSB.
[2] Includes loans acquired on February 14, 2014 from FNBNY and on May 27, 2011 from HSB
[3] Includes loans acquired on May 27, 2011 from HSB