COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Tables)

12 Months Ended

Dec. 31, 2015

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS

Schedule of projected minimum rentals under existing operating leases

Year
(In thousands)
2016	$	6,710
2017		6,621
2018		5,787
2019		5,287
2020		4,638
Thereafter		21,854
Total	$	50,897

Schedule of commitments outstanding

December 31,	2015		2014
(In thousands)
Standby letters of credit	$	14,930	$	1,903
Loan commitments outstanding (1)		46,034		58,930
Unused lines of credit		418,596		248,328
Total commitments outstanding	$	479,560	$	309,161

(1) Of the $46.0 million of loan commitments outstanding at December 31, 2014, $13.1 million are fixed rate commitments and $32.9 million are variable rate commitments.