COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Tables)

12 Months Ended

Dec. 31, 2014

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS

Schedule of projected minimum rentals under existing operating leases

Year
(In thousands)
2015	$	3,672
2016	3,548
2017	3,518
2018	2,902
2019	2,526
Thereafter	16,192
Total minimum rentals	$	32,358

Schedule of commitments outstanding

December 31,	2014		2013
(In thousands)
Standby letters of credit	$	1,903	$	3,094
Loan commitments outstanding (1)	58,930		28,750
Unused lines of credit	248,328		215,798
Total commitments outstanding	$	309,161	$	247,642

(1) Of the $58.9 million of loan commitments outstanding at December 31, 2014, $13.6 million are fixed rate commitments and $45.3 million are variable rate commitments.