PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2014

4. PREMISES AND EQUIPMENT

Premises and equipment consist of:

December 31,	2014			2013
(In thousands)
Land	$	7,381		$	7,362
Building and improvements	14,829			14,197
Furniture, fixtures and equipment	19,134			16,558
Leasehold improvements	11,243			8,065
	52,587			46,182

Less: accumulated depreciation and amortization	(20,163		)	(18,199		)
Total	$	32,424		$	27,983

Depreciation and amortization amounted to $2.6 million, $2.0 million and $1.8 million for 2014, 2013 and 2012, respectively.

- Definition

The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.

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