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ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Dec. 31, 2013
Allowance for Loan Losses          
Beginning balance $ 16,680 $ 15,130 $ 16,001 $ 14,439 $ 14,439
Charge-offs (190) (155) (749) (688) (916)
Recoveries 27 8 65 82 128
Provision 500 500 1,700 1,650 2,350
Ending balance 17,017 15,483 17,017 15,483 16,001
Ending balance: individually evaluated for impairment 74   74   238
Ending balance: collectively evaluated for impairment 16,943   16,943   15,763
Total loans 1,241,587   1,241,587   1,011,525
Ending balance: individually evaluated for impairment, loans 6,898   6,898   8,858
Ending balance: collectively evaluated for impairment, loans 1,220,364   1,220,364   1,001,257
Ending balance: loans acquired with deteriorated credit quality 14,325   14,325   1,410
Commercial Real Estate Mortgage Loans
         
Allowance for Loan Losses          
Beginning balance 6,675 5,200 6,279 4,445 4,445
Charge-offs (50)   (460)    
Provision 248 540 1,054 1,295 1,834
Ending balance 6,873 5,740 6,873 5,740 6,279
Ending balance: individually evaluated for impairment         116
Ending balance: collectively evaluated for impairment 6,873   6,873   6,163
Total loans 560,157   560,157   484,900
Ending balance: individually evaluated for impairment, loans 4,824   4,824   5,950
Ending balance: collectively evaluated for impairment, loans 545,815   545,815   478,129
Ending balance: loans acquired with deteriorated credit quality 9,518   9,518   821
Multi-Family
         
Allowance for Loan Losses          
Beginning balance 2,097 1,430 1,597 1,239 1,239
Provision 352 200 852 391 358
Ending balance 2,449 1,630 2,449 1,630 1,597
Ending balance: collectively evaluated for impairment 2,449   2,449   1,597
Total loans 197,062   197,062   107,488
Ending balance: collectively evaluated for impairment, loans 197,062   197,062   107,488
Residential Real Estate Mortgage Loans
         
Allowance for Loan Losses          
Beginning balance 2,525 2,691 2,712 2,803 2,803
Charge-offs (134)   (184) (201) (420)
Recoveries 12 1 32 4 34
Provision (29) 124 (186) 210 295
Ending balance 2,374 2,816 2,374 2,816 2,712
Ending balance: individually evaluated for impairment 74   74   122
Ending balance: collectively evaluated for impairment 2,300   2,300   2,590
Total loans 156,880   156,880   153,417
Ending balance: individually evaluated for impairment, loans 1,449   1,449   2,382
Ending balance: collectively evaluated for impairment, loans 154,566   154,566   151,035
Ending balance: loans acquired with deteriorated credit quality 865   865    
Commercial, Financial and Agricultural Loans
         
Allowance for Loan Losses          
Beginning balance 4,190 3,995 4,006 4,349 4,349
Charge-offs (5) (152) (103) (412) (420)
Recoveries 15 6 32 73 87
Provision 46 9 311 (152) (10)
Ending balance 4,246 3,858 4,246 3,858 4,006
Ending balance: collectively evaluated for impairment 4,246   4,246   4,006
Total loans 266,668   266,668   209,452
Ending balance: individually evaluated for impairment, loans 625   625   526
Ending balance: collectively evaluated for impairment, loans 262,101   262,101   208,677
Ending balance: loans acquired with deteriorated credit quality 3,942   3,942   249
Real Estate Construction and Land Loans
         
Allowance for Loan Losses          
Beginning balance 1,035 1,602 1,206 1,375 1,375
Charge-offs       (22) (23)
Recoveries       2 2
Provision (93) (356) (264) (109) (148)
Ending balance 942 1,246 942 1,246 1,206
Ending balance: collectively evaluated for impairment 942   942   1,206
Total loans 51,301   51,301   46,981
Ending balance: collectively evaluated for impairment, loans 51,301   51,301   46,641
Ending balance: loans acquired with deteriorated credit quality         340
Installment/Consumer Loans
         
Allowance for Loan Losses          
Beginning balance 158 212 201 228 228
Charge-offs (1) (3) (2) (53) (53)
Recoveries   1 1 3 5
Provision (24) (17) (67) 15 21
Ending balance 133 193 133 193 201
Ending balance: collectively evaluated for impairment 133   133   201
Total loans 9,519   9,519   9,287
Ending balance: collectively evaluated for impairment, loans $ 9,519   $ 9,519   $ 9,287