ALLOWANCE FOR LOAN LOSSES (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended	9 Months Ended	12 Months Ended
Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allowance for Loan Losses
Beginning balance	$ 15,130	$ 13,556	$ 14,439	$ 10,837	$ 10,837
Charge-offs	(155)	(150)	(688)	(815)	(1,510)
Recoveries	8	38	82	97	112
Provision	500	600	1,650	3,925	5,000
Ending balance	15,483	14,044	15,483	14,044	14,439
Ending balance: individually evaluated for impairment	200		200		369
Ending balance: collectively evaluated for impairment	15,283		15,283		14,070
Total loans	931,801		931,801		797,812
Ending balance: individually evaluated for impairment, loans	9,081		9,081		8,208
Ending balance: collectively evaluated for impairment, loans	921,355		921,355		788,364
Ending balance: loans acquired with deteriorated credit quality	1,365		1,365		1,240
Commercial Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance	5,200	4,447	4,445	3,530	3,530
Provision	540	126	1,295	1,043	915
Ending balance	5,740	4,573	5,740	4,573	4,445
Ending balance: individually evaluated for impairment	83		83
Ending balance: collectively evaluated for impairment	5,657		5,657		4,445
Total loans	421,382		421,382		332,782
Ending balance: individually evaluated for impairment, loans	5,964		5,964		4,776
Ending balance: collectively evaluated for impairment, loans	414,627		414,627		327,282
Ending balance: loans acquired with deteriorated credit quality	791		791		724
Multi-Family
Allowance for Loan Losses
Beginning balance	1,430	1,049	1,239	395	395
Provision	200	172	391	826	844
Ending balance	1,630	1,221	1,630	1,221	1,239
Ending balance: collectively evaluated for impairment	1,630		1,630		1,239
Total loans	102,740		102,740		66,080
Ending balance: collectively evaluated for impairment, loans	102,740		102,740		66,080
Residential Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance	2,691	2,879	2,803	2,280	2,280
Charge-offs		(150)	(201)	(700)	(1,210)
Recoveries	1	2	4	5	7
Provision	124	153	210	1,299	1,726
Ending balance	2,816	2,884	2,816	2,884	2,803
Ending balance: individually evaluated for impairment	117		117		141
Ending balance: collectively evaluated for impairment	2,699		2,699		2,662
Total loans	153,871		153,871		143,703
Ending balance: individually evaluated for impairment, loans	2,622		2,622		2,549
Ending balance: collectively evaluated for impairment, loans	151,249		151,249		141,154
Commercial, Financial and Agricultural Loans
Allowance for Loan Losses
Beginning balance	3,995	3,570	4,349	2,895	2,895
Charge-offs	(152)		(412)	(102)	(285)
Recoveries	6	35	73	70	83
Provision	9	204	(152)	946	1,656
Ending balance	3,858	3,809	3,858	3,809	4,349
Ending balance: individually evaluated for impairment					228
Ending balance: collectively evaluated for impairment	3,858		3,858		4,121
Total loans	199,690		199,690		197,448
Ending balance: individually evaluated for impairment, loans	495		495		883
Ending balance: collectively evaluated for impairment, loans	198,952		198,952		196,350
Ending balance: loans acquired with deteriorated credit quality	243		243		215
Real Estate Construction and Land Loans
Allowance for Loan Losses
Beginning balance	1,602	1,328	1,375	1,465	1,465
Charge-offs			(22)
Recoveries			2
Provision	(356)	(42)	(109)	(179)	(90)
Ending balance	1,246	1,286	1,246	1,286	1,375
Ending balance: collectively evaluated for impairment	1,246		1,246		1,375
Total loans	45,492		45,492		48,632
Ending balance: collectively evaluated for impairment, loans	45,161		45,161		48,331
Ending balance: loans acquired with deteriorated credit quality	331		331		301
Installment/Consumer Loans
Allowance for Loan Losses
Beginning balance	212	283	228	272	272
Charge-offs	(3)		(53)	(13)	(15)
Recoveries	1	1	3	22	22
Provision	(17)	(13)	15	(10)	(51)
Ending balance	193	271	193	271	228
Ending balance: collectively evaluated for impairment	193		193		228
Total loans	8,626		8,626		9,167
Ending balance: collectively evaluated for impairment, loans	$ 8,626		$ 8,626		$ 9,167

Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.

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Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.

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Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.

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The balance of financing receivables that were acquired with deteriorated credit quality.

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The balance of financing receivables that were collectively evaluated for impairment.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.

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