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LOANS (Details 5) (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2013
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borrower
Sep. 30, 2012
Sep. 30, 2013
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borrower
Sep. 30, 2012
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Dec. 31, 2012
borrower
Troubled Debt Restructurings          
Number of Contracts     3 3  
Pre-Modification Outstanding Recorded Investment     $ 668,000 $ 592,000  
Post-Modification Outstanding Recorded Investment     668,000 590,000  
Increase in allowance for loan losses 5,000   5,000    
Period of payment default subsequent to modification     12 months    
Period of modified contractually past due loans to be considered as payment default     30 days    
Nonaccrual troubled debt restructured loans 1,400,000   1,400,000   1,000,000
Number of borrowers complying with the modified terms of the loans and currently making payments 2   2    
Number of borrowers who are not complying with the modified terms and are currently in default     2    
Amount of loans for which borrowers are complying with the modified terms of the loans and currently making payments 200,000   200,000    
Loans past due against which the foreclosure process has been initiated 1,200,000   1,200,000    
Charge offs 0        
Appraised value of collateral for nonaccrual TDR loans 3,100,000   3,100,000    
Number of borrowers with current and secured TDR loans 8   8   6
Amount of current and secured TDR loans 5,000,000   5,000,000   5,000,000
Appraised value of collateral for current and secured TDR loans 12,000,000   12,000,000   12,300,000
Post-modification of other than troubled debt restructuring, recorded investment 5,400,000 12,600,000 68,100,000 40,400,000  
Commercial real estate: Owner occupied
         
Troubled Debt Restructurings          
Number of Contracts       1  
Pre-Modification Outstanding Recorded Investment       163,000  
Post-Modification Outstanding Recorded Investment       161,000  
Commercial real estate: Non-owner occupied
         
Troubled Debt Restructurings          
Number of Contracts     1    
Pre-Modification Outstanding Recorded Investment     620,000    
Post-Modification Outstanding Recorded Investment     620,000    
Period of payment default subsequent to modification     12 months    
Period of modified contractually past due loans to be considered as payment default     30 days    
Commercial: Secured
         
Troubled Debt Restructurings          
Number of Contracts       1  
Pre-Modification Outstanding Recorded Investment       387,000  
Post-Modification Outstanding Recorded Investment       387,000  
Commercial: Unsecured
         
Troubled Debt Restructurings          
Number of Contracts     2 1  
Pre-Modification Outstanding Recorded Investment     48,000 42,000  
Post-Modification Outstanding Recorded Investment     $ 48,000 $ 42,000