	For the Three Months Ended September 30, 2013
(In thousands)	Commercial Real Estate Mortgage Loans		Multi-Family		Residential Real Estate Mortgage Loans		Commercial, Financial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for Loan Losses:
Beginning balance	$	5,200	$	1,430	$	2,691	$	3,995		$	1,602		$	212		$	15,130
Charge-offs	—		—		—		(152		)	—			(3		)	(155		)
Recoveries	—		—		1		6			—			1			8
Provision	540		200		124		9			(356		)	(17		)	500
Ending Balance	$	5,740	$	1,630	$	2,816	$	3,858		$	1,246		$	193		$	15,483

	For the Nine Months Ended September 30, 2013
(In thousands)	Commercial Real Estate Mortgage Loans		Multi- Family		Residential Real Estate Mortgage Loans			Commercial, Financial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for Loan Losses:
Beginning balance	$	4,445	$	1,239	$	2,803		$	4,349		$	1,375		$	228		$	14,439
Charge-offs	—		—		(201		)	(412		)	(22		)	(53		)	(688		)
Recoveries	—		—		4			73			2			3			82
Provision	1,295		391		210			(152		)	(109		)	15			1,650
Ending Balance	$	5,740	$	1,630	$	2,816		$	3,858		$	1,246		$	193		$	15,483

Ending balance: individually evaluated for impairment	$	83	$	—	$	117		$	—		$	—		$	—		$	200

Ending balance: collectively evaluated for impairment	$	5,657	$	1,630	$	2,699		$	3,858		$	1,246		$	193		$	15,283

Loans	$	421,382	$	102,740	$	153,871		$	199,690		$	45,492		$	8,626		$	931,801

Ending balance: individually evaluated for impairment	$	5,964	$	—	$	2,622		$	495		$	—		$	—		$	9,081

Ending balance: collectively evaluated for impairment	$	414,627	$	102,740	$	151,249		$	198,952		$	45,161		$	8,626		$	921,355

Ending balance: loans acquired with deteriorated credit quality	$	791	$	—	$	—		$	243		$	331		$	—		$	1,365

	For the Twelve Months Ended December 31, 2012
(In thousands)	Commercial Real Estate Mortgage Loans		Multi- Family		Residential Real Estate Mortgage Loans			Commercial, Financial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for Loan Losses:
Beginning balance	$	3,530	$	395	$	2,280		$	2,895		$	1,465		$	272		$	10,837
Charge-offs	—		—		(1,210		)	(285		)	—			(15		)	(1,510		)
Recoveries	—		—		7			83			—			22			112
Provision	915		844		1,726			1,656			(90		)	(51		)	5,000
Ending Balance	$	4,445	$	1,239	$	2,803		$	4,349		$	1,375		$	228		$	14,439

Ending balance: individually evaluated for impairment	$	—	$	—	$	141		$	228		$	—		$	—		$	369

Ending balance: collectively evaluated for impairment	$	4,445	$	1,239	$	2,662		$	4,121		$	1,375		$	228		$	14,070

Loans	$	332,782	$	66,080	$	143,703		$	197,448		$	48,632		$	9,167		$	797,812

Ending balance: individually evaluated for impairment	$	4,776	$	—	$	2,549		$	883		$	—		$	—		$	8,208

Ending balance: collectively evaluated for impairment	$	327,282	$	66,080	$	141,154		$	196,350		$	48,331		$	9,167		$	788,364

Ending balance: loans acquired with deteriorated credit quality	$	724	$	—	$	—		$	215		$	301		$	—		$	1,240

	For the Three Months Ended September 30, 2012
(In thousands)	Commercial Real Estate Mortgage Loans		Multi-Family		Residential Real Estate Mortgage Loans			Commercial, Financial and Agricultural Loans		Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for Loan Losses:
Beginning balance	$	4,447	$	1,049	$	2,879		$	3,570	$	1,328		$	283		$	13,556
Charge-offs	—		—		(150		)	—		—			—			(150		)
Recoveries	—		—		2			35		—			1			38
Provision	126		172		153			204		(42		)	(13		)	600
Ending Balance	$	4,573	$	1,221	$	2,884		$	3,809	$	1,286		$	271		$	14,044

	For the Nine Months Ended September 30, 2012
(In thousands)	Commercial Real Estate Mortgage Loans		Multi-Family		Residential Real Estate Mortgage Loans			Commercial, Financial and Agricultural Loans			Real Estate Construction and Land Loans			Installment/ Consumer Loans			Total
Allowance for Loan Losses:
Beginning balance	$	3,530	$	395	$	2,280		$	2,895		$	1,465		$	272		$	10,837
Charge-offs	—		—		(700		)	(102		)	—			(13		)	(815		)
Recoveries	—		—		5			70			—			22			97
Provision	1,043		826		1,299			946			(179		)	(10		)	3,925
Ending Balance	$	4,573	$	1,221	$	2,884		$	3,809		$	1,286		$	271		$	14,044