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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 32,612 $ 46,855
Interest earning deposits with banks 4,362 4,394
Total cash and cash equivalents 36,974 51,249
Securities available for sale, at fair value 488,664 529,070
Securities held to maturity (fair value of $195,415 and $213,702, respectively) 197,622 210,735
Total securities 686,286 739,805
Securities, restricted 4,424 2,978
Loans held for investments 933,234 798,446
Allowance for loan losses (15,483) (14,439)
Loans, net 917,751 784,007
Premises and equipment, net 27,830 26,001
Accrued interest receivable 5,454 5,436
Goodwill 2,034 2,034
Core deposit intangible 204 249
Other real estate owned 0 250
Other assets 20,597 12,704
Total Assets 1,701,554 1,624,713
LIABILITIES AND STOCKHOLDERS' EQUITY    
Demand deposits 487,281 529,205
Savings, NOW and money market deposits 868,318 722,869
Certificates of deposit of $100,000 or more 69,625 118,724
Other time deposits 37,800 38,524
Total deposits 1,463,024 1,409,322
Federal funds purchased and Federal Home Loan Bank overnight borrowings 41,000 44,500
Federal Home Loan Bank term advances 40,000 15,000
Repurchase agreements 11,315 12,390
Junior subordinated debentures 16,002 16,002
Accrued interest payable 219 147
Other liabilities and accrued expenses 10,987 8,680
Total Liabilities 1,582,547 1,506,041
Commitments and Contingencies      
Stockholders' equity:    
Preferred stock, par value $.01 per share (2,000,000 shares authorized; none issued)      
Common stock, par value $.01 per share: Authorized: 20,000,000 shares; 9,254,247 and 8,923,010 shares issued, respectively; 9,249,925 and 8,907,890 shares outstanding, respectively 93 89
Surplus 70,428 64,208
Retained earnings 60,413 55,102
Less: Treasury Stock at cost, 4,322 and 15,120 shares, respectively (103) (309)
Total stockholders' equity before accumulated other comprehensive income (loss) 130,831 119,090
Accumulated other comprehensive income (loss):    
Net unrealized (loss) gain on securities, net of deferred income taxes of $5,689 and ($1,803), respectively (8,642) 2,738
Pension liability, net of deferred income taxes of $1,950 and $2,036, respectively (2,918) (3,050)
Net unrealized loss on cash flow hedge, net of deferred income taxes of $174 and $70, respectively (264) (106)
Total Stockholders' Equity 119,007 118,672
Total Liabilities and Stockholders' Equity $ 1,701,554 $ 1,624,713