ALLOWANCE FOR LOAN LOSSES (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended	6 Months Ended	12 Months Ended
Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012	Dec. 31, 2012
Allowance for Loan Losses
Beginning balance	$ 14,924	$ 11,316	$ 14,439	$ 10,837	$ 10,837
Charge-offs	(410)	(285)	(533)	(665)	(1,510)
Recoveries	16	25	74	59	112
Provision	600	2,500	1,150	3,325	5,000
Ending balance	15,130	13,556	15,130	13,556	14,439
Ending balance: individually evaluated for impairment	235		235		369
Ending balance: collectively evaluated for impairment	14,895		14,895		14,070
Total loans	899,572		899,572		797,812
Ending balance: individually evaluated for impairment, loans	8,975		8,975		8,208
Ending balance: collectively evaluated for impairment, loans	889,282		889,282		788,364
Ending balance: loans acquired with deteriorated credit quality	1,315		1,315		1,240
Commercial Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance	4,643	3,422	4,445	3,530	3,530
Provision	557	1,025	755	917	915
Ending balance	5,200	4,447	5,200	4,447	4,445
Ending balance: individually evaluated for impairment	116		116
Ending balance: collectively evaluated for impairment	5,084		5,084		4,445
Total loans	393,394		393,394		332,782
Ending balance: individually evaluated for impairment, loans	5,982		5,982		4,776
Ending balance: collectively evaluated for impairment, loans	386,644		386,644		327,282
Ending balance: loans acquired with deteriorated credit quality	768		768		724
Multi-Family
Allowance for Loan Losses
Beginning balance	1,436	750	1,239	395	395
Provision	(6)	299	191	654	844
Ending balance	1,430	1,049	1,430	1,049	1,239
Ending balance: collectively evaluated for impairment	1,430		1,430		1,239
Total loans	92,424		92,424		66,080
Ending balance: collectively evaluated for impairment, loans	92,424		92,424		66,080
Residential Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance	2,673	2,288	2,803	2,280	2,280
Charge-offs	(100)	(250)	(201)	(550)	(1,210)
Recoveries	2	2	3	3	7
Provision	116	839	86	1,146	1,726
Ending balance	2,691	2,879	2,691	2,879	2,803
Ending balance: individually evaluated for impairment	119		119		141
Ending balance: collectively evaluated for impairment	2,572		2,572		2,662
Total loans	146,940		146,940		143,703
Ending balance: individually evaluated for impairment, loans	2,479		2,479		2,549
Ending balance: collectively evaluated for impairment, loans	144,461		144,461		141,154
Commercial, Financial and Agricultural Loans
Allowance for Loan Losses
Beginning balance	4,387	3,181	4,349	2,895	2,895
Charge-offs	(260)	(26)	(260)	(102)	(285)
Recoveries	12	6	67	36	83
Provision	(144)	409	(161)	741	1,656
Ending balance	3,995	3,570	3,995	3,570	4,349
Ending balance: individually evaluated for impairment					228
Ending balance: collectively evaluated for impairment	3,995		3,995		4,121
Total loans	205,565		205,565		197,448
Ending balance: individually evaluated for impairment, loans	514		514		883
Ending balance: collectively evaluated for impairment, loans	204,826		204,826		196,350
Ending balance: loans acquired with deteriorated credit quality	225		225		215
Real Estate Construction and Land Loans
Allowance for Loan Losses
Beginning balance	1,598	1,435	1,375	1,465	1,465
Charge-offs			(22)
Recoveries	1		1
Provision	3	(107)	248	(137)	(90)
Ending balance	1,602	1,328	1,602	1,328	1,375
Ending balance: collectively evaluated for impairment	1,602		1,602		1,375
Total loans	52,279		52,279		48,632
Ending balance: collectively evaluated for impairment, loans	51,957		51,957		48,331
Ending balance: loans acquired with deteriorated credit quality	322		322		301
Installment/Consumer Loans
Allowance for Loan Losses
Beginning balance	187	240	228	272	272
Charge-offs	(50)	(9)	(50)	(13)	(15)
Recoveries	1	17	3	20	22
Provision	74	35	31	4	(51)
Ending balance	212	283	212	283	228
Ending balance: collectively evaluated for impairment	212		212		228
Total loans	8,970		8,970		9,167
Ending balance: collectively evaluated for impairment, loans	$ 8,970		$ 8,970		$ 9,167

Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.

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Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.

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Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.

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The balance of financing receivables that were acquired with deteriorated credit quality.

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The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

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The balance of financing receivables that were collectively evaluated for impairment.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.

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