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LOANS (Details) (USD $)
3 Months Ended 3 Months Ended 3 Months Ended
Mar. 31, 2013
Dec. 31, 2012
Mar. 31, 2012
Dec. 31, 2011
Mar. 31, 2013
Commercial real estate mortgage loans
Dec. 31, 2012
Commercial real estate mortgage loans
Mar. 31, 2012
Commercial real estate mortgage loans
Dec. 31, 2011
Commercial real estate mortgage loans
Mar. 31, 2013
Commercial real estate mortgage loans
Minimum
Mar. 31, 2013
Multi-family mortgage loans
Dec. 31, 2012
Multi-family mortgage loans
Mar. 31, 2012
Multi-family mortgage loans
Dec. 31, 2011
Multi-family mortgage loans
Mar. 31, 2013
Multi-family mortgage loans
Minimum
item
Mar. 31, 2013
Multi-family mortgage loans
Maximum
Mar. 31, 2013
Residential real estate mortgage loans
Dec. 31, 2012
Residential real estate mortgage loans
Mar. 31, 2012
Residential real estate mortgage loans
Dec. 31, 2011
Residential real estate mortgage loans
Mar. 31, 2013
Commercial, financial and agricultural loans
Dec. 31, 2012
Commercial, financial and agricultural loans
Mar. 31, 2012
Commercial, financial and agricultural loans
Dec. 31, 2011
Commercial, financial and agricultural loans
Mar. 31, 2013
Real estate construction and land loans
Dec. 31, 2012
Real estate construction and land loans
Mar. 31, 2012
Real estate construction and land loans
Dec. 31, 2011
Real estate construction and land loans
Mar. 31, 2013
Installment/consumer loans
Dec. 31, 2012
Installment/consumer loans
Mar. 31, 2012
Installment/consumer loans
Dec. 31, 2011
Installment/consumer loans
Mar. 31, 2013
Residential Real Estate Mortgages and Home Equity Loans
Dec. 31, 2012
Residential Real Estate Mortgages and Home Equity Loans
Mar. 31, 2013
Residential Real Estate Mortgages and Home Equity Loans
Maximum
Classifications of loans                                                                    
Total loans $ 861,015,000 $ 797,812,000     $ 362,886,000 $ 332,782,000       $ 79,818,000 $ 66,080,000         $ 146,346,000 $ 143,703,000     $ 209,681,000 $ 197,448,000     $ 53,242,000 $ 48,632,000     $ 9,042,000 $ 9,167,000     $ 67,278,000 $ 67,982,000  
Net deferred loan costs and fees 1,081,000 634,000                                                                
Loans 862,096,000 798,446,000                                                                
Allowance for loan losses (14,924,000) (14,439,000) (11,316,000) (10,837,000) (4,643,000) (4,445,000) (3,422,000) (3,530,000)   (1,436,000) (1,239,000) (750,000) (395,000)     (2,673,000) (2,803,000) (2,288,000) (2,280,000) (4,387,000) (4,349,000) (3,181,000) (2,895,000) (1,598,000) (1,375,000) (1,435,000) (1,465,000) (187,000) (228,000) (240,000) (272,000)      
Loans, net 847,172,000 784,007,000                                                                
Lending Risk                                                                    
Loan amount beyond which annual financial information is sought                 $ 250,000                                                  
Number of families having income producing residential investment properties                           5                                        
Loan-to-value ratio (as a percent)                             75.00%                                     80.00%