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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income:    
Loans (including fee income) $ 10,668 $ 9,522
Mortgage-backed securities, CMOs and other asset-backed securities 1,443 2,019
U.S. GSE securities 791 772
State and municipal obligations 680 783
Corporate Bonds 101 160
Deposits with banks 5 24
Other interest and dividend income 43 18
Total interest income 13,731 13,298
Interest expense:    
Savings, NOW and money market deposits 884 946
Certificates of deposit of $100,000 or more 329 386
Other time deposits 85 114
Federal funds purchased and repurchase agreements 124 111
Federal home loan bank advances 40  
Junior subordinated debentures 341 341
Total interest expense 1,803 1,898
Net interest income 11,928 11,400
Provision for loan losses 550 825
Net interest income after provision for loan losses 11,378 10,575
Non interest income:    
Service charges on deposit accounts 801 809
Fees for other customer services 653 605
Net securities gains 338 272
Title fee income 286 223
Other operating income 26 44
Total non interest income 2,104 1,953
Non interest expense:    
Salaries and employee benefits 5,394 5,111
Occupancy and equipment 1,191 986
Technology and communications 542 502
Marketing and advertising 348 259
Professional services 309 272
FDIC assessments 216 172
Amortization of core deposit intangible 16 18
Cost of extinguishment of debt   158
Other operating expenses 892 743
Total non interest expense 8,908 8,221
Income before income taxes 4,574 4,307
Income tax expense 1,461 1,368
Net income $ 3,113 $ 2,939
Basic earnings per share (in dollars per share) $ 0.35 $ 0.35
Diluted earnings per share (in dollars per share) $ 0.35 $ 0.35