COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Projected minimum rentals under existing operating leases
2013	$ 1,658,000
2014	1,876,000
2015	1,590,000
2016	1,446,000
2017	1,391,000
Thereafter	11,455,000
Total minimum rentals	19,416,000
Rental expenses under leases	1,500,000	1,200,000	1,200,000
Commitments outstanding
Total commitments outstanding	251,319,000	204,180,000
Standby letters of credit
Commitments outstanding
Total commitments outstanding	3,800,000	3,130,000
Loan commitments outstanding
Commitments outstanding
Total commitments outstanding	64,336,000	45,841,000
Fixed rate loan commitments outstanding	21,300,000
Variable rate loan commitments outstanding	43,000,000
Unused lines of credit
Commitments outstanding
Total commitments outstanding	$ 183,183,000	$ 155,209,000