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DEPOSITS (Details) (USD $)
Dec. 31, 2012
Dec. 31, 2011
Time deposits    
2013 $ 120,214,000  
2014 20,080,000  
2015 4,889,000  
2016 2,582,000  
2017 9,483,000  
Total 157,248,000  
Deposits from principal officers, directors and their affiliates 5,500,000 4,700,000
Public fund deposits 269,800,000 232,000,000
Less than $100,000
   
Time deposits    
2013 25,667,000  
2014 7,970,000  
2015 1,370,000  
2016 830,000  
2017 2,687,000  
Total 38,524,000  
$100,000 or Greater
   
Time deposits    
2013 94,547,000  
2014 12,110,000  
2015 3,519,000  
2016 1,752,000  
2017 6,796,000  
Total $ 118,724,000