LOANS (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Allowance for Loan Losses
Beginning balance	$ 10,837,000	$ 8,497,000	$ 6,045,000
Charge-offs	(1,510,000)	(1,681,000)	(1,120,000)
Recoveries	112,000	121,000	72,000
Net charge-offs	(1,398,000)	(1,560,000)	(1,048,000)
Provision	5,000,000	3,900,000	3,500,000
Ending balance	14,439,000	10,837,000	8,497,000
Ending balance: individually evaluated for impairment	369,000	267,000
Ending balance: collectively evaluated for impairment	14,070,000	10,570,000
Total loans	797,812,000	611,773,000
Ending balance: individually evaluated for impairment, loans	8,208,000	9,023,000
Ending balance: collectively evaluated for impairment, loans	788,364,000	601,647,000
Ending balance: loans acquired with deteriorated credit quality	1,240,000	1,103,000
Commercial Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance	3,530,000	3,310,000
Provision	915,000	220,000
Ending balance	4,445,000	3,530,000
Ending balance: collectively evaluated for impairment	4,445,000	3,530,000
Total loans	332,782,000	283,917,000
Ending balance: individually evaluated for impairment, loans	4,776,000	5,079,000
Ending balance: collectively evaluated for impairment, loans	327,282,000	278,202,000
Ending balance: loans acquired with deteriorated credit quality	724,000	636,000
Multi-family loans
Allowance for Loan Losses
Beginning balance	395,000	133,000
Provision	844,000	262,000
Ending balance	1,239,000	395,000
Ending balance: collectively evaluated for impairment	1,239,000	395,000
Total loans	66,080,000	21,402,000
Ending balance: collectively evaluated for impairment, loans	66,080,000	21,402,000
Residential Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance	2,280,000	1,642,000
Charge-offs	(1,210,000)	(259,000)
Recoveries	7,000	6,000
Provision	1,726,000	891,000
Ending balance	2,803,000	2,280,000
Ending balance: individually evaluated for impairment	141,000	105,000
Ending balance: collectively evaluated for impairment	2,662,000	2,175,000
Total loans	143,703,000	141,027,000
Ending balance: individually evaluated for impairment, loans	2,549,000	2,942,000
Ending balance: collectively evaluated for impairment, loans	141,154,000	138,085,000
Commercial, Financial and Agricultural Loans
Allowance for Loan Losses
Beginning balance	2,895,000	2,804,000
Charge-offs	(285,000)	(372,000)
Recoveries	83,000	96,000
Provision	1,656,000	367,000
Ending balance	4,349,000	2,895,000
Ending balance: individually evaluated for impairment	228,000	162,000
Ending balance: collectively evaluated for impairment	4,121,000	2,733,000
Total loans	197,448,000	116,319,000
Ending balance: individually evaluated for impairment, loans	883,000	752,000
Ending balance: collectively evaluated for impairment, loans	196,350,000	115,364,000
Ending balance: loans acquired with deteriorated credit quality	215,000	203,000
Real Estate Construction and Land Loans
Allowance for Loan Losses
Beginning balance	1,465,000	185,000
Charge-offs		(864,000)
Provision	(90,000)	2,144,000
Ending balance	1,375,000	1,465,000
Ending balance: collectively evaluated for impairment	1,375,000	1,465,000
Total loans	48,632,000	40,543,000
Ending balance: individually evaluated for impairment, loans		250,000
Ending balance: collectively evaluated for impairment, loans	48,331,000	40,029,000
Ending balance: loans acquired with deteriorated credit quality	301,000	264,000
Installment/Consumer Loans
Allowance for Loan Losses
Beginning balance	272,000	423,000
Charge-offs	(15,000)	(186,000)
Recoveries	22,000	19,000
Provision	(51,000)	16,000
Ending balance	228,000	272,000
Ending balance: collectively evaluated for impairment	228,000	272,000
Total loans	9,167,000	8,565,000
Ending balance: collectively evaluated for impairment, loans	$ 9,167,000	$ 8,565,000