LOANS (Details) (USD $)								12 Months Ended				12 Months Ended					12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2012 Commercial real estate mortgage loans	Dec. 31, 2011 Commercial real estate mortgage loans	Dec. 31, 2010 Commercial real estate mortgage loans	Dec. 31, 2012 Commercial real estate mortgage loans Minimum	Dec. 31, 2012 Multi-family mortgage loans	Dec. 31, 2011 Multi-family mortgage loans	Dec. 31, 2010 Multi-family mortgage loans	Dec. 31, 2012 Multi-family mortgage loans Minimum item	Dec. 31, 2012 Multi-family mortgage loans Maximum	Dec. 31, 2012 Residential real estate mortgage loans	Dec. 31, 2011 Residential real estate mortgage loans	Dec. 31, 2010 Residential real estate mortgage loans	Dec. 31, 2012 Residential real estate mortgage loans Maximum	Dec. 31, 2012 Commercial, financial and agricultural loans	Dec. 31, 2011 Commercial, financial and agricultural loans	Dec. 31, 2010 Commercial, financial and agricultural loans	Dec. 31, 2012 Real estate construction and land loans	Dec. 31, 2011 Real estate construction and land loans	Dec. 31, 2010 Real estate construction and land loans	Dec. 31, 2012 Installment/consumer loans	Dec. 31, 2011 Installment/consumer loans	Dec. 31, 2010 Installment/consumer loans
Classifications of loans
Total loans	$ 797,812,000	$ 611,773,000			$ 332,782,000	$ 283,917,000			$ 66,080,000	$ 21,402,000				$ 143,703,000	$ 141,027,000			$ 197,448,000	$ 116,319,000		$ 48,632,000	$ 40,543,000		$ 9,167,000	$ 8,565,000
Net deferred loan costs and fees	634,000	370,000
Loans	798,446,000	612,143,000
Allowance for loan losses	(14,439,000)	(10,837,000)	(8,497,000)	(6,045,000)	(4,445,000)	(3,530,000)	(3,310,000)		(1,239,000)	(395,000)	(133,000)			(2,803,000)	(2,280,000)	(1,642,000)		(4,349,000)	(2,895,000)	(2,804,000)	(1,375,000)	(1,465,000)	(185,000)	(228,000)	(272,000)	(423,000)
Loans, net	784,007,000	601,306,000
Lending Risk
Loan amount beyond which annual financial information is seeked								$ 250,000
Number of families having income producing residential investment properties												5
Loan-to-value ratio (as a percent)													75.00%				80.00%