SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Loans, Loan Interest Income Recognition and Loans Held for Sale
Past due period upon which loans are automatically placed on nonaccrual	90 days
Balance of loans individually evaluated for impairment	$ 8,208,000	$ 9,023,000
Balance of loans collectively evaluated for impairment	788,364,000	601,647,000
Loans held for sale		2,300,000
Potential charge-off of loan upon principal or interest default, period one	90 days
Potential charge-off of loan upon principal or interest default, period two	120 days
Potential charge-off of loan upon principal or interest default, period three	180 days
Minimum
Loans, Loan Interest Income Recognition and Loans Held for Sale
Balance of loans individually evaluated for impairment	50,000
Maximum
Loans, Loan Interest Income Recognition and Loans Held for Sale
Balance of loans collectively evaluated for impairment	$ 50,000