ALLOWANCE FOR LOAN LOSSES (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011	Dec. 31, 2011
Allowance for Loan Losses:
Beginning balance	$ 13,556	$ 9,494	$ 10,837	$ 8,497	$ 8,497
Charge-offs	(150)	(831)	(815)	(1,467)	(1,681)
Recoveries	38	49	97	82	121
Provision	600	1,450	3,925	3,050	3,900
Ending balance	14,044	10,162	14,044	10,162	10,837
Ending balance: individually evaluated for impairment	520		520		267
Ending balance: collectively evaluated for impairment	13,524		13,524		10,570
Total loans	732,149		732,149		611,773
Ending balance: individually evaluated for impairment, loans	8,787		8,787		9,023
Ending balance: collectively evaluated for impairment, loans	722,155		722,155		601,647
Ending balance: loans acquired with deteriorated credit quality	1,207		1,207		1,103
Commercial Real Estate Mortgage Loans
Allowance for Loan Losses:
Beginning balance	4,447	2,923	3,530	3,310	3,310
Provision	126	313	1,043	(74)	220
Ending balance	4,573	3,236	4,573	3,236	3,530
Ending balance: individually evaluated for impairment	48		48
Ending balance: collectively evaluated for impairment	4,525		4,525		3,530
Total loans	317,881		317,881		283,917
Ending balance: individually evaluated for impairment, loans	5,271		5,271		5,079
Ending balance: collectively evaluated for impairment, loans	311,906		311,906		278,202
Ending balance: loans acquired with deteriorated credit quality	704		704		636
Multi-Family
Allowance for Loan Losses:
Beginning balance	1,049	390	395	133	133
Provision	172	(2)	826	255	262
Ending balance	1,221	388	1,221	388	395
Ending balance: collectively evaluated for impairment	1,221		1,221		395
Total loans	60,395		60,395		21,402
Ending balance: collectively evaluated for impairment, loans	60,395		60,395		21,402
Residential Real Estate Mortgage Loans
Allowance for Loan Losses:
Beginning balance	2,879	2,444	2,280	1,642	1,642
Charge-offs	(150)	(100)	(700)	(259)	(259)
Recoveries	2	2	5	5	6
Provision	153	(66)	1,299	892	891
Ending balance	2,884	2,280	2,884	2,280	2,280
Ending balance: individually evaluated for impairment	244		244		105
Ending balance: collectively evaluated for impairment	2,640		2,640		2,175
Total loans	142,816		142,816		141,027
Ending balance: individually evaluated for impairment, loans	2,498		2,498		2,942
Ending balance: collectively evaluated for impairment, loans	140,318		140,318		138,085
Commercial, Financial and Agricultural Loans
Allowance for Loan Losses:
Beginning balance	3,570	2,938	2,895	2,804	2,804
Charge-offs		(40)	(102)	(266)	(372)
Recoveries	35	45	70	64	96
Provision	204	(61)	946	280	367
Ending balance	3,809	2,882	3,809	2,882	2,895
Ending balance: individually evaluated for impairment	228		228		162
Ending balance: collectively evaluated for impairment	3,581		3,581		2,733
Total loans	159,530		159,530		116,319
Ending balance: individually evaluated for impairment, loans	1,018		1,018		752
Ending balance: collectively evaluated for impairment, loans	158,301		158,301		115,364
Ending balance: loans acquired with deteriorated credit quality	211		211		203
Real Estate Construction and Land Loans
Allowance for Loan Losses:
Beginning balance	1,328	500	1,465	185	185
Charge-offs		(614)		(764)	(864)
Provision	(42)	1,207	(179)	1,672	2,144
Ending balance	1,286	1,093	1,286	1,093	1,465
Ending balance: collectively evaluated for impairment	1,286		1,286		1,465
Total loans	42,105		42,105		40,543
Ending balance: individually evaluated for impairment, loans					250
Ending balance: collectively evaluated for impairment, loans	41,813		41,813		40,029
Ending balance: loans acquired with deteriorated credit quality	292		292		264
Installment/Consumer Loans
Allowance for Loan Losses:
Beginning balance	283	299	272	423	423
Charge-offs		(77)	(13)	(178)	(186)
Recoveries	1	2	22	13	19
Provision	(13)	59	(10)	25	16
Ending balance	271	283	271	283	272
Ending balance: collectively evaluated for impairment	271		271		272
Total loans	9,422		9,422		8,565
Ending balance: collectively evaluated for impairment, loans	$ 9,422		$ 9,422		$ 8,565