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ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Allowance for Loan Losses:          
Beginning balance $ 11,316 $ 9,015 $ 10,837 $ 8,497 $ 8,497
Charge-offs (285) (436) (665) (635) (1,681)
Recoveries 25 15 59 32 121
Provision 2,500 900 3,325 1,600 3,900
Ending balance 13,556 9,494 13,556 9,494 10,837
Ending balance: individually evaluated for impairment 552   552   267
Ending balance: collectively evaluated for impairment 13,004   13,004   10,570
Total loans 678,226   678,226   611,773
Ending balance: individually evaluated for impairment, loans 8,687   8,687   9,023
Ending balance: collectively evaluated for impairment, loans 668,378   668,378   601,647
Ending balance: loans acquired with deteriorated credit quality 1,161   1,161   1,103
Commercial Real Estate Mortgage Loans
         
Allowance for Loan Losses:          
Beginning balance 3,422 3,329 3,530 3,310 3,310
Provision 1,025 (406) 917 (387) 220
Ending balance 4,447 2,923 4,447 2,923 3,530
Ending balance: collectively evaluated for impairment 4,447   4,447   3,530
Total loans 303,345   303,345   283,917
Ending balance: individually evaluated for impairment, loans 5,200   5,200   5,079
Ending balance: collectively evaluated for impairment, loans 297,463   297,463   278,202
Ending balance: loans acquired with deteriorated credit quality 682   682   636
Multi-Family
         
Allowance for Loan Losses:          
Beginning balance 750 186 395 133 133
Provision 299 204 654 257 262
Ending balance 1,049 390 1,049 390 395
Ending balance: collectively evaluated for impairment 1,049   1,049   395
Total loans 50,508   50,508   21,402
Ending balance: collectively evaluated for impairment, loans 50,508   50,508   21,402
Residential Real Estate Mortgage Loans
         
Allowance for Loan Losses:          
Beginning balance 2,288 2,375 2,280 1,642 1,642
Charge-offs (250) (71) (550) (159) (259)
Recoveries 2 1 3 3 6
Provision 839 139 1,146 958 891
Ending balance 2,879 2,444 2,879 2,444 2,280
Ending balance: individually evaluated for impairment 236   236   105
Ending balance: collectively evaluated for impairment 2,643   2,643   2,175
Total loans 142,760   142,760   141,027
Ending balance: individually evaluated for impairment, loans 2,522   2,522   2,942
Ending balance: collectively evaluated for impairment, loans 140,238   140,238   138,085
Commercial, Financial and Agricultural Loans
         
Allowance for Loan Losses:          
Beginning balance 3,181 2,463 2,895 2,804 2,804
Charge-offs (26) (205) (102) (226) (372)
Recoveries 6 7 36 18 96
Provision 409 672 741 342 367
Ending balance 3,570 2,938 3,570 2,938 2,895
Ending balance: individually evaluated for impairment 316   316   162
Ending balance: collectively evaluated for impairment 3,254   3,254   2,733
Total loans 132,229   132,229   116,319
Ending balance: individually evaluated for impairment, loans 715   715   752
Ending balance: collectively evaluated for impairment, loans 131,317   131,317   115,364
Ending balance: loans acquired with deteriorated credit quality 197   197   203
Real Estate Construction and Land Loans
         
Allowance for Loan Losses:          
Beginning balance 1,435 368 1,465 185 185
Charge-offs   (150)   (150) (864)
Provision (107) 356 (137) 465 2,144
Ending balance 1,328 500 1,328 500 1,465
Ending balance: collectively evaluated for impairment 1,328   1,328   1,465
Total loans 40,232   40,232   40,543
Ending balance: individually evaluated for impairment, loans 250   250   250
Ending balance: collectively evaluated for impairment, loans 39,700   39,700   40,029
Ending balance: loans acquired with deteriorated credit quality 282   282   264
Installment/Consumer Loans
         
Allowance for Loan Losses:          
Beginning balance 240 294 272 423 423
Charge-offs (9) (10) (13) (100) (186)
Recoveries 17 7 20 11 19
Provision 35 (66) 4 (35) 16
Ending balance 283 299 283 299 272
Ending balance: collectively evaluated for impairment 283   283   272
Total loans 9,152   9,152   8,565
Ending balance: collectively evaluated for impairment, loans 9,152   9,152   8,565
Originated loans
         
Allowance for Loan Losses:          
Beginning balance     10,837 8,497 8,497
Charge-offs     (665)   (1,681)
Recoveries     59   121
Provision     3,325   3,900
Ending balance 13,556   13,556   10,837
Ending balance: individually evaluated for impairment 552   552   267
Ending balance: collectively evaluated for impairment 13,004   13,004   10,570
Total loans 650,525   650,525   579,858
Ending balance: individually evaluated for impairment, loans 8,687   8,687   9,023
Ending balance: collectively evaluated for impairment, loans 641,838   641,838   570,835
Originated loans | Commercial Real Estate Mortgage Loans
         
Allowance for Loan Losses:          
Beginning balance     3,530 3,310 3,310
Provision     917   220
Ending balance 4,447   4,447   3,530
Ending balance: collectively evaluated for impairment 4,447   4,447   3,530
Total loans 287,701   287,701   267,378
Ending balance: individually evaluated for impairment, loans 5,200   5,200   5,079
Ending balance: collectively evaluated for impairment, loans 282,501   282,501   262,299
Originated loans | Multi-Family
         
Allowance for Loan Losses:          
Beginning balance     395 133 133
Provision     654   262
Ending balance 1,049   1,049   395
Ending balance: collectively evaluated for impairment 1,049   1,049   395
Total loans 50,508   50,508   21,402
Ending balance: collectively evaluated for impairment, loans 50,508   50,508   21,402
Originated loans | Residential Real Estate Mortgage Loans
         
Allowance for Loan Losses:          
Beginning balance     2,280 1,642 1,642
Charge-offs     (550)   (259)
Recoveries     3   6
Provision     1,146   891
Ending balance 2,879   2,879   2,280
Ending balance: individually evaluated for impairment 236   236   105
Ending balance: collectively evaluated for impairment 2,643   2,643   2,175
Total loans 134,037   134,037   131,155
Ending balance: individually evaluated for impairment, loans 2,522   2,522   2,942
Ending balance: collectively evaluated for impairment, loans 131,515   131,515   128,213
Originated loans | Commercial, Financial and Agricultural Loans
         
Allowance for Loan Losses:          
Beginning balance     2,895 2,804 2,804
Charge-offs     (102)   (372)
Recoveries     36   96
Provision     741   367
Ending balance 3,570   3,570   2,895
Ending balance: individually evaluated for impairment 316   316   162
Ending balance: collectively evaluated for impairment 3,254   3,254   2,733
Total loans 130,090   130,090   111,673
Ending balance: individually evaluated for impairment, loans 715   715   752
Ending balance: collectively evaluated for impairment, loans 129,375   129,375   110,921
Originated loans | Real Estate Construction and Land Loans
         
Allowance for Loan Losses:          
Beginning balance     1,465 185 185
Charge-offs         (864)
Provision     (137)   2,144
Ending balance 1,328   1,328   1,465
Ending balance: collectively evaluated for impairment 1,328   1,328   1,465
Total loans 39,428   39,428   40,279
Ending balance: individually evaluated for impairment, loans 250   250   250
Ending balance: collectively evaluated for impairment, loans 39,178   39,178   40,029
Originated loans | Installment/Consumer Loans
         
Allowance for Loan Losses:          
Beginning balance     272 423 423
Charge-offs     (13)   (186)
Recoveries     20   19
Provision     4   16
Ending balance 283   283   272
Ending balance: collectively evaluated for impairment 283   283   272
Total loans 8,761   8,761   7,971
Ending balance: collectively evaluated for impairment, loans 8,761   8,761   7,971
Acquired loans
         
Allowance for Loan Losses:          
Total loans 27,701   27,701   31,915
Ending balance: collectively evaluated for impairment, loans 26,540   26,540   30,812
Ending balance: loans acquired with deteriorated credit quality 1,161   1,161   1,103
Acquired loans | Commercial Real Estate Mortgage Loans
         
Allowance for Loan Losses:          
Total loans 15,644   15,644   16,539
Ending balance: collectively evaluated for impairment, loans 14,962   14,962   15,903
Ending balance: loans acquired with deteriorated credit quality 682   682   636
Acquired loans | Residential Real Estate Mortgage Loans
         
Allowance for Loan Losses:          
Total loans 8,723   8,723   9,872
Ending balance: collectively evaluated for impairment, loans 8,723   8,723   9,872
Acquired loans | Commercial, Financial and Agricultural Loans
         
Allowance for Loan Losses:          
Total loans 2,139   2,139   4,646
Ending balance: collectively evaluated for impairment, loans 1,942   1,942   4,443
Ending balance: loans acquired with deteriorated credit quality 197   197   203
Acquired loans | Real Estate Construction and Land Loans
         
Allowance for Loan Losses:          
Total loans 804   804   264
Ending balance: collectively evaluated for impairment, loans 522   522    
Ending balance: loans acquired with deteriorated credit quality 282   282   264
Acquired loans | Installment/Consumer Loans
         
Allowance for Loan Losses:          
Total loans 391   391   594
Ending balance: collectively evaluated for impairment, loans $ 391   $ 391   $ 594