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Consolidated Balance Sheets (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
ASSETS    
Cash and due from banks $ 17,426 $ 21,598
Interest earning deposits with banks 12,491 1,320
Total cash and cash equivalents 29,917 22,918
Securities available for sale, at fair value 385,910 323,539
Securities held to maturity (fair value of $154,572 and $148,144, respectively) 152,807 147,965
Total securities 538,717 471,504
Securities, restricted 1,485 1,284
Loans 589,788 504,060
Allowance for loan losses (9,494) (8,497)
Loans, net 580,294 495,563
Premises and equipment, net 23,674 23,683
Accrued interest receivable 4,570 4,153
Goodwill 1,951  
Core deposit intangible 350  
Other assets 12,191 9,351
Total Assets 1,193,149 1,028,456
LIABILITIES AND STOCKHOLDERS' EQUITY    
Demand deposits 308,056 239,314
Savings, NOW and money market deposits 608,047 544,470
Certificates of deposit of $100,000 or more 110,337 90,574
Other time deposits 45,904 42,635
Total deposits 1,072,344 916,993
Federal funds purchased and Federal Home Loan Bank overnight borrowings   5,000
Repurchase agreements 16,197 16,370
Junior subordinated debentures 16,002 16,002
Accrued interest payable 422 433
Other liabilities and accrued expenses 10,138 7,938
Total Liabilities 1,115,103 962,736
Commitments and Contingencies    
Stockholders' equity:    
Preferred stock, par value $.01 per share (2,000,000 shares authorized; none issued)    
Common stock, par value $.01 per share: Authorized: 20,000,000 shares; 6,813,252 and 6,456,742 shares issued, respectively; 6,732,260 and 6,364,656 shares outstanding, respectively 68 64
Surplus 28,647 20,946
Retained earnings 49,622 46,463
Less: Treasury Stock at cost, 80,992 and 92,086 shares, respectively (3,127) (3,520)
Total stockholders' equity before accumulated other comprehensive income (loss) 75,210 63,953
Accumulated other comprehensive income (loss):    
Net unrealized gain on securities, net of deferred income taxes of ($3,012) and ($2,336), respectively 4,576 3,549
Pension liability, net of deferred income taxes of $1,174 and $1,202, respectively (1,740) (1,782)
Total Stockholders' Equity 78,046 65,720
Total Liabilities and Stockholders' Equity $ 1,193,149 $ 1,028,456