LOANS HELD FOR INVESTMENT, NET - Credit Quality Indicators (Details) - USD ($) $ in Thousands |
3 Months Ended |
12 Months Ended |
Mar. 31, 2024 |
Mar. 31, 2023 |
Dec. 31, 2023 |
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total |
$ 10,763,265
|
|
$ 10,766,837
|
Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
131,925
|
|
922,902
|
2023/2022 |
919,428
|
|
2,700,103
|
2022/2021 |
2,712,977
|
|
1,582,274
|
2021/2020 |
1,564,118
|
|
954,855
|
2020/2019 |
954,980
|
|
960,030
|
2019/2018 and Prior |
3,129,516
|
|
2,257,567
|
Revolving |
706,798
|
|
704,128
|
Revolving-Term |
75,148
|
|
60,048
|
Total |
10,194,890
|
|
10,141,907
|
Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
|
|
481
|
2023/2022 |
456
|
|
53,182
|
2022/2021 |
16,844
|
|
45,366
|
2021/2020 |
45,237
|
|
92,825
|
2020/2019 |
91,319
|
|
27,827
|
2019/2018 and Prior |
80,866
|
|
70,219
|
Revolving |
20,788
|
|
21,267
|
Revolving-Term |
8,098
|
|
26,082
|
Total |
263,608
|
|
337,249
|
Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
|
|
1,857
|
2022/2021 |
9,025
|
|
2,196
|
2021/2020 |
2,802
|
|
96,805
|
2020/2019 |
85,699
|
|
14,483
|
2019/2018 and Prior |
164,323
|
|
130,103
|
Revolving |
16,492
|
|
15,567
|
Revolving-Term |
20,508
|
|
20,167
|
Total |
298,849
|
|
281,178
|
Doubtful |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2019/2018 and Prior |
748
|
|
748
|
Total |
748
|
|
748
|
Business loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
69,153
|
|
259,180
|
2023/2022 |
255,930
|
|
434,299
|
2022/2021 |
417,317
|
|
200,169
|
2021/2020 |
197,240
|
|
165,092
|
2020/2019 |
161,212
|
|
160,799
|
2019/2018 and Prior |
479,503
|
|
339,404
|
Revolving |
669,079
|
|
670,394
|
Revolving-Term |
77,528
|
|
78,834
|
Total |
2,326,962
|
|
2,308,171
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs 2022/2021 |
80
|
|
77
|
YTD Gross Charge-Offs 2021/2020 |
|
|
38
|
YTD Gross Charge-Offs 2020/2019 |
|
|
4,166
|
YTD Gross Charge-Offs 2019/2018 and Prior |
|
|
2,229
|
YTD Gross Charge-Offs Revolving |
633
|
|
5,464
|
YTD Gross Charge-Offs Revolving-Term |
83
|
|
3,390
|
YTD Gross Charge-Offs |
796
|
$ 2,029
|
15,364
|
Business loans | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
69,153
|
|
258,699
|
2023/2022 |
255,474
|
|
390,760
|
2022/2021 |
392,650
|
|
196,790
|
2021/2020 |
193,191
|
|
144,796
|
2020/2019 |
153,026
|
|
150,871
|
2019/2018 and Prior |
435,108
|
|
305,258
|
Revolving |
631,958
|
|
633,719
|
Revolving-Term |
51,322
|
|
35,079
|
Total |
2,181,882
|
|
2,115,972
|
Business loans | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
|
|
481
|
2023/2022 |
456
|
|
41,682
|
2022/2021 |
15,642
|
|
1,199
|
2021/2020 |
1,262
|
|
13,567
|
2020/2019 |
1,746
|
|
7,125
|
2019/2018 and Prior |
10,551
|
|
3,150
|
Revolving |
20,629
|
|
21,108
|
Revolving-Term |
7,401
|
|
25,306
|
Total |
57,687
|
|
113,618
|
Business loans | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
|
|
1,857
|
2022/2021 |
9,025
|
|
2,180
|
2021/2020 |
2,787
|
|
6,729
|
2020/2019 |
6,440
|
|
2,803
|
2019/2018 and Prior |
33,096
|
|
30,248
|
Revolving |
16,492
|
|
15,567
|
Revolving-Term |
18,805
|
|
18,449
|
Total |
86,645
|
|
77,833
|
Business loans | Doubtful |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2019/2018 and Prior |
748
|
|
748
|
Total |
748
|
|
748
|
One-to-four family residential and cooperative/condominium apartment |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
7,113
|
|
170,601
|
2023/2022 |
167,096
|
|
213,479
|
2022/2021 |
210,948
|
|
102,684
|
2021/2020 |
101,157
|
|
70,529
|
2020/2019 |
67,202
|
|
62,693
|
2019/2018 and Prior |
275,342
|
|
221,875
|
Revolving |
31,290
|
|
31,364
|
Revolving-Term |
13,187
|
|
14,330
|
Total |
873,335
|
|
887,555
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs Revolving-Term |
|
|
14
|
YTD Gross Charge-Offs |
|
|
14
|
One-to-four family residential and cooperative/condominium apartment | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
7,113
|
|
170,601
|
2023/2022 |
167,096
|
|
213,479
|
2022/2021 |
210,948
|
|
102,684
|
2021/2020 |
101,157
|
|
69,524
|
2020/2019 |
66,202
|
|
62,356
|
2019/2018 and Prior |
266,235
|
|
213,131
|
Revolving |
31,131
|
|
31,205
|
Revolving-Term |
11,444
|
|
12,493
|
Total |
861,326
|
|
875,473
|
One-to-four family residential and cooperative/condominium apartment | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2019/2018 and Prior |
33
|
|
33
|
Revolving |
159
|
|
159
|
Revolving-Term |
697
|
|
776
|
Total |
889
|
|
968
|
One-to-four family residential and cooperative/condominium apartment | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2021/2020 |
|
|
1,005
|
2020/2019 |
1,000
|
|
337
|
2019/2018 and Prior |
9,074
|
|
8,711
|
Revolving-Term |
1,046
|
|
1,061
|
Total |
11,120
|
|
11,114
|
Multifamily residential and residential mixed-use |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
11,137
|
|
256,822
|
2023/2022 |
256,226
|
|
1,340,197
|
2022/2021 |
1,341,393
|
|
587,686
|
2021/2020 |
578,481
|
|
316,312
|
2020/2019 |
324,466
|
|
393,912
|
2019/2018 and Prior |
1,474,984
|
|
1,113,081
|
Revolving |
5,550
|
|
4,841
|
Revolving-Term |
4,311
|
|
4,325
|
Total |
3,996,548
|
|
4,017,176
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs 2019/2018 and Prior |
|
|
2
|
YTD Gross Charge-Offs |
|
|
2
|
Multifamily residential and residential mixed-use | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
11,137
|
|
256,822
|
2023/2022 |
256,226
|
|
1,340,197
|
2022/2021 |
1,340,191
|
|
578,352
|
2021/2020 |
569,200
|
|
283,633
|
2020/2019 |
291,859
|
|
384,937
|
2019/2018 and Prior |
1,339,820
|
|
981,820
|
Revolving |
5,550
|
|
4,841
|
Revolving-Term |
4,311
|
|
4,325
|
Total |
3,818,294
|
|
3,834,927
|
Multifamily residential and residential mixed-use | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
1,202
|
|
9,334
|
2021/2020 |
9,281
|
|
3,880
|
2020/2019 |
14,403
|
|
3,886
|
2019/2018 and Prior |
56,732
|
|
64,273
|
Total |
81,618
|
|
81,373
|
Multifamily residential and residential mixed-use | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2021/2020 |
|
|
28,799
|
2020/2019 |
18,204
|
|
5,089
|
2019/2018 and Prior |
78,432
|
|
66,988
|
Total |
96,636
|
|
100,876
|
Non-owner-occupied commercial real estate |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
40,593
|
|
220,045
|
2023/2022 |
217,651
|
|
738,133
|
2022/2021 |
737,938
|
|
665,134
|
2021/2020 |
661,106
|
|
582,652
|
2020/2019 |
579,118
|
|
370,018
|
2019/2018 and Prior |
1,130,405
|
|
783,840
|
Revolving |
11,223
|
|
11,919
|
Revolving-Term |
7,864
|
|
7,926
|
Total |
3,385,898
|
|
3,379,667
|
Non-owner-occupied commercial real estate | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
40,593
|
|
220,045
|
2023/2022 |
217,651
|
|
738,133
|
2022/2021 |
737,938
|
|
645,246
|
2021/2020 |
641,361
|
|
447,002
|
2020/2019 |
443,893
|
|
359,201
|
2019/2018 and Prior |
1,085,387
|
|
756,921
|
Revolving |
11,223
|
|
11,919
|
Revolving-Term |
7,864
|
|
7,926
|
Total |
3,185,910
|
|
3,186,393
|
Non-owner-occupied commercial real estate | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
|
|
19,872
|
2021/2020 |
19,730
|
|
75,378
|
2020/2019 |
75,170
|
|
4,563
|
2019/2018 and Prior |
13,550
|
|
2,763
|
Total |
108,450
|
|
102,576
|
Non-owner-occupied commercial real estate | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
|
|
16
|
2021/2020 |
15
|
|
60,272
|
2020/2019 |
60,055
|
|
6,254
|
2019/2018 and Prior |
31,468
|
|
24,156
|
Total |
91,538
|
|
90,698
|
Non-owner-occupied commercial real estate | Total real estate loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total |
3,385,898
|
|
3,379,667
|
Acquisition, development, and construction ("ADC") |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
3,929
|
|
16,735
|
2023/2022 |
22,981
|
|
29,034
|
2022/2021 |
31,250
|
|
74,163
|
2021/2020 |
74,173
|
|
9,900
|
2020/2019 |
|
|
14,918
|
2019/2018 and Prior |
15,219
|
|
437
|
Revolving |
26,936
|
|
22,444
|
Revolving-Term |
864
|
|
882
|
Total |
175,352
|
|
168,513
|
Acquisition, development, and construction ("ADC") | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
3,929
|
|
16,735
|
2023/2022 |
22,981
|
|
17,534
|
2022/2021 |
31,250
|
|
59,202
|
2021/2020 |
59,209
|
|
9,900
|
2020/2019 |
|
|
2,665
|
2019/2018 and Prior |
2,966
|
|
437
|
Revolving |
26,936
|
|
22,444
|
Revolving-Term |
207
|
|
225
|
Total |
147,478
|
|
129,142
|
Acquisition, development, and construction ("ADC") | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
|
|
11,500
|
2022/2021 |
|
|
14,961
|
2021/2020 |
14,964
|
|
|
2020/2019 |
|
|
12,253
|
Total |
14,964
|
|
38,714
|
Acquisition, development, and construction ("ADC") | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2019/2018 and Prior |
12,253
|
|
|
Revolving-Term |
657
|
|
657
|
Total |
12,910
|
|
657
|
Other Loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total |
5,170
|
|
5,755
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs |
30
|
$ 1
|
|
Other Loans | Credit Risk Profile |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total |
5,170
|
|
5,755
|
Other Loans | Performing | Credit Risk Profile |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total |
5,170
|
|
5,755
|
Excludes Other Loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2024/2023 |
131,925
|
|
923,383
|
2023/2022 |
919,884
|
|
2,755,142
|
2022/2021 |
2,738,846
|
|
1,629,836
|
2021/2020 |
1,612,157
|
|
1,144,485
|
2020/2019 |
1,131,998
|
|
1,002,340
|
2019/2018 and Prior |
3,375,453
|
|
2,458,637
|
Revolving |
744,078
|
|
740,962
|
Revolving-Term |
103,754
|
|
106,297
|
Total |
10,758,095
|
|
10,761,082
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs 2022/2021 |
80
|
|
77
|
YTD Gross Charge-Offs 2021/2020 |
|
|
38
|
YTD Gross Charge-Offs 2020/2019 |
|
|
4,166
|
YTD Gross Charge-Offs 2019/2018 and Prior |
|
|
2,231
|
YTD Gross Charge-Offs Revolving |
633
|
|
5,464
|
YTD Gross Charge-Offs Revolving-Term |
83
|
|
3,404
|
YTD Gross Charge-Offs |
$ 796
|
|
$ 15,380
|