CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 370,852	$ 457,547
Securities available-for-sale, at fair value	859,216	886,240
Securities held-to-maturity	589,331	594,639
Loans held for sale	8,973	10,159
Loans held for investment, net of fees and costs	10,764,583	10,773,428
Allowance for credit losses	(76,068)	(71,743)
Total loans held for investment, net	10,688,515	10,701,685
Premises and fixed assets, net	44,501	44,868
Premises held for sale		905
Restricted stock	74,346	98,750
Bank Owned Life Insurance ("BOLI")	352,277	349,816
Goodwill	155,797	155,797
Other intangible assets	4,753	5,059
Operating lease assets	51,988	52,729
Derivative assets	135,162	122,132
Accrued interest receivable	55,369	55,666
Other assets	110,012	100,013
Total assets	13,501,092	13,636,005
Liabilities:
Interest-bearing deposits	7,977,994	7,585,020
Non-interest-bearing deposits	2,819,481	2,884,378
Deposits (excluding mortgage escrow deposits)	10,797,475	10,469,398
Non-interest-bearing mortgage escrow deposits	101,229	61,121
Interest-bearing mortgage escrow deposits	173	136
Mortgage escrow deposits	101,402	61,257
Federal Home Loan Bank of New York ("FHLBNY") advances	773,000	1,313,000
Subordinated debt, net	200,174	200,196
Derivative cash collateral	132,900	108,100
Operating lease liabilities	54,727	55,454
Derivative liabilities	122,112	121,265
Other liabilities	79,931	81,110
Total liabilities	12,261,721	12,409,780
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at March 31, 2024 and December 31, 2023)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 41,637,256 shares issued at March 31, 2024 and December 31, 2023, and 38,931,833 shares and 38,822,654 shares outstanding at March 31, 2024 and December 31, 2023, respectively)	416	416
Additional paid-in capital	492,834	494,454
Retained earnings	819,130	813,007
Accumulated other comprehensive loss, net of deferred taxes	(85,466)	(91,579)
Unearned equity awards	(10,191)	(8,622)
Treasury stock, at cost (2,705,423 shares and 2,814,602 shares at March 31, 2024 and December 31, 2023, respectively)	(93,921)	(98,020)
Total stockholders' equity	1,239,371	1,226,225
Total liabilities and stockholders' equity	$ 13,501,092	$ 13,636,005