LOANS HELD FOR INVESTMENT, NET - Credit Quality Indicators (Details) - USD ($) $ in Thousands |
12 Months Ended |
Dec. 31, 2023 |
Dec. 31, 2022 |
Dec. 31, 2021 |
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total loans, net of fair value hedge basis point adjustments |
$ 10,773,428
|
$ 10,566,831
|
|
Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
922,902
|
|
|
2022/2021 |
2,700,103
|
2,845,426
|
|
2021/2020 |
1,582,274
|
1,733,872
|
|
2020/2019 |
954,855
|
1,196,053
|
|
2019/2018 |
960,030
|
1,024,753
|
|
2018/2017 and Prior |
2,257,567
|
522,005
|
|
2016 and Prior |
|
2,175,148
|
|
Revolving |
704,128
|
726,711
|
|
Revolving-Term |
60,048
|
59,850
|
|
Total loans, net of fair value hedge basis point adjustments |
10,141,907
|
10,283,818
|
|
Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
481
|
|
|
2022/2021 |
53,182
|
6,634
|
|
2021/2020 |
45,366
|
|
|
2020/2019 |
92,825
|
20,549
|
|
2019/2018 |
27,827
|
17,365
|
|
2018/2017 and Prior |
70,219
|
16,628
|
|
2016 and Prior |
|
31,664
|
|
Revolving |
21,267
|
9,641
|
|
Revolving-Term |
26,082
|
1,204
|
|
Total loans, net of fair value hedge basis point adjustments |
337,249
|
103,685
|
|
Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
1,857
|
5,242
|
|
2021/2020 |
2,196
|
2,052
|
|
2020/2019 |
96,805
|
23,234
|
|
2019/2018 |
14,483
|
19,143
|
|
2018/2017 and Prior |
130,103
|
22,819
|
|
2016 and Prior |
|
66,232
|
|
Revolving |
15,567
|
11,290
|
|
Revolving-Term |
20,167
|
10,505
|
|
Total loans, net of fair value hedge basis point adjustments |
281,178
|
160,517
|
|
Doubtful |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2019/2018 |
|
8,332
|
|
2018/2017 and Prior |
748
|
752
|
|
2016 and Prior |
|
2,048
|
|
Total loans, net of fair value hedge basis point adjustments |
748
|
11,132
|
|
Total real estate loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total loans, net of fair value hedge basis point adjustments |
9,694,144
|
9,487,440
|
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs 2022/2021 |
|
477
|
|
YTD Gross Charge-Offs 2021/2020 |
|
4,720
|
|
YTD Gross Charge-Offs 2020/2019 |
|
2,088
|
|
YTD Gross Charge-Offs 2018 and Prior/2017 and Prior |
|
2,414
|
|
YTD Gross Charge-Offs Revolving |
|
1,460
|
|
YTD Gross Charge-Offs Revolving-Term |
|
242
|
|
YTD Gross Charge-Offs |
16
|
11,401
|
$ 3,817
|
Excludes Other Loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
|
2,857,302
|
|
2021/2020 |
|
1,735,924
|
|
2020/2019 |
|
1,239,836
|
|
2019/2018 |
|
1,069,593
|
|
2018/2017 and Prior |
|
562,204
|
|
2016 and Prior |
|
2,275,092
|
|
Revolving |
|
747,642
|
|
Revolving-Term |
|
71,559
|
|
Total loans, net of fair value hedge basis point adjustments |
|
10,559,152
|
|
C&I |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
61,252
|
|
|
2022/2021 |
152,914
|
184,359
|
|
2021/2020 |
28,109
|
37,755
|
|
2020/2019 |
31,853
|
48,361
|
|
2019/2018 |
28,114
|
49,859
|
|
2018/2017 and Prior |
49,862
|
23,871
|
|
2016 and Prior |
|
46,466
|
|
Revolving |
657,474
|
648,912
|
|
Revolving-Term |
57,360
|
32,129
|
|
Total loans, net of fair value hedge basis point adjustments |
1,066,938
|
1,071,712
|
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs 2022/2021 |
|
477
|
|
YTD Gross Charge-Offs 2021/2020 |
77
|
4,720
|
|
YTD Gross Charge-Offs 2020/2019 |
38
|
2,088
|
|
YTD Gross Charge-Offs 2019/2018 |
4,166
|
|
|
YTD Gross Charge-Offs 2018 and Prior/2017 and Prior |
2,229
|
2,414
|
|
YTD Gross Charge-Offs Revolving |
5,464
|
1,460
|
|
YTD Gross Charge-Offs Revolving-Term |
3,390
|
242
|
|
YTD Gross Charge-Offs |
15,364
|
11,401
|
4,984
|
C&I | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
60,771
|
|
|
2022/2021 |
138,145
|
175,347
|
|
2021/2020 |
24,865
|
36,511
|
|
2020/2019 |
25,371
|
42,103
|
|
2019/2018 |
25,142
|
37,030
|
|
2018/2017 and Prior |
37,019
|
20,628
|
|
2016 and Prior |
|
33,343
|
|
Revolving |
620,799
|
628,560
|
|
Revolving-Term |
31,467
|
22,239
|
|
Total loans, net of fair value hedge basis point adjustments |
963,579
|
995,761
|
|
C&I | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
481
|
|
|
2022/2021 |
12,912
|
3,770
|
|
2021/2020 |
1,199
|
|
|
2020/2019 |
905
|
894
|
|
2019/2018 |
1,204
|
1,529
|
|
2018/2017 and Prior |
159
|
1,521
|
|
2016 and Prior |
|
843
|
|
Revolving |
21,108
|
9,062
|
|
Revolving-Term |
7,444
|
478
|
|
Total loans, net of fair value hedge basis point adjustments |
45,412
|
18,097
|
|
C&I | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
1,857
|
5,242
|
|
2021/2020 |
2,045
|
1,244
|
|
2020/2019 |
5,577
|
5,364
|
|
2019/2018 |
1,768
|
2,968
|
|
2018/2017 and Prior |
11,936
|
970
|
|
2016 and Prior |
|
10,232
|
|
Revolving |
15,567
|
11,290
|
|
Revolving-Term |
18,449
|
9,412
|
|
Total loans, net of fair value hedge basis point adjustments |
57,199
|
46,722
|
|
C&I | Doubtful |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2019/2018 |
|
8,332
|
|
2018/2017 and Prior |
748
|
752
|
|
2016 and Prior |
|
2,048
|
|
Total loans, net of fair value hedge basis point adjustments |
748
|
11,132
|
|
One-to-four family residential and cooperative/condominium apartment |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
170,601
|
|
|
2022/2021 |
213,479
|
225,031
|
|
2021/2020 |
102,684
|
108,185
|
|
2020/2019 |
70,529
|
73,758
|
|
2019/2018 |
62,693
|
66,742
|
|
2018/2017 and Prior |
221,875
|
67,180
|
|
2016 and Prior |
|
176,292
|
|
Revolving |
31,364
|
41,751
|
|
Revolving-Term |
14,330
|
14,382
|
|
Total loans, net of fair value hedge basis point adjustments |
887,555
|
773,321
|
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs Revolving-Term |
14
|
|
|
YTD Gross Charge-Offs |
14
|
|
20
|
One-to-four family residential and cooperative/condominium apartment | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
170,601
|
|
|
2022/2021 |
213,479
|
225,031
|
|
2021/2020 |
102,684
|
108,185
|
|
2020/2019 |
69,524
|
72,732
|
|
2019/2018 |
62,356
|
65,515
|
|
2018/2017 and Prior |
213,131
|
66,038
|
|
2016 and Prior |
|
164,338
|
|
Revolving |
31,205
|
41,172
|
|
Revolving-Term |
12,493
|
12,563
|
|
Total loans, net of fair value hedge basis point adjustments |
875,473
|
755,574
|
|
One-to-four family residential and cooperative/condominium apartment | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2018/2017 and Prior |
33
|
735
|
|
2016 and Prior |
|
1,175
|
|
Revolving |
159
|
579
|
|
Revolving-Term |
776
|
726
|
|
Total loans, net of fair value hedge basis point adjustments |
968
|
3,215
|
|
One-to-four family residential and cooperative/condominium apartment | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2020/2019 |
1,005
|
1,026
|
|
2019/2018 |
337
|
1,227
|
|
2018/2017 and Prior |
8,711
|
407
|
|
2016 and Prior |
|
10,779
|
|
Revolving-Term |
1,061
|
1,093
|
|
Total loans, net of fair value hedge basis point adjustments |
11,114
|
14,532
|
|
Multifamily residential and residential mixed-use |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
256,822
|
|
|
2022/2021 |
1,340,197
|
1,386,549
|
|
2021/2020 |
587,686
|
582,393
|
|
2020/2019 |
316,312
|
328,718
|
|
2019/2018 |
393,912
|
414,117
|
|
2018/2017 and Prior |
1,113,081
|
147,385
|
|
2016 and Prior |
|
1,155,080
|
|
Revolving |
4,841
|
12,584
|
|
Revolving-Term |
4,325
|
|
|
Total loans, net of fair value hedge basis point adjustments |
4,017,176
|
4,026,826
|
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs 2018 and Prior/2017 and Prior |
2
|
|
|
YTD Gross Charge-Offs |
2
|
|
391
|
Multifamily residential and residential mixed-use | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
256,822
|
|
|
2022/2021 |
1,340,197
|
1,386,549
|
|
2021/2020 |
578,352
|
582,393
|
|
2020/2019 |
283,633
|
316,424
|
|
2019/2018 |
384,937
|
395,933
|
|
2018/2017 and Prior |
981,820
|
127,074
|
|
2016 and Prior |
|
1,107,281
|
|
Revolving |
4,841
|
12,584
|
|
Revolving-Term |
4,325
|
|
|
Total loans, net of fair value hedge basis point adjustments |
3,834,927
|
3,928,238
|
|
Multifamily residential and residential mixed-use | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2021/2020 |
9,334
|
|
|
2020/2019 |
3,880
|
|
|
2019/2018 |
3,886
|
11,183
|
|
2018/2017 and Prior |
64,273
|
|
|
2016 and Prior |
|
14,168
|
|
Total loans, net of fair value hedge basis point adjustments |
81,373
|
25,351
|
|
Multifamily residential and residential mixed-use | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2020/2019 |
28,799
|
12,294
|
|
2019/2018 |
5,089
|
7,001
|
|
2018/2017 and Prior |
66,988
|
20,311
|
|
2016 and Prior |
|
33,631
|
|
Total loans, net of fair value hedge basis point adjustments |
100,876
|
73,237
|
|
Commercial real estate ("CRE") |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
417,973
|
|
|
2022/2021 |
1,019,518
|
1,024,486
|
|
2021/2020 |
837,194
|
854,391
|
|
2020/2019 |
715,891
|
777,757
|
|
2019/2018 |
502,703
|
522,932
|
|
2018/2017 and Prior |
1,073,382
|
323,768
|
|
2016 and Prior |
|
895,167
|
|
Revolving |
24,839
|
34,362
|
|
Revolving-Term |
29,400
|
24,767
|
|
Total loans, net of fair value hedge basis point adjustments |
4,620,900
|
4,457,630
|
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs |
|
|
3,406
|
Commercial real estate ("CRE") | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
417,973
|
|
|
2022/2021 |
990,748
|
1,021,622
|
|
2021/2020 |
817,171
|
854,240
|
|
2020/2019 |
566,427
|
753,552
|
|
2019/2018 |
484,930
|
510,332
|
|
2018/2017 and Prior |
1,025,160
|
308,265
|
|
2016 and Prior |
|
868,099
|
|
Revolving |
24,839
|
34,362
|
|
Revolving-Term |
11,538
|
24,767
|
|
Total loans, net of fair value hedge basis point adjustments |
4,338,786
|
4,375,239
|
|
Commercial real estate ("CRE") | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
28,770
|
2,864
|
|
2021/2020 |
19,872
|
|
|
2020/2019 |
88,040
|
19,655
|
|
2019/2018 |
10,484
|
4,653
|
|
2018/2017 and Prior |
5,754
|
14,372
|
|
2016 and Prior |
|
15,478
|
|
Revolving-Term |
17,862
|
|
|
Total loans, net of fair value hedge basis point adjustments |
170,782
|
57,022
|
|
Commercial real estate ("CRE") | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2021/2020 |
151
|
151
|
|
2020/2019 |
61,424
|
4,550
|
|
2019/2018 |
7,289
|
7,947
|
|
2018/2017 and Prior |
42,468
|
1,131
|
|
2016 and Prior |
|
11,590
|
|
Total loans, net of fair value hedge basis point adjustments |
111,332
|
25,369
|
|
Acquisition, development, and construction ("ADC") |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
16,735
|
|
|
2022/2021 |
29,034
|
36,877
|
|
2021/2020 |
74,163
|
153,200
|
|
2020/2019 |
9,900
|
11,242
|
|
2019/2018 |
14,918
|
15,943
|
|
2018/2017 and Prior |
437
|
|
|
2016 and Prior |
|
2,087
|
|
Revolving |
22,444
|
10,033
|
|
Revolving-Term |
882
|
281
|
|
Total loans, net of fair value hedge basis point adjustments |
168,513
|
229,663
|
|
Acquisition, development, and construction ("ADC") | Pass |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
16,735
|
|
|
2022/2021 |
17,534
|
36,877
|
|
2021/2020 |
59,202
|
152,543
|
|
2020/2019 |
9,900
|
11,242
|
|
2019/2018 |
2,665
|
15,943
|
|
2018/2017 and Prior |
437
|
|
|
2016 and Prior |
|
2,087
|
|
Revolving |
22,444
|
10,033
|
|
Revolving-Term |
225
|
281
|
|
Total loans, net of fair value hedge basis point adjustments |
129,142
|
229,006
|
|
Acquisition, development, and construction ("ADC") | Special Mention |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2022/2021 |
11,500
|
|
|
2021/2020 |
14,961
|
|
|
2019/2018 |
12,253
|
|
|
Total loans, net of fair value hedge basis point adjustments |
38,714
|
|
|
Acquisition, development, and construction ("ADC") | Substandard |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2021/2020 |
|
657
|
|
Revolving-Term |
657
|
|
|
Total loans, net of fair value hedge basis point adjustments |
657
|
657
|
|
Other Loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total loans, net of fair value hedge basis point adjustments |
5,755
|
7,679
|
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs |
300
|
53
|
$ 777
|
Other Loans | Credit Risk Profile |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total loans, net of fair value hedge basis point adjustments |
5,755
|
7,679
|
|
Other Loans | Performing | Credit Risk Profile |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total loans, net of fair value hedge basis point adjustments |
5,755
|
7,580
|
|
Other Loans | Non-Accrual | Credit Risk Profile |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
Total loans, net of fair value hedge basis point adjustments |
|
$ 99
|
|
Excludes Other Loans |
|
|
|
Credit Risk Profile of Real Estate Loans [Abstract] |
|
|
|
2023/2022 |
923,383
|
|
|
2022/2021 |
2,755,142
|
|
|
2021/2020 |
1,629,836
|
|
|
2020/2019 |
1,144,485
|
|
|
2019/2018 |
1,002,340
|
|
|
2018/2017 and Prior |
2,458,637
|
|
|
Revolving |
740,962
|
|
|
Revolving-Term |
106,297
|
|
|
Total loans, net of fair value hedge basis point adjustments |
10,761,082
|
|
|
Excludes Other Loans | Total real estate loans |
|
|
|
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
YTD Gross Charge-Offs 2021/2020 |
77
|
|
|
YTD Gross Charge-Offs 2020/2019 |
38
|
|
|
YTD Gross Charge-Offs 2019/2018 |
4,166
|
|
|
YTD Gross Charge-Offs 2018 and Prior/2017 and Prior |
2,231
|
|
|
YTD Gross Charge-Offs Revolving |
5,464
|
|
|
YTD Gross Charge-Offs Revolving-Term |
3,404
|
|
|
YTD Gross Charge-Offs |
$ 15,380
|
|
|