REGULATORY CAPITAL MATTERS (Tables)

12 Months Ended

Dec. 31, 2023

REGULATORY CAPITAL MATTERS

Schedule of the Company's and Bank's actual capital amounts and ratios

The following tables present actual capital levels and minimum required levels for the Company and the Bank under Basel III rules at December 31, 2023 and 2022:

	At December 31, 2023
					For Capital				To Be Categorized
	Actual				Adequacy Purposes(1)				as “Well Capitalized”(1)
							Minimum				Minimum
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Tier 1 capital / % of average total assets
Bank	$	1,331,676	9.8	%	$	544,254	4.0	%	$	680,318	5.0	%
Consolidated Company		1,158,455	8.5			544,529	4.0			N/A	N/A
Common equity Tier 1 capital / % of risk-weighted assets
Bank		1,331,676	12.6			476,168	4.5			687,798	6.5
Consolidated Company		1,041,886	9.8			476,341	4.5			N/A	N/A
Tier 1 capital / % of risk-weighted assets
Bank		1,331,676	12.6			634,890	6.0			846,520	8.0
Consolidated Company		1,158,455	10.9			635,122	6.0			N/A	N/A
Total capital / % of risk-weighted assets
Bank		1,406,581	13.3			846,520	8.0			1,058,151	10.0
Consolidated Company		1,433,361	13.5			846,829	8.0			N/A	N/A

(1) In accordance with the Basel III rules.

	At December 31, 2022
					For Capital				To Be Categorized
	Actual				Adequacy Purposes(1)				as “Well Capitalized”(1)
							Minimum				Minimum
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Tier 1 capital / % of average total assets
Bank	$	1,286,656	10.0	%	$	517,606	4.0	%	$	647,008	5.0	%
Consolidated Company		1,103,498	8.5			517,914	4.0			N/A	N/A
Common equity Tier 1 capital / % of risk-weighted assets
Bank		1,286,656	11.9			485,062	4.5			700,645	6.5
Consolidated Company		986,928	9.2			485,243	4.5			N/A	N/A
Tier 1 capital / % of risk-weighted assets
Bank		1,286,656	11.9			646,749	6.0			862,332	8.0
Consolidated Company		1,103,498	10.2			646,990	6.0			N/A	N/A
Total capital / % of risk-weighted assets
Bank		1,373,431	12.7			862,332	8.0			1,077,915	10.0
Consolidated Company		1,390,272	12.9			862,654	8.0			N/A	N/A

(1) In accordance with the Basel III rules.